These are uncertain times for travellers, and with travel being affected by the ongoing worldwide pandemic, many people are wondering if it’s still possible to buy travel insurance during COVID-19.
Some people still have to travel, be it for business or for essential reasons, while many more people will be eyeing up those summer holiday deals for when the lockdown loosens up and travel becomes acceptable again. In this article, we take a look at whether you can buy holiday insurance during the coronavirus crisis.
Can I buy travel insurance?
Travel insurance, trip insurance, and holiday insurance are all still for sale, even if you aren’t doing much travelling at the moment.
You can still buy insurance, but you need to check carefully what it covers. You will definitely be covered for all the usual elements, be it lost luggage or stolen passports, but COVID-19 has changed the way travel insurance deals with evacuations and with the medical side of things.
Am I covered for COVID-19?
Currently, most travel insurance providers will not cover you for COVID-19, especially if your policy has been taken out since the worldwide pandemic was declared.
For most then, this means that by travelling in the current climate, you probably won’t be covered if you contract coronavirus while you are abroad or on holiday. This might change in the future as insurance companies adapt to the new normal.
The future of travel insurance
The travel industry will undoubtedly be changed forever by COVID-19. There will be fewer flights, fewer routes, and different measures in place when you arrive and depart at the airport.
Just as the industry changes, so too will holiday insurance. Travel insurance providers will need to make sure that they can cover emergency evacuations in the case of future pandemics, otherwise, buyers might not want to purchase their insurance with them.
They will also need to be able to cover health insurance while abroad if a person contracts coronavirus. If there is a vaccine, travellers might need this to be covered by their insurance too.
Compare Insurance offers you the best deals for holiday insurance in the UAE. Offering the best travel insurance options on the market, you know that you’re getting your money’s worth every time you go abroad!