If you are planning a skiing holiday, specialized travel insurance is very important to consider. Standard travel insurance policies cover some of the basics for your trip such as baggage cover, medical emergencies and cancelled or delayed flights but will not be sufficient to cover everything for your ski trip. There are generally more risks associated with skiing trips and you should always make sure that you are covered to ensure that you can make the most of your trip.

What does ski travel insurance cover?

Ski travel covers a higher level of emergency and medical care. It is not uncommon to sustain injuries while you are skiing and is beneficial to have cover for any emergencies as well as emergency evacuation if you need it. Ski travel insurance includes personal liability cover which covers another person or third-party for medical treatment or damages. Collisions on the ski slopes happen often and it is good to have cover for this so that you will not be liable to pay for it yourself. It is important to check if your ski travel insurance policy covers search and rescue, as this can be expensive if you must pay for it from your own pocket.

Regular travel insurance policies cover your baggage if it gets lost, damaged, or stolen while you are in transit or on your trip. If you are going on a skiing holiday, having specialized cover is beneficial to cover any ski equipment that you may be traveling with which can be quite costly to replace. Ski travel insurance will also cover the cost of hiring ski equipment to use in the interim if your bags are delayed by the airline. Most ski travel insurance policies cover your ski pass for loss or theft and cover the cost of activities if you are not able to ski due to unexpected circumstances such as an avalanche.

Where can I find ski travel insurance?

Once you have booked your exciting ski trip, it is a good idea to start looking for ski travel insurance plans that suit your needs and your budget. Many travel insurance companies offer ski travel insurance so you can compare plans across the board. Compare Insurance provides travellers with an array of quotes from the top insurance companies within 5 minutes, making it easy to compare coverage levels and prices to find one that suits your budget and the activities you have planned.