Tag: health insurance

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Is it difficult to compare insurance quotes online?

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No matter what kind of insurance you’re looking for, whether it’s travel, health, home, or car insurance, you have the best chance of finding the right deal for you when you compare online. Comparing different insurance quotes online is the sure way to ensure you get the best possible quote – but is it difficult to do?

The simple answer is no, anyone can do it!

How do you compare quotes online?

There are two main ways you can compare travel insurance from different insurance companies online. The first is to make a list of insurance companies and make your application to each of them. When you get your quote back, you can compile those quotes in a list and see which is the best one for you. The trouble with this is that it’s time-consuming and laborious.

The second way is by using a dedicated insurance comparison site. There you make one simple application, no matter what kind of cover you’re looking for, be it home insurance, car, travel, health, etc, and the comparison tool does the hard work. It passes your application on to multiple insurance partners, who will then provide you with a quote. The quotes are automatically compiled in a list for you, and in many cases, you can have multiple quotes to choose from in as little as a few minutes.

How do comparison websites work?

Comparison websites partner with multiple insurance providers. When a customer makes an application through the comparison site, it passes it straight to those insurance providers. Generally, a comparison website will make its own money either through advertising or through fees for its service, either directly to customers or to the insurance providers. Either way, it offers a much faster and more convenient way to find a variety of insurance quotes in as little as a few minutes.

If you want to find your next insurance quote online, be sure to use a comparison site that you can trust in order to get the very best quotes possible. Whether it’s home insurance, car, travel, or health cover you need, you can rely on Compare Insurance for the quote.

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Health Insurance

3 health insurance pitfalls to avoid

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With the current pandemic situation across the world, there has never been a better time to have health insurance. However, a lot of people often sign up for a health insurance policy without giving the policy the correct scrutiny, which can lead to health care coverage that is insufficient or will see your claim rejected. In this article, we will take a look at the three main health insurance pitfalls to avoid to find the best health insurance companies.

1. Relying on an employer insurance policy

Most companies offer health insurance for their employees, but one mistake to avoid is to just totally rely on this policy to cover you for every eventuality. For a start, this policy is unlikely to cover your family, and will end as soon as you leave the company for any reason, be it another job or retirement etc.

This means, that you should look to take out a personal health insurance policy as quickly as possible in order to cover you and your family that you can rely on no matter where you are working or who for.

2. Coverage that is insufficient for your needs

A lot of people sign up for a health insurance policy without really understanding what illnesses and injuries are covered by the policy. This can be a costly mistake, especially during an emergency when you realise that your insurance coverage does not cover the costs of treatment for your particular situation.

3. Not fully disclosing your medical history

In order to provide you with cover that is relevant to your situation, an insurance company will need to have accurate data relating to your medical history. Some people downplay their medical history in order to lower the cost of the premiums they must pay for their policy. However, insurance companies often carry out due diligence on all new policy applications, and if they uncover a discrepancy then they may well reject any claim you make, as well as marking you out as a fraud risk to other insurance companies.

In summary

These are the three most important pitfalls to avoid when it comes to health insurance, and by following this advice you will be able to secure a comprehensive health insurance policy that will not let you down when you need it.

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Health Insurance

What is health insurance and what does it cover?

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Health insurance is sometimes known as private medical insurance and will cover the costs of all the benefits of private healthcare. This includes diagnosis, treatment, and everything in between. This is normally covered by monthly payments. One of the major benefits is quick and easy access to medical treatment, without being added to the bottom of a long waiting list. However, some insurance companies offer low cost health insurance with benefits which people are not aware of. Here, we fill you in:

Cover for mental health conditions

Mental health is a big issue in modern society, but luckily, it is being talked about more and more. Health insurance companies take measures to help people improve their mental health and decide on the right people to talk to. You can be immediately referred to a therapist or consultant without having to sit on a waitlist, which can be months long. Some insurance companies also offer mental health services over the phone.

