If you’re going on holiday abroad, you need travel insurance. Many people put off purchasing travel insurance because they think it is expensive and that they are unlikely to use it. However, travel insurance is an essential part of any foreign holiday – you shouldn’t leave home without it!
To help you find some better deals, here are some of our tips on getting cheap travel insurance.
Use comparison websites
Comparison websites, like our own, will help you find the best deals out there. You’ll be able to compare different deals and find the most suitable company for you.
Decide on the cover that you need before looking
Make sure that you write down exactly what you want your insurance to cover and look at all of these aspects in detail. For example, cover for an electronic item might have a big excess, so it may not actually cover your phone. If you have a really good idea of what cover you will need, it will make looking at our price comparison website much easier!
Think about eliminating some activities
You may be tempted to purchase cover for certain ‘risky’ activities. These could include SCUBA diving, skydiving, or mountain biking. Carefully look at what sports are included in this insurance bracket, and think about if you will really be doing them. If the answer is probably not, then you could eliminate them from your insurance package and get a cheaper deal. However, if you are not covered for them, this means that you will not get any medical help if you change your mind and decide to do any adventure sports.
Consider what you are already insured for
Your valuables may already be insured under home or contents insurance, or the home and contents insurance of someone that you live with. Make sure that you have a good understanding of what is already covered before you decide to buy.
If you are savvy and only insure what you need, you will be able to get a much cheaper seniors travel insurance! If you’re going on holiday, you need insurance, but it doesn’t have to cost a fortune.