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Health Insurance

Getting the best deal on your student insurance premiums

If you’re looking for student health insurance, it’s important to make sure you get the best deal for you. Every student has a different budget, and different insurance needs, so it’s essential you find the right coverage. Doing so can be difficult, but using an insurance comparison tool like Compare Insurance can help massively.

Cut the time it takes to find a great deal, and get something perfect for your student budget.

How do you get started?

When you’re looking for student insurance and you want to use a comparison tool, the first thing is to find the one you want to use. Compare Insurance has made it easy for you to get started, so is worth considering.

Then all you need to do is make an application. Think about the type of student insurance cover you want – do you just need general cover, or will your studies require you to have a specific level of cover? Whatever the right insurance package for you looks like, make sure your application represents this. It’s your cover, your way.

When you submit your application it will be presented to a number of different partners the comparison website works with. They will assess it before making you an offer. All of your offers will be collected together and presented to you for your consideration – this makes it easy for you to compare and contrast them. It’s that easy.

Getting the right cover

Using a comparison tool allows you to make sure you’re getting the right level of cover on your student insurance deal – you don’t have to just accept what a certain company wants to offer you. With a comparison tool, you dictate the level of cover that you want, and insurance companies will make their best offer to provide it for you.

Make sure you use a trusted comparison tool that has partnered with a broad selection of insurance providers, to be positive you’re getting the best range of deals you can. For the type of student insurance you really need, you’ll be sure to find the right deal for you on Compare Insurance – try it today.

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Health Insurance

Finding low cost health insurance the easy way

If you’re in the market for low cost health insurance, it can be difficult to find the right deal for you. Cheap medical insurance shouldn’t also mean poor coverage, so you need a way to compare and contrast the deals available to you – fortunately, there’s an easy way to do it!

Use a comparison tool today to find affordable health insurance.

Using technology for your benefit

Anyone looking for low income health insurance has to give serious consideration to the benefits that come from using an online comparison tool. It’s quick, simple, and offers you the ability to find a range of health insurance quotes at the prices to suit your budget.

All you do is fill in your application to determine the kind of coverage you want. It then goes to multiple health insurance companies who examine your application and offer you a quote. This can be done in minutes, meaning you can fit finding health insurance into your schedule.

With the quotes at your disposal, you can then choose which is best for you. You may find more appeal in a quote that offers the lowest monthly premiums, or that has the highest possible insurance payout, or covers the broadest selection of possible claims – it’s entirely up to you.

Health insurance for your budget

Whatever your budget is, there’s going to be a great health insurance package available for you. Just because it doesn’t cost the earth, it doesn’t mean you have to scrimp on the coverage. Even the cheapest health insurance package is better than no coverage at all.

Health insurance is always an intelligent investment, but it doesn’t have to be an expensive one. Use a comparison tool to find the broadest selection of offers available to you, pick and choose which is the best for your circumstances, and confirm your application.

That’s really all it takes for you to get covered.

Get yourself covered today

Whether it’s personal health insurance, children’s health insurance, or family health insurance, use a comparison tool like Compare Insurance to get the best deals for your budget in mere moments.

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Health Insurance

If you need temporary health insurance, find the best deal for you online

If you’re looking for temporary health insurance to cover your health for a short period of time, you likely don’t want to spend much time finding the right deal. With time being of the essence, one of the best tools you can use to find the right deal for you is an online comparison tool – such as Compare Insurance.

With a great deal available for your needs, your budget, and your lifestyle, get started now.

Finding the right deal for you

There are many different types of health insurance available, and the same applies to temporary health cover. You can get fully comprehensive health cover, or you can get a more limited plan that is more budget-friendly. Whether you need the cover for a day, a week, or a month for whatever you’re doing you can guarantee you’ll find a great deal for you by using an online comparison tool. It couldn’t be easier.

All you need to do is decide the level of coverage you’re looking for, then make your application. A comparison tool will present your application to a number of different health insurance providers, from the most premium through to the most budget-oriented. You’ll then be made a series of offers for coverage.