Access to breakthrough cancer drugs

All health insurance companies will support someone at each stage of their journey if diagnosed with cancer. This support is quicker and more personal. Some health insurance companies, however, will also provide access to any breakthrough treatments and cancer drugs before they are available for wider use. You might even have access to these treatments before they are officially approved, as long as there is sufficient evidence for their safe and effective use. Health insurance can also be crucial for catching cancer at the very first signs, as it allows you to get checked out immediately without wasting any valuable time.

Digital GPs

While some aspects of healthcare have been drastically affected by the Covid-19 pandemic, health insurance can allow you to speak to a GP from home, meaning you are never left without help. While other healthcare providers also offer this service, it is unlikely to be for 24 hours a day, 7 days a week. You can also book live video appointments for a more personalised experience.

If you’re interested in taking out health insurance cover, visit Compare insurance where you can efficiently compare quotes. For more information or advice, don’t hesitate to contact us.

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Health Insurance

What to look out for when buying health insurance

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When it comes to health insurance, you have to draw the line on what you can compromise on. Price is an important factor to consider when you buy health insurance, but cheap can be expensive in the long run. Remember, health insurance is supposed to protect you from worrying about your finances when a health emergency arises. We have compiled a list of some of the things to look out for when buying health insurance.

Waiting Period

Waiting periods deter you from making a claim shortly after signing on to a health plan. They also prevent you from claiming on pre-existent diseases, so check the company’s policy on that before signing. Maternity and dental treatments are some of the benefits that have waiting periods, but it varies from one company to another, so reach out to experts for more advice on this.

Hospital network

If you travel a lot or have family members living in different parts of the country, you should be very keen on this. Just because an insurance plan covers the UAE, it does not mean that you can access all hospitals in the country. Ensure that the hospitals nearest to you are in the company’s medical network to avoid any inconveniences. If you travel for work or have family members in other towns, check on the same.

Deductibles

Also known as co-payment, deductibles are fixed rates that you, the policyholder, have to pay when undergoing treatment. There are various types of deductibles: fixed amount per visit and annual deductibles. Fixed amount per visit is applied in outpatient treatments only, and you are required to pay 20 to 75 AED depending on the insurance company. Annual deductibles are not common in the UAE, but make sure to ask your insurance provider about it.

Exclusions

Health insurance companies do not cover all treatments in order to protect themselves from high-risk conditions. Review the policy carefully or consult one of our experts for more information on what is excluded and covered under the health insurance plan before buying, especially if you suffer from a chronic disease.

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Health Insurance

How can you get affordable health insurance cover for your small business?

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If you’re considering taking out small business health insurance, you might be worried about the potential costs involved. Health insurance premiums are often perceived as expensive, and if you need coverage for yourself, your employees, or your customers, it’s easy to become concerned that you might not be able to afford it.

The reality is, however, that small business health cover can be affordable – as long as you know where to find it.

Why might you need small business coverage?

Depending on the policy you elect to take, small business health insurance can cover a variety of things. It can cover you if you’re a sole trader to provide protection against accidents and health issues while you’re working, it can cover customers who may have an accident while on your premises and it can even cover employees against the same thing. Business health coverage is a broad topic, so it’s important to determine the right level of coverage for you – and what your minimum legal requirements may be.

Where can you find affordable health coverage?

Finding small business health coverage at a price you can easily afford may seem a daunting prospect, but the reality of it is that you can find it quickly when you shop around online. Technological developments mean that you don’t have to make an application with each insurance provider individually anymore.

Instead, you can use a comparison tool to do the hard work for you. All you have to do is make one simple application and the comparison tool will present it to a range of insurance providers. They will look at the coverage you’re applying for before providing a quote – which you will then be able to compare.

You can check the details of the quotes and you can make sure it’s the right one for your budget before you apply. As a business owner, you want to maximise the quality of your investment, and using a comparison tool like Compare Insurance ensures you can choose the best level of cover for your business.

