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Car Insurance

Finding one day car insurance is easy and fast when you use a comparison tool

If you need one day car insurance, you don’t want to spend a lot of time or effort browsing all the different deals open to you. Your current insurance carrier may not be offering the best deal, however, so finding more affordable one day insurance is worthwhile. Is there an easier way to do it?

Well, yes! Using an online comparison tool, such as Compare Insurance.

Finding your perfect package

You might need one-day car insurance for a number of reasons, whether it’s picking up a brand new vehicle you have bought, driving when on a trip or holiday, or even helping a friend or family member with transport. No matter what vehicle you drive, it’s essential you’re properly insured.

Finding the right coverage can be a hassle, however, especially if you’re only going to need the coverage for a single day. You don’t want to spend more time looking for the cover than you’re actually going to be covered for, so a convenient and simple option is what’s required to find the perfect deal.

That’s where a comparison tool comes in – all you need to do is make one simple application laying out the terms of the coverage you’re looking for. A number of insurance providers will assess your application before providing you with a range of offers for coverage. All you need to do is choose which one best suits you.

Easy, affordable car insurance

Using a comparison tool is the best way to find the perfect level of coverage for your requirements. You may, for example, want the cheapest possible deal you can get. Or you may want to choose a package that offers a higher level of cover, even if it’s only for the one day. You can choose this based on your needs.

When you need one-day car insurance, there’s no need to spend hours trawling for the best deal nor to just accept the first price you’re given. Using a specialist comparison tool like Compare Insurance and you can get a range of offers from leading insurance providers – do it your way with Compare Insurance today.

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Health Insurance

What’s the best way to compare health care plans?

Health insurance differs from other types of insurance, and it is really important to compare different health care insurance plans.

These plans can widely differ from each other in three or four main areas, and understanding them can allow you to compare policies on a like for like basis.

These differences relate to types of costs, where the treatment can be carried out and by whom, and the type of medical care provided.

Cost

Every insurance policy has a premium, but health insurance plans have other features that can affect the overall price of the policy. These costs can be referred to by different names, but are normally called deductibles, co-payments and co-insurance.

A deductible is similar to an excess on most other types of insurance, but is normally a much higher percentage of claim retention than say a car or home insurance policy.

Co-payments and Co-insurance are costs that relate to two different areas.

Co-payments are normally for relatively small areas of payment, such as frequent visits to a primary care physician, and Co-insurance normally relates to an overall percentage cost of any overall treatment that the policyholder incurs.

Taken together, these costs can be quite considerable. A thorough comparison of healthcare plans beforehand can help clarify which companies are likely to be most cost-effective.

In / Out Networks

This is a key feature of many healthcare plans.

A network refers to a specific number of hospitals, clinics and clinicians, that the insurance company will have arranged contracts with, and will specify where any treatment needed will have to be carried out, and by whom.

These hospitals and clinicians, are referred to as being in network, i.e. centres that the insurance company works with.

If a policyholder wants to seek treatment at another hospital or clinic, then these are referred to as being out of network, and either will not be covered by the policy, or will cost significantly more than ‘in network’ treatment.

This area of networks affects the choice of clinicians. For some people, this will be an issue, for others not so much so, but it is important to be aware of it when comparing policies.

Pre-existing conditions

This is a term that many people will be familiar with. It is really important to check whether the health care plan excludes any existing medical condition, that has either been treated in the past or currently exist. Policies differ widely in this area.

Aside from pre-existing conditions, it is also important to check if the policy covers recurrence of other conditions that might not be pre-existing conditions but occur for the first time during the time of the policy.

These might be treated successfully, but then recur later. Some policies might exclude such a recurrence, others would not.

Dental / Optician costs

A number of healthcare plans specifically exclude any type of dental or optician related treatment and costs. If a plan does include them, they are likely to be quite expensive. It is always worth getting alternative quotes for these types of policies, and then being able to compare them on a similar basis.

Finding the best health care plan is easy, all you need to do is make the most of our comparison tool on Compare Insurance – make your application now and get results in minutes.

