Whether you’re travelling for business or pleasure, purchasing international travel health insurance can give you peace of mind throughout your stay. Unfortunately, many travellers forgo insurance, resulting in significant losses. If you’re on the fence about buying travel insurance, here are five signs you need it.
1) You’re travelling internationally
Travel doesn’t always go as planned. You might lose your wallet, fall ill, or get mugged, making insurance a necessity to cover you against any additional costs or losses if something goes wrong.
2) You’re worried you might get sick
Getting the flu or a cold while travelling can be many people’s worst nightmare. These conditions can not only make the trip uncomfortable, but they can also result in significant financial losses if medical treatments are required. Fortunately, most travel insurance policies cover emergency medical treatments, ensuring you can get free medical care.
3) You’re travelling with valuable luggage
Travelling to a new destination with luggage has many risks, including theft, burglary, and vandalism. If you’re carrying important documents, expensive gadgets, designer clothes, or cash with you, consider purchasing travel insurance to cover your possessions.
You’ll feel safer knowing you can be reimbursed if your items get lost or stolen.
4) You plan to partake in adventurous activities
Mountain climbing, sky diving, white-water rafting, zip-lining, and kayaking are part of holiday travel. While these outdoor activities are fun, they are dangerous and can lead to severe and life-threatening injuries that require medical attention, making insurance crucial.
However, you’ll need to pay extra for your cover as most insurers exclude certain activities in basic insurance policies.
5) You booked non-refundable flights and hotels
Life happens, and you may need to cancel an upcoming flight to tend to other vital matters. If you purchased a non-refundable hotel stay or flight, you could stay at home, but you won’t get your money back. Luckily, insurance covers non-refundable trip deposits, cushioning you from such losses.
Travelling locally or abroad can be stressful, but with the best international travel insurance, you can have peace of mind knowing you’re covered if things don’t go as planned. We can help you find insurance cover that suits you today. All you have to do is use our handy comparison tools.