Choosing the best coverage for you

Everyone has different priorities when it comes to their health insurance cover. You might want to make sure your temporary health coverage has you covered for every eventuality, or you might want to protect against the most likely issues you might encounter and save yourself some money. It’s up to you!

Whatever you choose, you’ll be able to browse the deals available and decide which is the package that best suits your needs. When you’ve chosen, all you need to do is accept the offer from the insurance provider and you’re ready to go. It’s really as simple as that – no delays, no stress, no red tape.

If you need temporary health insurance, find the best deal as quickly and conveniently as possible by using an online comparison tool like Compare Insurance today – you won’t regret it.

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Health Insurance

How to find the best health insurance for kids

No-one likes to think about their children needing medical treatment, but it’s always good to be prepared. Children’s health insurance helps pay for private healthcare for your kids if they need it, but what should you look for?

Different types of policy

You can choose to take out family health insurance only for your child. This will give you peace of mind that they’re covered should anything happen, and it may be that the adults in your household are already covered by other policies. It is also possible to include children on a plan that covers your whole family.

Child health care plans can also work in a number of ways. There’s the standard insurance model in which you pay a monthly premium and then pay an excess should you make a claim. You could also choose a cash plan, in which you make a small payment each month and will be paid a small sum to cover events like a trip to the dentist, for example.

Different levels of cover

For those on a tight budget, a basic policy generally covers treatment and associated costs when your child has been admitted to hospital. A mid-level child insurance policy is likely to also cover outpatient costs. Comprehensive cover includes all of the above plus extra treatments such as physiotherapy, homoeopathy and mental health treatment.

Be aware of exclusions

Many health care plans will have certain exclusions – things that are not covered. It could be that a policy does not cover treatment for pre-existing conditions, or for conditions such as diabetes. It’s important to check all of this before you choose a policy.

Dental cover and optician costs

Most plans will not include dental cover and optician costs as standard, but will offer these on as optional extras. Before adding extras like these, make sure you compare them with alternative quotes to make sure you’re getting the best deal.

Comparing child health insurance plans is easy thanks to Compare Insurance’s comparison tool. Simply tell us a bit about you and we’ll show you the best health care plans for your kids.

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Health Insurance

4 myths about medical insurance busted

When the time comes to buy health insurance for you and your family, you may be unsure as to what benefits you will receive, and which ones are not automatically covered. There are many myths regarding individual health insurance plans, and in this article, we will try and clear up some of the more obvious ones.

Myth 1: I don’t need health insurance because I am young and fit

This myth is one of the most common when it comes to personal health insurance, but anyone can be taken ill at any time, and it is best to get health insurance cover from a young age. Also, because you are young and healthy, your premiums will be a lot lower than if you were to wait and take out health insurance in middle-age, for example.

Myth 2: I do not have to declare any pre-existing illnesses

This attitude is totally wrong. When signing up for health insurance, you must be honest and declare any pre-existing illnesses and diseases you may be suffering from. If you fail to declare these pre-existing conditions, you may find your insurer will discover your medical history and reject your request for a claim.

Myth 3: I won’t get health insurance because I’m a smoker

A lot of people think that because they are a smoker they will not be eligible for medical insurance, but this is another myth. Even though smokers are more at risk of health problems, most health insurance providers will offer a range of policies to cover them. Nevertheless, since smokers are more at risk from certain illnesses and diseases compared to non-smokers, the premiums will be higher.

Myth 4: Pre-existing illnesses are covered from the start

In fact, the opposite is true, with most health insurance policies coming with a waiting period of 30-days, except for accidents, before you can make any claim. For pre-existing illnesses, the waiting period can be anything from two to four years.

As you can see, it is important to take the time to compare different medical insurance policies online, so you can choose the one most suitable for your needs.

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Health Insurance

What’s the best way to compare health care plans?

Health insurance differs from other types of insurance, and it is really important to compare different health care insurance plans.

These plans can widely differ from each other in three or four main areas, and understanding them can allow you to compare policies on a like for like basis.

These differences relate to types of costs, where the treatment can be carried out and by whom, and the type of medical care provided.