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Categories
Car Insurance

Need short term car insurance in a hurry? Find the right deal with a comparison tool

Finding the right car insurance deal for you has traditionally been a time consuming process. Now, however, thanks to the growing presence of the internet you can get a deal in minutes. That isn’t just for ongoing insurance, too – if you need short term car insurance, a comparison tool can help you find the perfect package for you.

Finding the right insurance deal

If you need temporary car insurance, make sure you use a comparison tool to find it. Whether you need just one day car insurance to cover a specific journey in a certain vehicle, or coverage that lasts just a few weeks or months, you will be able to tailor the options available directly to your needs and requirements.

It couldn’t be easier – all you do is put in your details via your application, state the term you want the insurance coverage to last for and you can find the perfect deals. Multiple insurance companies will then give you quotes based on your application, allowing you to find the right offer for your circumstances.

Whether you’re looking for a deal that’s more focused on budget, or you want to make sure you have the specific level of coverage that you need, you can find it by just making one quick and easy application.

Saving money and time

You might think it takes a long time to get offers back from multiple insurance companies – the truth is, however, that it takes mere minutes. Make your application and you can see a variety of offers of the best deals companies can offer you. This means you can easily contrast and compare to get the right level of temporary cover. For our full guide to short term insurance click here.

It’s so simple and easy, when you choose the level of cover you want, all you need to do is confirm the application with the insurance company you have chosen and that’s it – you’ll be covered!

Finding the best temporary car insurance is easy, all you need to do is make the most of a comparison tool such as you’ll find on Compare Insurance – make your application now and get results in minutes.

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Categories
Health Insurance

Is your health insurance as good as it can be? Find a better deal online in minutes

Having health care plans in place is highly important, but what’s also important is making sure that plan is the best one for you. Does it actually cover the kinds of health issues you are likely to face? And do the premiums actually represent good value for money?

If you think there might be a better way for you to find low cost health insurance, there is! Use a comparison tool today and find the best deals available for you.

Browsing available plans

Whether you’re looking for individual health insurance plans or plans that cover the whole family, you can find them easily by using a comparison tool. All you need to do is input the details of the plan you want, and let the tool do the work – it will draw quotes from the best health insurance companies the world over, then present those quotes to you for you to decide which is the best deal.

This offers you the best way to buy health insurance that’s fit for your purposes. Whether you prefer low cost health insurance packages, or you want the most comprehensive coverage possible, you will be able to see at a glance who is willing to provide the coverage you need.

Choosing the best deal long-term

Remember, just because you have used a comparison tool to find the best deal for your health insurance once, it doesn’t mean that you can’t do it again. You should be regularly checking the available deals open to you, to ensure you’re always getting the best prices.

You don’t always have to switch to a new provider, either. Sometimes simply making your current insurance provider know there is a better deal out there for you will be enough for them to offer you a deal. Either they will match the price, or offer other incentives.

It has never been easier to get a range of affordable health insurance quotes, all tailored to the coverage that you want. All you need to do is use a comparison tool such as the one you’ll find on Compare Insurance, and you can have a range of quotes in minutes.

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Categories
Car Insurance

How to find the best deal for your classic car insurance

Your classic car is your pride and joy, but finding affordable classic car insurance can be difficult. Using a comparison website, however, such as Compare Insurance, can allow you to get quotes from a range of insurance companies in a matter of moments. Finding the best deal for you has actually never been easier. Classic car insurance is specially designed to provide cover for higher value vehicles 10 years and older.

Finding the best classic car insurance quotes

It’s easy to find the perfect classic car insurance quotes for you. All you need to do is get the details of your vehicle and decide what your ideal policy looks like. Determine the mileage you want to be covered for annually, as well as the level of cover you want, and any policy extras you would like to have.

Then you put those details into the comparison tool – within minutes a selection of deals will be presented for you from some of the leading insurance providers in the industry. This allows you to easily pick and choose what the best deal looks like to you. Whether you’re more interested in getting the best value for money, the cheapest premiums, or the broadest selection of coverage you will find your perfect package.

First time insurance or changing policies

Using a comparison tool will work perfectly for you whether you’re insuring your classic car for the first time, or it’s already insured and you’re just looking for a better-priced policy. You always have options, and if your current provider isn’t offering you the best deal for your money, find a new one.

