Trip cancellation coverage is usually part of your standard travel insurance policy and can reimburse you for the cost you have already paid before you departed on your holiday if you need to cancel your trip.

Always Read Your Policy

It’s important to read your travel insurance policy and understand the policy’s reasons for accepting a claim for trip cancellations. Depending on the policy, you could possibly claim in the case of sickness, injury, or death of you, a close family member or your travel companion.

Claim Back Up To 100%

Depending on your policy you can potentially claim back up to 100% of your pre-paid costs and non-refundable expenses in the event you have to cancel due to an emergency. Each policy is different and to get the best policy with the best price use Compare Insurance to easily compare a range of insurance policies all on one page so you can choose the best policy for you.

Exclusions

An easy way to ensure you have a good travel insurance policy is to check the list of exclusions mentioned in the policy and if anything related to you or your trip is mentioned that is making you feel uncomfortable to be sure check and compare a few other travel insurance policies too.

• Most travel insurance policies would cover you for the below reasons:
• Injury, illness or death of your travel partner, family member or business partner.
• You fall ill or sustain an injury.
• The travel agency you booked with files for bankruptcy.
• Terrorism that was not public knowledge when your booking was made.
• The host you are travelling too falls ill or passes away.
• You were involved in a car accident before the flight.
• Your passport got stolen before the trip.
• Losing your job prior to the trip.

Just a reminder that each policy would differ and you must check the plan you are looking to buy and its specifics. If you have to cancel your trip, the reason for the cancellation must be a valid cause for the claim to be approved.