Starting a family is a busy time with lots of things to prepare and your health insurance should be one of them. Here are some key things to consider before you start your next chapter:
Are you on the best type of insurance?
Health insurance for parents is a legal requirement in Dubai, whether you are a full-time resident or only working in the city temporarily. As a result, you must either be covered through your employer or your own plan. If you and your partner are both offered healthcare insurance by your employer, then you may want to stick with your existing work policies. However, if one or both of you aren’t covered through work and you organise your own health insurance, you may want to consider taking out a joint or family policy. This could save you money compared to multiple individual policies and gives you the convenience of having everything in one place.
Health insurance for your children
Protecting your children against illness or accidents is essential for keeping them safe, so check if your children are covered by your work health insurance policy. If not, and you and your partner are content with your existing cover, then you may want to start looking into separate children’s health insurance so you are prepared. Alternatively, you could choose to take out a new family health insurance policy, which would cover every member of the family in one.
Does your current policy offer maternity benefits?
If you are planning on trying to conceive in the near future, it is a good idea to check whether your current health insurance covers issues relating to pregnancy. Not every insurer will cover the same thing and some conditions related to pregnancy could be very costly for you if they aren’t covered. If you aren’t satisfied with what your current insurer offers, investigate alternative options before you become pregnant, if possible. Some insurance companies will be reluctant to accept new policies from women who are already pregnant.
If you want to check that you’ve got the best health insurance broker for you and your growing family, why not do some research and compare the available policies on our website?