It only takes a few minutes and you could have a selection of premiums to choose from. You might not even have to switch, sometimes all a provider needs is proof that a competitor is offering a cheaper deal and they may lower your premiums or offer you other incentives and bonuses to keep your policy where it is.

Your classic car is your passport to freedom enjoying the open road – insuring it shouldn’t be a headache. But with comparison tools, finding the cheapest and best classic car insurance policy is as easy as just a few clicks.

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Categories
Car Insurance

6 factors that influence your auto insurance

If you have recently received a renewal quote for your auto insurance, and it is higher than expected, it may be because one of the below factors has influenced your insurance policy…

1. Age

Insurance premiums are always generally higher for drivers under the age of 20 and over the age of 75. If you have recently celebrated a milestone or significant birthday, this may cause the price of your auto insurance to rise.

2. Marital status

Statistics suggest that married drivers are less likely to get into crashes. If you are recently divorced or have legally separated from a long-term partner, this may account for the rise in the price of your insurance.

3. New car

Naturally, the more expensive your car is, the higher your insurance will be. Individuals who have recently upgraded their car should expect their insurance to require upgrading also.

4. Credit score

Some insurance companies use your credit score to determine how trustworthy you are. If you currently have outstanding debts or your credit score has lowered significantly, this may affect your insurance premium also.

5. Address

If you have moved house, this may cause your auto insurance to rise for multiple reasons. For example, you may have moved further away from your place of work, while this may not seem like a big deal, an insurance company will see a longer commute as a greater chance you will get into an accident. You may have also moved into a house without secure parking or a garage, raising your insurance rate further.

6. Driving record

Drivers who have been involved in driving accidents and have unpaid parking tickets are seen as greater risks to insurance companies. If you have recently been involved in a driving accident, you should expect this to influence a quote from an auto insurance company.

What to do if you have been given a surprisingly large auto insurance quote?

Regardless of whether or not you are happy with your auto insurance quotes from an insurance company, you should always compare auto insurance providers, to ensure you accept the best, most affordable deal possible. Alternatively, see our guide here on other tips on how to lower your car insurance policy.

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Categories
Car Insurance

Three smart reasons why you should shop around when renewing your car insurance

When your car insurance is up for renewal, automatically renewing your insurance may seem like the easiest option. Car insurance companies thrive on customer complacency, however, and by taking time out and browsing through a cheap auto insurance comparison website, you could save yourself a lot of money in the long run.

Here are three smart reasons why you should shop around:

1. Car insurance rates constantly change

Car insurance companies constantly review and monitor their prices. These prices are based on a wide range of influential factors and statistics which change quite quickly. So a quote you receive today may be significantly different 30 days later. Factors that influence their pricing strategy include how many liability claims they have paid out over a given point in time, accidents, reports of vandalism, and increased claims in your area. Even traffic patterns and the weather can impact on the price.

2. New customers get better deals

A majority of car insurance providers offer discount incentives to attract new customers. The discount is usually for the first 12 months of the car insurance policy. Thereafter, the renewal is unlikely to be incentivised and will go up in price so it’s worthwhile comparing your car insurance online every year.

3. Your car depreciates and loses value over time

From the moment you buy your car, it will lose value. So it’s only fair to ask, why should you pay the same insurance rate every year for a car that has less value than it did 12 months ago? By reviewing your car insurance policy every six to 12 months to take into account the vehicles decreasing value, and revising your coverage options to suit your circumstances, you could make a considerable saving.

Comparing car insurance quotes online takes minutes. Searching for your car insurance renewal couldn’t be easier using our online comparison tool. Simply fill in your details and the comparison tool will produce a range of car insurance deals for you to choose from at the most competitive prices.

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Categories
Health Insurance

The factors that could affect your health insurance

Insurance is an unapproachable topic for many – there are stigmas that it’s confusing, unfair, or too complex to worth bothering with. One of the biggest myths is that it’s a blanket rate for everyone wanting to invest in a health insurance policy. The reality is that there are several different factors that could affect how much you pay for your health insurance each month, as well as the packages you could be entitled to.

If you’re looking to buy health insurance, read on to learn about the things that could alter the costs.

