If you are over the age of 60 and have retired or have family living abroad, you may find yourself looking to travel more often than when you were younger. Most insurance policies hike up prices of travel insurance for individuals over 60 years due to them having a higher risk of a medical emergency or complication. This should not, however deter you from buying travel insurance which could leave you in a predicament if anything unfortunate or unexpected does happen on your trip. There are some ways to help cut costs on your travel insurance if you are over the age of 60 years.

Do I need specialist cover if I am over 60?

When booking travel insurance, you will be asked various questions such as your age and your travel plans which are all considered when working out the cost. If you have a pre-existing medical condition, looking into specialized travel insurance may assist in streamlining your trip and ensuring you are covered in an unexpected event. Travel insurance companies also take your destination as well as the activities you are planning on doing while you are away into consideration. If your trip is relatively low risk, you will likely get a lower rate. The length of your trip is also taken into consideration – older travellers who are travelling for a longer period are often charged more.

What does travel insurance for over 60s cover?

Several insurance companies have specialized plans that are developed for senior citizens and cover specific issues such as the requirement of specific medical care, additional emergency cover, cover for medication, mobility cover and reduced rates for travel companions on the same policy. This type of travel insurance also includes the standard benefits of regular travel insurance such as cover for lost, stolen or damaged baggage, missed or delayed flights, personal liability, cancelation or curtailment of your trip and your possessions.

How can I buy travel insurance if I am over 60?

At Compare Insurance, we provide quotes from the top travel insurance companies in Dubai to suit your specific needs. If you are looking for over 60’s travel insurance, you can receive detailed and specialized quotes showing costs and coverage levels within a matter of minutes. There is no need to be stressed about ensuring your upcoming trip is covered and you can simply enjoy your time away or with loved ones.