Travelling alone is a great way to discover new opportunities and get time to yourself away from friends, family and other obligations. Unfortunately, solo travel presents a set of unique challenges that warrant a comprehensive solo axa schengen insurance to ensure your safety and security.
But, what exactly is solo travel insurance?
Picture this: You’re hiking on a mountain far away from home, and you lose gear or get injured. Without solo travel insurance, you’re responsible for this and anything else that goes wrong, which puts a dent in your pocket.
On the other hand, with the right policy, you can claim your expenses back, giving you peace of mind knowing you’re covered throughout your trip.
Tips for buying the right policy
Solo travel insurance can cover a wide variety of situations, from baggage loss to trip cancellation. However, not all policies cover the same emergencies or to the same degree, so you need to do your due diligence to ensure you get cover that meets your solo travelling needs.
To help you make the right decision, here are four tips for buying solo travel insurance.
1. Consider your activities
Will you go snorkelling, snowboarding, swimming or will you stay in your hotel basking by the poolside? Insurers may not cover certain activities because they’re high risk, and even if they do, you’ll have to pay more.
So, know what you’re going to do during your trip and be sure to ask your potential provider whether it’s covered in your policy.
2. Compare quotes
Never buy the first solo travel insurance policy that comes your way. You may not get the right cover for your needs, and you may be paying more than you have to. Instead, compare quotes from various providers and look at what’s covered and what’s not to make sure you get the best value for your money.
3. Why are you travelling?
Lastly, consider why you’re travelling. Is it for business, leisure, adventure or are you going on a backpacking experience? All these require different policies so that you’re covered throughout your trip.
Feel free to use our comparison tool to purchase solo travel insurance for children that suits your needs.