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Health Insurance

Shopping around for health insurance doesn’t have to take a long time

If you’re looking for the best health insurance policy possible, you want to shop around for it. There are so many health insurance providers out there, all willing to offer different levels of coverage for certain quotes. Finding both the cover and the quote that’s best for you demands that you shop around – but do you have time to do it?

The simple answer is yes, when you use a comparison tool to do it for you!

Why should you shop around?

Shopping around is the best policy when it comes to getting a great price on anything – not just insurance. But if you do happen to need health insurance, there’s no better way to find an affordable quote than shopping around. Every insurance company is different, and all of them offer different quotes for a similar level of coverage. If you want to find the right health insurance company for you, you need to be able to get a broad range of quotes to see which can match your requirements.

Shopping around is now quicker than ever

If you wanted to shop around before, you would need to devote quite a few hours to doing it. You’d need the details of every insurance provider that could give you a quote, and you would then need to contact each of them individually to get a quote. Every single insurance provider would require you to make an application, which is what takes so long.

Comparison tools, however, mean that you can now make one simple application and a broad range of health insurance providers can offer you a quote based on that specific application. So you make your single application and within the space of a minute at most you can have a selection of quotes to choose from, to see who is willing to offer the best deal.

You may want the cheapest quote, the most comprehensive cover, or an offer from one of the best health insurance companies possible – whatever your criteria you can find the cover that you need easily and quickly.

Make your application with Compare Insurance and get your quotes in seconds.

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Health Insurance

Why should you invest in the best medical insurance you can?

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Health insurance is an essential consideration for obvious reasons – if you’ve experienced a health issue or you have had an accident, the last thing you want to be worried about is your finances. Too many people, however, settle for a base level of cover thinking that it will cover them for everything. It won’t.

If you want the best coverage, you should invest in a comprehensive policy.

What kind of things does your health insurance cover?

Medical insurance is a broad category, and it can cover a wide variety of things. It can cover anything from compensation to medical bills to medical costs. If you invest in a base level of cover, you may not have access to a particularly high payout limit, and the circumstances in which you’ll be paid out at all might be quite limited. Good health insurance coverage is that which provides an appropriate amount of cover for every eventuality.

Of course, it’s impossible to be covered for everything – so how do you find the best health insurance policy? It’s a question of understanding the odds and finding the circumstances you’re most likely to experience, then ensuring you’re covered. For example, if you have a pre-existing health condition that may develop complications, be sure that’s covered. Or as another example, make sure you’re covered for accidental injury if you encounter risk during the course of your work.

Where can you find the most comprehensive deals?

If you want to ensure you’re getting the broadest coverage possible, you should always look online. Health insurance companies can offer the best deals possible to online customers, but how do you find them? The answer is simple – by using a comparison tool. A comparison tool can take your one application and use it to generate quotes from a wide range of insurance providers before presenting them to you in a simple and easy to read format. This allows you to find the best quote.

Ensuring you have the most comprehensive level of coverage that your budget will allow will give you great peace of mind, so use a comparison tool like Compare Insurance to find your ideal quotes today.

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Car Insurance

Here’s how you can afford health insurance coverage, even when on a tight budget

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Health insurance is an essential thing to have, but for many people, it’s considered an expense they simply can’t afford. Coverage is something you will rely on in the event of an accident or health crisis, so it always pays to be covered – but do you really need to pay a lot to get it? The answer is no, as best affordable health insurance is accessible thanks to online comparison tools.

Finding a plan to suit your needs

The best health insurance policy looks different for every individual. You may value affordability if you have a tight budget, or you might want to invest more in order to get coverage against a broader range of illnesses and accidents. The truth is that whatever kind of plan suits your circumstances, you can find it easily.

All you need to do is think about the health insurance coverage that you want and make your application through a comparison tool – that’s it. A comparison tool will do all the work for you, getting quotes in return from some of the best health insurance companies anywhere in the world. This means you can easily compare and contrast your quotes to see which is right for you.

