It’s no secret that travelling with a group of friends or family is more fun than travelling alone. However, during your trip, you want to know that your travelling buddies are insured in case of an emergency. Here’s where group travel insurance deals comes in.
Keep reading to find out more about group travel insurance and how you can purchase it.
What exactly is group travel insurance?
Group insurance works the same way as an individual plan. It covers the costs for any medical emergencies, unforeseen circumstances and unplanned events, such as bad weather.
Group travel insurance covers anyone, whether you’re of the same blood or not, as long as you’re on tour at the same time. It’s a great way to save money because instead of everyone purchasing individual policies, you get one cover for the entire troop.
How many people can be insured under a group policy?
Generally, group insurance can cover up to twelve people under one policy, including a mix of kids and adults or adults alone. Just ensure everyone you travel with is named in the policy.
If you’re travelling in larger groups, you’ll need to consult with your insurer to find the best rates for your policy. Alternatively, you can shop around and compare quotes for covering larger groups from different providers.
What does group insurance cover?
A typical policy should cover medical emergencies, lost, stolen or damaged personal belongings, trip cancellation and baggage, money and legal expenses.
It’s advisable to check for exclusions to know what’s not covered. For instance, most insurers don’t cover risky or adventurous sports such as skydiving.
How much does group insurance cost?
The cost largely depends on how comprehensive your cover is. For instance, if you purchase additional coverage such as the Cancel for Any Reason policy, expect to pay more.
The best way to find out how much your policy costs is to get quotes from providers. They’ll require you to answer different questions before giving you an accurate estimate for your policy.
If you want to compare group travel insurance from different providers, use Compare Insurance today. We can help you find the right group policy.