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Credit card fraud is not uncommon at all
There are not as many things as bad as losing your credit card while you are travelling, except if it gets stolen and someone is using your money. Credit card fraud is not uncommon at all – but it can be avoided and you can protect your card against unauthorised charges.
Do you need all your cards?
You would not need all your cards every time you step outside on your trip – always take one of your cards and leave the others in your hotel or room. Always make sure to have copies of your cards, simply quickly snap a pic of each side so you always have it on your phone in case of an emergency.
Always report it
If you realise someone is using your card – be sure to report it to your bank immediately. It’s possible the bank can still reverse those transactions and you won’t have any losses, just a bit of inconvenience.
Travelling with more than one card is always a good idea – if you lose the one card at least you have a plan b till the bank can send you a new card.
SMS & App Alerts
Ensure to set your SMS and app alerts before you leave so you get notifications on each and every swipe – so you will get notifications of transactions you are not aware of in the case of fraud and you can catch and report it sooner rather than later.
If someone stole your card and some transactions did go through on your card be sure to report it to the nearest police station, get a case number and a copy of the report and remember to cancel your card.
If you have travel insurance and you have suffered losses because of credit card fraud, it’s possible that you could claim the losses from your policy. Always be sure to read your travel insurance policy and compare plans so you are sure to have the right cover for your trip. Use insurance comparison to compare a range of travel insurance policies all on one website. This will save you time and money!
Our top travel insurance guides / articles
Travel insurance is designed to protect you and your belongings against life’s unexpected events
When you are traveling, an unexpected medical emergency is the last thing on your mind
Holiday cancellation insurance is a form of travel insurance that covers you if something unexpected happens
Personal liability cover is a type of insurance that covers third-party claims
Repatriation cover is a benefit offered included in some travel insurance packages
If you are over the age of 60 and have retired or have family living abroad
Annual travel insurance, otherwise known as multi-trip insurance, is a policy that provides cover for individuals who travel more regularly
Most standard travel insurance policies cover your baggage if it gets lost, stolen, or damaged while you are travelling
A single trip policy covers you for just a single holiday, from the time you leave home until the time you return
If you are planning an international trip, one thing you should not forget to consider is worldwide travel insurance
Going on an adrenaline-packed skiing holiday is something exciting to look forward to.
This type of insurance is essential for backpackers to ensure that their plans, possessions, and health is protected
This is a policy which typically covers one to two adults, plus at least one child
There are an array of options out there for you
Why you should take out travel insurance for your upcoming cruise
Gadgets such as cameras, mobile phones are laptops are often considered essentials for travelling
It is generally advised that expecting mothers should not travel after 6 months of pregnancy
It is important to make sure you have all the essentials sorted out beforehand
Cancer patients can apply for travel insurance with standard insurance companies
There are generally more risks associated with skiing trips
Dental costs can be expensive but if you have travel insurance you are sure to be covered
Medical costs abroad can be crippling and unfortunately accidents do happen
Depending on the policy, you could possibly claim in the case of sickness, injury, or death
What do you do if you do not find your passport?
With travel insurance, most standard policies would include medical assistance while you are travelling
If you are planning to go on an adventure holiday, participating in activities that insurers might deem as dangerous
Travel insurance will help you travel with a sense of security – knowing you will be covered if some emergency arises
Unforeseen emergencies can happen at any time like falling ill so you or your travel partner can’t travel or emergency hospitalisation
Most standard travel insurance policies offer to pay for your legal bills in case you cause injury to someone else
If your holiday destination is affected by an act of terrorism before you leave for your holiday – it’s possible you are able to cancel your trip
Are you planning an activity-filled holiday for you or your family?
Even the most vigilant and careful travellers can get pickpocketed or mugged.
Here’s what you need to know to make claiming from your travel insurance policy a little bit easier
Travel insurance is made for the unexpected and to save you from huge medical bills while travelling
Most travel insurance policies provide cover as part of your standard policy for flight delays
Credit card fraud is not uncommon at all
If your credit cards get lost or stolen it could be devastating to your travel plans
If an accident does happen on your trip you will have peace of mind
What happens if your visa gets denied?
Many golfers travel all over the world to play the different courses in different countries
A road trip might be your ideal holiday in an unknown destination but are you sure you have the right cover in case of an accident?
Always be sure that you check in on time so you would still qualify for compensation in the case of overbooking of a flight