Tips on claiming after an accident

Get a quote now

It is so important to try and to stay calm, the moment you become stressed and emotional you might forget to do some of the logical next steps

Tips on claiming after an accident

Car accidents, unfortunately, do happen every day, no matter what the reason is for the accident it’s important that you know what to do after a car accident occurs. Try to be as vigilant as possible as soon as you are over the initial shock.

Collect the information and details

It is so important to try and to stay calm, the moment you become stressed and emotional you might forget to do some of the logical next steps which is super important. Be sure to collect the information and details of all the parties involved. This includes names, surnames, telephone numbers, addresses, driver’s licence numbers, number plates of the car involved and even car licences. What could work the best in such a stressful situation is to ensure you take pictures of everything including the accident scene.

Report the accident to the nearest police station

If the police do not come to the scene, report the accident to the nearest police station with all the possible details you have collected. Be sure to get a copy of the police report or the case number so you can give this to your insurance company.

Retail value of your vehicle

Depending on your car insurance policy you would have covered to the value of your chosen amount as mentioned in your policy documents. Your car can be covered for the retail value, the market value or a specific value mentioned in the policy document.

Value of car damages

Should you claim from your car insurance policy, the insurance company would most likely send out an assessor to come and inspect the value of car damages.

Depending on your car insurance policy you might qualify for car hire as one of the benefits of your plan, this means you will be provided with a replacement vehicle while your vehicle is being fixed.

Always compare car insurance policies before buying it so you are sure to have the best price and the benefits you need – as you might need a replacement car in the case of an accident and this does not come as a standard benefit of car insurance.

Use Compare Insurance to quickly compare a range of insurance policies on one website so you buy the right cover for your budget and your needs.

In this article


Collect the information and details

Report the accident to the nearest police station

Retail value of your vehicle

Value of car damages
COMPARE CAR INSURANCE QUOTES

Our top car insurance guides / articles


View all car insurance guides