Getting yourself the coverage you need

Even the most basic health insurance coverage is better than no coverage at all, so it pays to invest even a little of what you have into making sure you and your loved ones have at least some protection in the event of a medical emergency.

You may think you can’t afford it, but the premiums for coverage can be absolutely minimal compared to the peace of mind you will get from knowing you have some assistance if you happen to fall ill or have an accident. Even those on the tightest budget can afford, and deserve, to have health insurance coverage – make sure you never feel you have to go without.

Find the best health insurance coverage for you easily and effectively by using a comparison tool like Compare Insurance today.

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Health Insurance

How easy is it to get health insurance quotes from top health insurance companies?

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Health insurance is an invaluable investment in yourself, but when you make that investment, you want to make sure you make it with the best health insurance plan that you can. Finding those quotes has traditionally posed something of a challenge, as it was necessary to get quotes from individual companies one at a time.

Now, however, comparison tools have made it easy and fast!

Finding quality health cover

When you’re shopping for health coverage from top health insurance companies, you want to make sure the premiums you’re being offered properly fit your requirements. If you’re investing in high-quality coverage, it’s essential that the package you’re paying for is properly tailored to your individual health needs.

This is where an insurance comparison tool comes in so useful. You’re able to get quotes for the coverage that you want, rather than simply taking what’s offered on a pre-existing policy offering. Through the application process, you’re able to shape your ideal coverage and get a range of quotes based on that.

It means it’s easier than ever for you to get the coverage you really want. You can compare and contrast at a glance a broad range of health insurance quotes to find what’s right for you.

Is premium health coverage expensive?

With a comparison tool, it doesn’t have to be! You can pick and choose from a range of quotes offered by some of the most prestigious health insurance companies in the marketplace. How much you pay depends on the level of coverage that you decide you want. It’s easy to decide which quote will work best for you.

When you’ve decided, the application has already been made – all you need to do is confirm it with your chosen health insurance provider and you will have reliable health insurance!

If you’re looking for premium health insurance coverage, but don’t want to spend too long searching for it, you need to make the most of a specialist comparison tool like Compare Insurance. In a matter of minutes, you could have a broad range of health insurance quotes to choose from, so make your application today.

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Health Insurance

Finding visitors insurance is easy and affordable when you compare quotes online

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If you’re going to be taking a trip to another country, you’re going to need visitors insurance. If you happen to fall ill or victim to an accident while on your travels, you want the peace of mind that comes with knowing you’re properly covered. How do you find it affordably and easily, however? Planning a trip is already stressful, you don’t want to add to it.

That’s why you use a comparison tool to find affordable quotes in minutes!

Getting covered for your travels

Every country has a different approach to healthcare. Even if you’re young and healthy, you never know what the future might hold. It’s entirely possible you might become ill while you’re travelling, or that an accident might happen that requires healthcare. The last thing you want is to find that the healthcare you need is not something you can actually afford.

Proper visitors insurance coverage will be there to help you take the stress and the strain out of the situation, by easing the financial burden considerably. In some cases, you won’t have to pay anything at all. No matter where you’re going, or for how long you’re travelling, it’s better to be safe than sorry and invest in proper health insurance coverage.

Fitting finding cover in to your schedule

If you’re planning a trip, you’ve got a lot going on. Planning your transportation, your accommodation, your itinerary and so much more can be time-consuming. You don’t want to have to spend hours on top of that finding health cover.

That’s why you use a comparison tool, such as Compare Insurance, to help you find the perfect level of cover. You may want basic cover for the strongest risks you face when travelling, or you might want to invest in a more comprehensive policy to give you protection whatever you face. Either way, you’ll find the perfect policy for you in a matter of minutes.

Arranging travel health cover has never been easier thanks to comparison websites. If you’re travelling soon, be sure to visit Compare Insurance and get yourself a visitors insurance quote first!

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