How to save money on car insurance

Get a quote now

It is generally not something people look forward to spending their hard-earned money on

How to save money on car insurance

Having car insurance is essential if you are living in Dubai. It is generally not something people look forward to spending their hard-earned money on. Did you know that you can save money on your car insurance premiums? Here is how:

Shop around

Get quotes from different insurance companies and compare what they offer and cost. It is easy to settle on the first option, but this could see you spending too much on your car insurance premiums. Compare Insurance generates a comparison between the top insurance companies for you within less than 5 minutes, all you need to do is decide which one suits you best.

Consider the car you drive

It is cheaper to insure newer cars as they pose less of a risk of breaking down. Sports cars and luxury vehicles are more expensive to insure as they cost more to fix.

Adjust your excess

The agreed excess payment you are liable to pay if you claim from your insurance provider can help you save money on your insurance premiums if you agree on a higher excess. Be cautious when agreeing on a higher excess as this may end up being unaffordable if you need to pay it.

No-claims discount

Insurance providers are often willing to give you a discount if you have a good driving history with no or little insurance claims. You can request your no-claims certificate from your previous insurance provider to submit when requesting a new quotation.

Do not auto-renew your insurance plan

It has been found that 30% of drivers allow their car insurance policy to renew automatically. At the end of your insurance term, you can request that your insurer calculates a new premium for you based on good driving behavior, being over 25 years of age and having more experience on the roads. This is a simple way to save money on your current car insurance policy.

Adding a named driver to your policy

If an additional driver who is over 25 years of age and has a good history of driving with no insurance claims uses your vehicle, regularly or occasionally, you can add them to your policy as an additional driver. Your insurance company will take this into consideration to save your money on your car insurance policy.

It is well worth exploring all of the different ways that you can save money on your car insurance!

In this article


Shop around

Consider the car you drive

Adjust your excess

No-claims discount

Do not auto-renew your insurance plan

Adding a named driver to your policy
COMPARE CAR INSURANCE QUOTES

Our top car insurance guides / articles


View all car insurance guides