Age

Though it might seem unfair (you can’t help ageing, after all!) your health cover costs are likely to rise the older you are. This is simply because you’re more likely to make a claim as you become more susceptible to illness and injuries. Keeping yourself as healthy as possible into old age will help to minimise this higher cost.

Living location

Socioeconomic differences are a real thing, and they could also have an impact on the price of your health insurance. Especially with private health insurance, the area of the UAE you live in could affect how much you pay; some of the factors within your area that will affect you include the surrounding facilities available, the quality of accommodation, and the individual fees charged by the specialist.

Claim history

Applying for health insurance with a clean history of no prior claims will most definitely get you a cheaper payment rate than, say, if you’ve made four previous claims on a particular policy. This could also impact the premiums available to you, and the renewal time of your insurance.

Adding family members

When investing in medical repatriation, you might also have the option to add other family members onto your plan. Obviously, this will again drive the price of the health insurance plan up – as you might find yourself being offered discounts or other deals for choosing to add other people.

If you’re looking for more information on comparing insurances in the UAE, look no further than Compare Insurance. Browse our website today for the full range of insurance comparison resources carefully curated by our experts.

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Categories
Travel Insurance

Need last minute travel insurance? Use a comparison tool to find the right deal

Travelling requires a lot of planning, and in the midst of ensuring that you have the right dates booked, your accommodation arranged, and your itinerary locked in, it can be easy to forget things. One such thing you might forget, which you really don’t want to, is all-important travel insurance.

If you’ve left it to the last minute and still don’t have your travel insurance arranged, don’t worry – you can use an online comparison tool to find the best travel insurance to get for your budget.

Finding travel insurance the easy way

If you’re all packed and ready to go on your trip and need to find travel insurance at short notice, the best way to do it is by going online and using a comparison tool. You can get a range of both domestic and international travel insurance quotes delivered to you in just a few minutes, for easy comparison.

All you need to do is input some personal details and details of the journey you’re going to make, along with deciding the level of cover that you want to invest in. With that, the comparison tool will do the rest of the work for you, providing you a range of deals and options for you to compare and contrast.

When you have found the right deal for you, the application takes mere minutes.

The benefits of using online quotes

Arranging your insurance online means that the time and effort is taken out of finding the right deal for you. If you’re browsing for last minute travel insurance, you can be confident that your insurance plan will actually start on the day you want it to. This is the benefit of online insurance.

Your quote can be delivered online, and your application can often be made online too. Once it’s processed, you know that you’re going to properly covered by the time you leave your home.

If you’re going on a holiday or a trip, whether it’s domestic or international, it’s never too late to arrange your last minute travel cover by using an online comparison tool like Compare Insurance.

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Health Insurance

Use a comparison tool to browse healthcare plans before you buy

Health insurance coverage is an essential consideration, but you never know what’s around the next corner. Even if you’re currently healthy, we can all fall victim to ill-health without seeing it coming. Health cover can help you stay financially secure through those difficult times – but how do you find the health insurance plans for family?

With so many different health care plans available, use a comparison tool to find the right one for you.

Browse before investing

There is a multitude of health cover plans available, covering all manner of different ailments. You can find health insurance that covers a general list of common complaints, such as cancer and diabetes, etc. Or you can also find cover that deals with specific illnesses, possibly as a result of your genetic predisposition.

Comparing and contrasting health insurance plans can be difficult – with so many different conditions and exemptions, it can be hard to navigate and compare one deal to the next. If you try and find a plan by going to each provider individually, you run the risk of being swamped in information and making a bad choice.

Using the right comparison tool

This is where a comparison tool comes in useful. In just a few minutes you can put your details in and decide the nature of the cover you’re looking for. With that, you’ll get a number of quotes back almost instantly from a range of insurance providers, allowing you to easily compare and contrast coverage and prices.

The joy of it is that you get to choose the nature of the cover you want from the outset – you decide the things that you want your policy to cover. Then you get quotes back for THAT policy, and you can choose who offers you the best deal. There’s no need to browse every detail of each policy to make sure you’re getting the coverage you need.

Making the right choice

Health insurance is an invaluable investment, and if you want to make sure you spend your money the right way, use a service like Compare Insurance to find yourself the best possible deal.

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