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Turning 18 and getting your driving license is a major milestone
Turning 18 and getting your driving license is a major milestone – you now have the freedom to drive yourself around and it can be quite exciting. Once you get your first vehicle you will be tasked with the responsibility of making sure it is insured or that you at least have coverage for damage to any other vehicles in the unfortunate event of an accident that is your fault. Young drivers are often taken advantage of by insurance companies as they are often not aware of what coverage they need and how much they should be paying.
New drivers are generally expected to pay higher premium than drivers who are older than 30 as they have less experience on the roads. It has been found that new drivers are charged up to 25% more than more experienced drivers, the main reason being that new or inexperienced drivers are more likely to end up having a car accident and claiming from insurance.
Which type of insurance?
When deciding on which type of insurance cover to get, you can choose between comprehensive and third-party car insurance. Comprehensive insurance is generally more expensive but might save you money later if your car incurs damages or requires maintenance. Third-party insurance is more cost effective and a good option to go for if your car is older and any damages are not likely to cost a fortune to fix yourself.
Unfortunately, new drivers are higher risk to insure and this is likely to be reflected in your first 12 months of car insurance. The best thing to do is to work towards reducing your car insurance going forward. It is recommended that new drivers practice as much as possible when starting out on the road and avoid any accidents, claims and traffic fines to prove to their insurers that they are low risk. Going on an advanced driving course could also help save you money on your premiums.
Another easy way to save money as a new driver is to avoid your car insurance being automatically renewed. When your insurance term is almost up, take the time to look at other options or ask your current insurance policy to re-quote you based on your driving history.
When signing up for a new insurance policy, make sure you go through all the terms and conditions and understand exactly what you are covered for and your agreed excess plan. Be aware of scams and make sure you are using reputable comparison websites like Compare Insurance!
In this article
Which type of insurance?
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Comprehensive Car Insurance
Protect yourself with fully comprehensive car insurance
Third Party Car Insurance
Essential car insurance cover to ensure that you are not left out of pocket in the event of an accident
The Average Cost of Car Insurance
The average cost of car insurance depends on a multitude of different factors
How to renew your car insurance
Some insurance companies send reminders that your policy is about to expire
Young driver’s car insurance
In 2019, almost half of the road accidents in the UAE were caused by drivers under the age of 30
Car insurance for over 50’s
If you are 50 years or older, you may have the benefit of saving money on your car insurance policy.
Named Driver Car Insurance
The named or additional driver on your car insurance could be a friend, your spouse, or a family member
Car hire is an extra feature which you can add onto your comprehensive insurance policy
Car insurance for women
Some car insurance companies have policies designed specifically for women
Classic car insurance
Classic car insurance is specially designed to provide cover for higher value vehicles 10 years and older
How to save money on car insurance
It is generally not something people look forward to spending their hard-earned money on.
Fuel efficiency basically describes the ability of a vehicle of extracting more energy from less fuel
The right insurance policy for your first car
Getting your first car is an exciting time!
How your driving license affects your insurance
The traffic system in Dubai works on a points and fine system with the aim of preventing reckless driving and reducing accidents on the roads.
Car insurance for new drivers
Turning 18 and getting your driving license is a major milestone
Guide to car insurance claims
Car insurance is designed to protect you and your vehicle
Some car insurance companies include roadside assistance
Why is car insurance so expensive?
Car insurance is compulsory for drivers in the UAE and many people sign on to policies which are expensive and unaffordable.
Green Car Insurance
Cars contribute a huge amount of greenhouse gas emissions to the environment
How to buy car insurance
The UAE has seen a rapid rise in vehicle ownership over the past few years
Car Insurance basics
Car insurance would offer you the financial security you need to ensure you enjoy driving the car with peace of mind
The true risk of driving without insurance
Driving without insurance leaves you 100% responsible to replace your vehicle in the case of theft
7 car safety tips when leaving on a road trip
Always try to be as vigilant as possible and be sure to keep an eye out on your surroundings
Get car insurance you can afford
Finding quality budget car insurance is easy
What happens if you're hit by an uninsured driver?