Cost

Every insurance policy has a premium, but health insurance plans have other features that can affect the overall price of the policy. These costs can be referred to by different names, but are normally called deductibles, co-payments and co-insurance.

A deductible is similar to an excess on most other types of insurance, but is normally a much higher percentage of claim retention than say a car or home insurance policy.

Co-payments and Co-insurance are costs that relate to two different areas.

Co-payments are normally for relatively small areas of payment, such as frequent visits to a primary care physician, and Co-insurance normally relates to an overall percentage cost of any overall treatment that the policyholder incurs.

Taken together, these costs can be quite considerable. A thorough comparison of healthcare plans beforehand can help clarify which companies are likely to be most cost-effective.

In / Out Networks

This is a key feature of many healthcare plans.

A network refers to a specific number of hospitals, clinics and clinicians, that the insurance company will have arranged contracts with, and will specify where any treatment needed will have to be carried out, and by whom.

These hospitals and clinicians, are referred to as being in network, i.e. centres that the insurance company works with.

If a policyholder wants to seek treatment at another hospital or clinic, then these are referred to as being out of network, and either will not be covered by the policy, or will cost significantly more than ‘in network’ treatment.

This area of networks affects the choice of clinicians. For some people, this will be an issue, for others not so much so, but it is important to be aware of it when comparing policies.

Pre-existing conditions

This is a term that many people will be familiar with. It is really important to check whether the health care plan excludes any existing medical condition, that has either been treated in the past or currently exist. Policies differ widely in this area.

Aside from pre-existing conditions, it is also important to check if the policy covers recurrence of other conditions that might not be pre-existing conditions but occur for the first time during the time of the policy.

These might be treated successfully, but then recur later. Some policies might exclude such a recurrence, others would not.

Dental / Optician costs

A number of healthcare plans specifically exclude any type of dental or optician related treatment and costs. If a plan does include them, they are likely to be quite expensive. It is always worth getting alternative quotes for these types of policies, and then being able to compare them on a similar basis.

Finding the best health care plan is easy, all you need to do is make the most of our comparison tool on Compare Insurance – make your application now and get results in minutes.

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Health Insurance

Is your health insurance as good as it can be? Find a better deal online in minutes

Having health care plans in place is highly important, but what’s also important is making sure that plan is the best one for you. Does it actually cover the kinds of health issues you are likely to face? And do the premiums actually represent good value for money?

If you think there might be a better way for you to find low cost health insurance, there is! Use a comparison tool today and find the best deals available for you.

Browsing available plans

Whether you’re looking for individual health insurance plans or plans that cover the whole family, you can find them easily by using a comparison tool. All you need to do is input the details of the plan you want, and let the tool do the work – it will draw quotes from the best health insurance companies the world over, then present those quotes to you for you to decide which is the best deal.

This offers you the best way to buy health insurance that’s fit for your purposes. Whether you prefer low cost health insurance packages, or you want the most comprehensive coverage possible, you will be able to see at a glance who is willing to provide the coverage you need.

Choosing the best deal long-term

Remember, just because you have used a comparison tool to find the best deal for your health insurance once, it doesn’t mean that you can’t do it again. You should be regularly checking the available deals open to you, to ensure you’re always getting the best prices.

You don’t always have to switch to a new provider, either. Sometimes simply making your current insurance provider know there is a better deal out there for you will be enough for them to offer you a deal. Either they will match the price, or offer other incentives.

It has never been easier to get a range of affordable health insurance quotes, all tailored to the coverage that you want. All you need to do is use a comparison tool such as the one you’ll find on Compare Insurance, and you can have a range of quotes in minutes.

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Health Insurance

The factors that could affect your health insurance

Insurance is an unapproachable topic for many – there are stigmas that it’s confusing, unfair, or too complex to worth bothering with. One of the biggest myths is that it’s a blanket rate for everyone wanting to invest in a health insurance policy. The reality is that there are several different factors that could affect how much you pay for your health insurance each month, as well as the packages you could be entitled to.

If you’re looking to buy health insurance, read on to learn about the things that could alter the costs.

