One of the biggest investments you make is your holiday and you should be creating memories and enjoy a stress-free trip, but we all know things do not always go as planned. Having a travel insurance policy can save you money and hassle during your trip.

Most policies differ

All travel insurance policies would differ but in general, you would have a personal accident or injury cover as a stand benefit as part of most travel insurance policies. This would offer you cover in the case of death, injury or illness while you are on holiday.

If your accident happens on your trip

Travel insurance will protect you and your belongings while you enjoy your holiday. If an accident does happen on your trip you will have peace of mind and your medical costs for treatments would be part of the policy and you will have cover.

Medical bills

When you are overseas and an accident does happen the medical bills can be crippling but with travel insurance, you will have financial protection against disability and death. This means your policy will protect you and the people you are looking after or responsible for too.

Always compare

Get quick and affordable travel insurance by using Compare Insurance, comparison engine to quickly and easily compare a wide range of travel insurance quotes on one website. It’s easy to compare policies and benefits side-by-side, we will save you time and money.

We also recommend that you understand your travel policy and read the terms and condition for claiming from the policy – also be sure to understand if your need pre-authorisation for certain treatments or if you are only allowed treatment at certain prescribed centres.

Depending on your policy you might need to pay the amount and claim back from your insurer. Also, familiarise yourself with the excess you would need to pay in order to claim from the travel insurance policy.

Always include travel insurance as part of your budget when planning your next trip as it’s vital and can save you from medical debt in foreign countries.