Immediately after the accident get the name, address, and driver licence number from the other driver involved
Car Insurance for Under 25-year-olds
Young drivers are seen as a higher risk this is simply due to your years of experience driving being a lot less than the older people driving
Comprehensive vehicle insurance
Never buy the first policy you find and always compare, we always recommend that you not only focus on the price of policy
What is short term insurance
The benefits included in your policy would differ from insurer to insurer and policy to policy
Instant Car Insurance
Compare Insurance offers you instant car insurance quotes from a huge range of insurers all on one page
Compare insurance quotes and save on your premium
You can compare car insurance policies and save hundreds of dirhams per month and find the perfect car insurance policy for your needs
Tips on claiming after an accident
It is so important to try and to stay calm, the moment you become stressed and emotional you might forget to do some of the logical next steps
First-time car buyers and what you need to know
We recommend you check the affability before buying a car to include all of the below expenses
Paying for your car insurance annually vs monthly
If you choose to pay annually you pay for the entire car insurance policy with one lump sum
Lower your car insurance policy
A car brings added expenses like maintenance and insurance so if you can save a few dirhams
To be a responsible driver you will always need to be vigilant and respect the road rules and laws
Considering canceling your insurance? Read this first!
Theft, sandstorm, hijacking and even fire are some of the other risks that do not involve bad driving
Get a trustworthy car insurer
Before you buy car insurance you must always do your research and compare quotes and benefits
New Car Replacement Insurance
If you are thinking of purchasing or have purchased a brand-new car, then you might want to get specialised insurance to cover your vehicle
Valet Parking Cover
Many car insurance policies do not have insurance covering valet parking services.
Insurance companies in the UAE guarantee financial coverage for repairs needed as a result of car accidents
Off-Road Car Insurance Cover
Off-Road Cover can protect your vehicle against any damage it sustains from off-road driving.
Oman Car Insurance Cover
If you’re planning a trip to Oman then you will require this specialized car insurance
GCC Car Insurance Cover
Before purchasing a car in the UAE, it’s a good idea to first check if your vehicle qualifies for GCC Car insurance
Protect your personal belongings with this kind of car insurance
Personal injury cover is an add-on feature in your mandatory UAE car insurance policy
Protected No Claims Discount
Protecting Your No Claims Discount Could Help You Save on Your Future Premiums
This kind of motor insurance covers you for roadside assistance when you need it
Ensure that your car’s windscreen is restored to perfect condition if it gets damaged
Track Day Insurance
Get the necessary coverage for your vehicle when you take part in track racing events
Auto Gap Cover
Planning on buying a new car? It’s important to know how you will pay off instalments if it gets stolen or damaged beyond repair
Cancelling Your Car Insurance Policy
Thinking of changing your current car insurance? There are a few things worth knowing before you go ahead
Short-Term Car Insurance
Protect your vehicle only for as long as you’ll be using it
4x4 Car Insurance
This optional cover is a necessity for anyone who likes taking their 4x4 vehicle for off-road adventures
Car Insurance for Modified Cars
Any alterations you make to your car after purchasing it could affect the premiums you pay
Car Insurance Groups
Third-party liability auto insurance is mandatory in the UAE. Consequently, there are a high number of insurance groups to choose from
Is Your Vehicle Roadworthy?
Ensuring the roadworthiness of your car is vital
Car Insurance for Imported Vehicles
Getting insurance for imported vehicles can be a tricky process. Here’s what you need to know
Car Insurance for Medical Vehicles
Ambulance ownership is a major investment for a company, so it's important to get adequate insurance for this asset
Car Insurance for Electric Cars
There are several benefits to owning an electric car in the UAE. Here’s what to be aware of when insuring your electric vehicle
Car Insurance for Young Females
Car insurance is generally less expensive for young women than for young men. However, rates can vary from one insurer to another
Car Insurance for Young Males
Young males generally pay more when it comes to car insurance premiums