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Protect yourself with fully comprehensive car insurance
If you are looking for insurance cover to protect yourself, your vehicle and any other motorists or vehicles from damage or loss, comprehensive car insurance is the way to go. Third party car insurance is the bare minimum insurance cover for drivers to have, however this type of insurance does not cover your own vehicle in the event of an accident and only the other vehicle if the accident is caused by you.
What does comprehensive car insurance cover?
Comprehensive car insurance covers not only damages to your vehicle and 3rd party vehicles involved in an accident which may be caused by an error on your part, it also covers medical expenses resulting from injuries sustained in the accident. Fire damage and replacement of the vehicle in the case of theft is also covered, giving you peace of mind if you happen to find yourself in any of these unfortunate situations
How much does comprehensive car insurance cost?
According to data collected by Compare Insurance, the average cost of car insurance has fallen slightly in the past year. Individuals are often not aware of this due to insurance policies which auto-renew, infringing on your ability to compare quotes across the board.
What about excess payments?
An excess payment is the agreed amount of money that you are required to pay towards a claim on a car insurance policy. It is usually calculated as a percentage of the cost of the damage or it can be a set figure per claim. Excess payments on car insurance claims is also an area where you can save money on your monthly premiums.
Car insurance companies are often willing to provide discounts on your annual premiums if you are willing to increase your excess payment amount. Increasing your excess to an amount which is not affordable for you may result in financial stress down the line when you need to claim. It is always a good idea to investigate the agreed excess on your car insurance plan.
How can I get comprehensive car insurance on my vehicle?
Firstly, work out your budget and what is affordable to pay on your car insurance. If you are looking for a comprehensive plan, it is important to compare plans from different companies and look at exactly what they cover and do not cover. Compare Insurance does all the hard work for you. In minutes, we collate comprehensive car insurance plans from the best companies across Dubai, so all you have to do is select the best one to suit your needs and your pocket.
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