Age

Though it might seem unfair (you can’t help ageing, after all!) your health cover costs are likely to rise the older you are. This is simply because you’re more likely to make a claim as you become more susceptible to illness and injuries. Keeping yourself as healthy as possible into old age will help to minimise this higher cost.

Living location

Socioeconomic differences are a real thing, and they could also have an impact on the price of your health insurance. Especially with private health insurance, the area of the UAE you live in could affect how much you pay; some of the factors within your area that will affect you include the surrounding facilities available, the quality of accommodation, and the individual fees charged by the specialist.

Claim history

Applying for health insurance with a clean history of no prior claims will most definitely get you a cheaper payment rate than, say, if you’ve made four previous claims on a particular policy. This could also impact the premiums available to you, and the renewal time of your insurance.

Adding family members

When investing in medical repatriation, you might also have the option to add other family members onto your plan. Obviously, this will again drive the price of the health insurance plan up – as you might find yourself being offered discounts or other deals for choosing to add other people.

If you’re looking for more information on comparing insurances in the UAE, look no further than Compare Insurance. Browse our website today for the full range of insurance comparison resources carefully curated by our experts.

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Health Insurance

Use a comparison tool to browse healthcare plans before you buy

Health insurance coverage is an essential consideration, but you never know what’s around the next corner. Even if you’re currently healthy, we can all fall victim to ill-health without seeing it coming. Health cover can help you stay financially secure through those difficult times – but how do you find the health insurance plans for family?

With so many different health care plans available, use a comparison tool to find the right one for you.

Browse before investing

There is a multitude of health cover plans available, covering all manner of different ailments. You can find health insurance that covers a general list of common complaints, such as cancer and diabetes, etc. Or you can also find cover that deals with specific illnesses, possibly as a result of your genetic predisposition.

Comparing and contrasting health insurance plans can be difficult – with so many different conditions and exemptions, it can be hard to navigate and compare one deal to the next. If you try and find a plan by going to each provider individually, you run the risk of being swamped in information and making a bad choice.

Using the right comparison tool

This is where a comparison tool comes in useful. In just a few minutes you can put your details in and decide the nature of the cover you’re looking for. With that, you’ll get a number of quotes back almost instantly from a range of insurance providers, allowing you to easily compare and contrast coverage and prices.

The joy of it is that you get to choose the nature of the cover you want from the outset – you decide the things that you want your policy to cover. Then you get quotes back for THAT policy, and you can choose who offers you the best deal. There’s no need to browse every detail of each policy to make sure you’re getting the coverage you need.

Making the right choice

Health insurance is an invaluable investment, and if you want to make sure you spend your money the right way, use a service like Compare Insurance to find yourself the best possible deal.

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Health Insurance

Are you paying too much for your health insurance? There may be a cheaper deal for you

Health cover is an essential consideration if you want to ensure you’re not troubled by mounting medical bills in the event of a run of bad health. After all, when you are busy recovering, the last thing you need is financial worries.

Many people fall into the trap, however, of choosing a health insurance package and then sticking with it even though the price of the premium goes up. There may be a better deal available for you by shopping around.

Using a comparison tool

The best way to find short term health insurance that better suits your budget is to use an online comparison tool. It couldn’t be easier, all you need to do is input the details of the cover you’re looking to arrange and the system will generate a variety of quotes from different insurance companies.

This allows you to contrast and compare health insurance rates at a glance. There’s no need to take notes, no need to input your details with every single insurance company, and no chance of you getting lost in the data.

You can simply browse the different packages available to you, compare them to your current coverage and select a new deal if you find a better one.

How often can you shop around?

The simple answer is – as much as you like! You can keep an eye on the market rates to ensure you’re paying a fair amount for your health insurance. If you find a cheaper deal, you can present it to your insurance company and see if they can match it for you. If they do, you won’t have to switch, but if they don’t you can arrange your cover with the new insurance provider.

Either way, you get the same outcome, namely paying less for your vital health insurance cover.

Use the technology to your advantage

Comparison tools and online quotes exist to serve you, the customer, by making it easier than ever to find more affordable health insurance quotes. Just make sure you use a reliable tool, such as ours at Compare Insurance.

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