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Travel Insurance

Travel checklist: things to do before going on a trip

Are you planning a trip abroad at some point in the future? We bet that you’ll want a holiday somewhere soon! If that’s the case, make sure that you refer to this travel checklist for some useful tips of things to remember.

Pack appropriately for the destination

Of course, everyone packs their case before a trip, but try to do some research into the destination that you’re visiting and make sure that your case is full of appropriate attire and gear for the destination! For example, if you are going trekking in the jungle, you will want to make sure that you have mosquito spray. or if you’re going backpacking get backpacker travel insurance But if you are visiting the UK, you should pack an umbrella!

Pay all bills that you need to before going away

Nobody wants to have to negotiate an unpaid bill while on holiday. Ensure that any outstanding bills are already paid before you get on the plane and try to pay some in advance if possible. Make a detailed list of when your electricity, gas, water and internet bills are due, so you don’t forget any.

Turn all plugs in your house off

Make sure that you turn off anything that you can before going on holidays, such as plugs and lights. You will obviously need to keep some things, like your refrigerator, plugged in, but everything else should be turned off completely and not just left on standby. This will help you save some money on your insurance policy.

Keep updated with current affairs at your destination

This has become more important since COVID began, but it’s always a good idea to keep updated with current affairs before travelling somewhere because they can affect your entry requirements. In the lead up to your trip, check for any incidents of note or any border changes. If you do see anything worrying, contact your airline.

Make sure that you have insurance

Every time you go travelling abroad, you should have travel insurance. You can compare travel insurance plans and find the best one for you here.

If you’re looking for a travel insurance policy that works for you, get in touch with our team at Compare Insurance today.

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Categories
Travel Insurance

5 things you need to know about travel insurance

When you go on a trip, it is crucial to have travel insurance. It doesn’t matter how long you’re going on holiday for, you must have it.

You may be wondering why multi trip travel insurance is so important and how it can assist you on your travels, keep reading to find out more.

What is travel insurance?

Travel insurance protects you financially when you’re travelling on a holiday. It supports you with a variety of things depending on the kind of policy you choose.

If you choose a comprehensive policy, you are likely to be protected from lost items, health requirements and unforeseen circumstances such as a flight change.

If you decide against travel insurance, be prepared to have a lot of spare cash to spend if anything goes wrong.

The cost of travel insurance

The price of your travel insurance policy can vary depending on how long the trip is, the policy holder’s age and the type of coverage you are looking for.

You may look at some travel insurance plans and think that it is a lot of money, however, it could be worth it. If an issue arises while you’re travelling, whether it be a lost item or specific health requirements, it can cost you a lot of money without insurance.

It is worth paying the price of a travel insurance plan than ruining your trip due to huge unexpected bills.

Make sure to read the fine print

As COVID-19 has caused unexpected lockdowns and brought travel to a halt, you must check with your insurance provider to see whether they will protect you during the pandemic.

As many borders have been closed and flights have been cancelled, it is critical to read the small print of policies and, if in doubt, ask the provider.

Alongside guidance on the pandemic, make sure you read the general fine print of any policy. You may find that the specifics of the policy are not suited to your requirements and it is better to find that out before you sign up.

The best time to get travel insurance

You can technically book travel insurance on the day you intend to leave, however, it is recommended to choose a travel insurance policy at the time you are booking your holiday.

By booking both your holiday and insurance at the same time, you have the chance of getting your money back if you need to cancel your holiday due to unforeseen circumstances.

Again, remember to check the policy and what you are covered for before becoming completely dependent on it.

Declare any existing conditions

Finally, it is extremely important when booking travel insurance that you declare any medical conditions to the insurer. Even if your condition hasn’t affected you in years, you must declare it.

If you don’t declare your pre-existing health conditions, you are at risk of your policy being completely invalid.