Travel insurance is one of the biggest benefits in the case of an emergency. Many golfers travel all over the world to play the different courses in different countries. Travel insurance would protect you against all the normal travel concerns like medical emergencies, illness, damaged, lost or stolen baggage, trip cancellation cover, weather protection, flight delays and more. But would you be covered on the golf course and would your clubs be covered?

Standard policy benefits

Depending on your policy golf as a sport might be covered as part of your standard policy benefits but you would need to check your benefits and exclusions so you are sure to have cover in case you get injured on the golf course.

Emergency and medical expenses

You will need insurance cover in case of an emergency and medical expenses need to be claimed back after you got injured while playing golf as the bills can be financially crippling.

Top-up insurance

You might need to buy some top-up insurance or golf specific travel insurance in order to protect your clubs against theft or damage while travelling. Golf cover could also cover you in the case that you need to claim for non-refundable green fees that you have already paid before the trip and now the trip is cancelled for example.

Replacement clubs

If your clubs get damaged or stolen on the trip and you have to hire replacement clubs in order to keep on playing, your golf travel insurance could refund you for your replacement equipment hire. Be sure you read the policy and the maximum amount you can claim for to ensure you have enough cover for your needs and the value of your clubs.

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