Backpacker Travel Insurance
Get a quote nowThis type of insurance is essential for backpackers to ensure that their plans, possessions, and health is protected
Backpacker travel insurance is a special type of travel insurance designed specifically for intrepid travellers who are exploring the world. This type of insurance is essential for backpackers to ensure that their plans, possessions, and health is protected while they are travelling. Backpacker travel insurance covers travel to multiple countries as one trip over a longer period and has a higher level of coverage than a standard package. If you are looking for a great deal on backpacker insurance, we have some guidance to help you!
What does backpacker travel insurance cover?
This type of insurance can help cover the cost of medical expenses and emergencies while you are away, if your luggage and personal items are lost; stolen or damaged, personal liability for instances where you cause injury or damage to a third party unintentionally and cancelations or delays of your flights. As with all travel insurance policies, it is important to check what you are covered for beforehand.
Depending on your planned travel route, you should always consider the situation in each country thinking about the current political position and if any potential unrest may pose a threat to your safety or whether your trip goes ahead. You should also always declare any pre-existing medical conditions to your insurer when buying backpacker insurance.
Things to consider when it comes to backpacker travel insurance
Always make sure that you are up to date with vaccinations required for certain higher risk counties such as a yellow fever vaccination which is mandatory for travellers who are visiting certain African countries. Make sure you are covered for travel to all countries in your travel plan, travelling to unsafe places which are not covered by your insurance may invalidate our insurance policy. Remember that claims might not be paid out if you are reckless or negligent to your own health, possessions, and that of other people.
How can I find budget-friendly backpacker travel insurance?
Once you have planned your exciting backpacking adventure, start by comparing different options from a range of reputable travel insurance companies. Always remember to specify your needs and travel plans up front to make sure that you are getting the coverage you need. Getting travel insurance has become so simple, with Compare Insurance all you need to do is give us some information about your trip and yourself, and within 2 minutes you will have an array of options to choose from.
In this article
What does backpacker travel insurance cover?
Things to consider when it comes to backpacker travel insurance
How can I find budget-friendly backpacker travel insurance?
Our top travel insurance guides / articles
View all travel insurance guides
Different Travel Policy Types
Travel insurance is designed to protect you and your belongings against life’s unexpected events
Our guide on medical expenses cover
When you are traveling, an unexpected medical emergency is the last thing on your mind
Our guide on holiday cancellation insurance
Holiday cancellation insurance is a form of travel insurance that covers you if something unexpected happens
Our guide to personal liability cover
Personal liability cover is a type of insurance that covers third-party claims
Why is repatriation cover so important?
Repatriation cover is a benefit offered included in some travel insurance packages
Travel insurance over 60s
If you are over the age of 60 and have retired or have family living abroad
Annual multi-trip travel insurance
Annual travel insurance, otherwise known as multi-trip insurance, is a policy that provides cover for individuals who travel more regularly
Why baggage cover is important
Most standard travel insurance policies cover your baggage if it gets lost, stolen, or damaged while you are travelling
Single trip travel insurance
A single trip policy covers you for just a single holiday, from the time you leave home until the time you return
Worldwide Travel Insurance
If you are planning an international trip, one thing you should not forget to consider is worldwide travel insurance
Winter sports travel insurance for skiing holidays
Going on an adrenaline-packed skiing holiday is something exciting to look forward to.
Backpacker Travel Insurance
This type of insurance is essential for backpackers to ensure that their plans, possessions, and health is protected
Family travel insurance
This is a policy which typically covers one to two adults, plus at least one child
Why you should always declare your pre-existing medical conditions
There are an array of options out there for you
Are your gadgets covered on your travel insurance policy?
Gadgets such as cameras, mobile phones are laptops are often considered essentials for travelling
Travel insurance and pregnancy
It is generally advised that expecting mothers should not travel after 6 months of pregnancy
Travel insurance for cancer patients
Cancer patients can apply for travel insurance with standard insurance companies
Emergency Dental Cover
Dental costs can be expensive but if you have travel insurance you are sure to be covered
What does flight cancellation actually cover?
Depending on the policy, you could possibly claim in the case of sickness, injury, or death
What happens when you lose your passport whilst travelling?
What do you do if you do not find your passport?
Medical assistance cover whilst travelling
With travel insurance, most standard policies would include medical assistance while you are travelling
Extreme sports activities
If you are planning to go on an adventure holiday, participating in activities that insurers might deem as dangerous
Delayed Baggage
Travel insurance will help you travel with a sense of security – knowing you will be covered if some emergency arises
Trip Cancellation Insurance
Unforeseen emergencies can happen at any time like falling ill so you or your travel partner can’t travel or emergency hospitalisation
Legal fees when travelling
Most standard travel insurance policies offer to pay for your legal bills in case you cause injury to someone else
Terrorism cover when travelling
If your holiday destination is affected by an act of terrorism before you leave for your holiday – it’s possible you are able to cancel your trip
Extra cover for sports activities when travelling
Are you planning an activity-filled holiday for you or your family?
What if you were to get mugged when travelling?
Even the most vigilant and careful travellers can get pickpocketed or mugged.
How to make a travel insurance claim?
Here’s what you need to know to make claiming from your travel insurance policy a little bit easier
Emergency assistance
Travel insurance is made for the unexpected and to save you from huge medical bills while travelling
Flight delay
Most travel insurance policies provide cover as part of your standard policy for flight delays
What would happen if you lost your credit card when travelling?
Credit card fraud is not uncommon at all
Credit Card Fraud
If your credit cards get lost or stolen it could be devastating to your travel plans
Personal accident while on holiday? It’s better to have cover!
If an accident does happen on your trip you will have peace of mind
Golf cover and travel insurance
Many golfers travel all over the world to play the different courses in different countries
Car rental excess cover while travelling
A road trip might be your ideal holiday in an unknown destination but are you sure you have the right cover in case of an accident?
Flight overbooking
Always be sure that you check in on time so you would still qualify for compensation in the case of overbooking of a flight