If it’s your first time buying travel insurance, it’s normal to wonder whether you can include other people in your policy. This way, when you travel with them, whether that’s your partner, child, friend or extended family member, you have peace of mind knowing they’re also protected from unforeseen circumstances.
Keep reading to find out who you can cover with your best cheap travel insurance policy.
An individual travel insurance policy covers you from any expenses related to accidents and unfortunate events such as flight cancellation. It’s the most common form of travel insurance and is ideal for people that take solo trips and vacations abroad.
2. You and your partner
Also known as a couple’s policy, this travel insurance policy covers both you and your partner when travelling overseas. It’s much cheaper than taking out two separate policies while still providing the same benefits as an individual policy. Just ensure your partner is named in the policy to avoid any surprises.
3. You and your family
If you and your family members like taking annual trips or vacations, you’re better off buying a family travel insurance policy. This keeps your loved ones safe on holiday by covering lost luggage, cancellations, disruptions and medical treatment abroad.
Normally, family travel insurance policies cover one or two adults and up to eight children under 18. However, this can vary depending on the provider, so speak to your insurer first. Some policies might also require you to live under one roof.
4. You and your friends
If you’re heading overseas with your friends or co-workers, you can buy a group travel insurance policy to protect everyone. Group policies cover a group of individuals that aren’t necessarily family and are a way to save money rather than everyone buying their own policy. However, you all have to travel at the same time for your claims to be valid.
Let us help
Shopping around for travel insurance can be overwhelming. This is why we have an online comparison tool that you can use to find and compare travel insurance quotes and policies from different providers.
Feel free to use it today to find your ideal overseas medical insurance policy.