Breakdown RecoveryGet a quote now
This kind of motor insurance covers you for roadside assistance when you need it
What happens if your car breaks down or gets involved in an accident that renders it immobile? If you have this kind of cover, your insurance provider will cover the cost of getting your vehicle repaired on the spot, or safely towed to a repair garage
As with most insurance policies, the exact specifications of breakdown cover policies can vary a lot from one insurance provider to another. Breakdown cover is sometimes included in your standard vehicle insurance policy – it’s worth taking a look to see! However, it is usually an optional policy that can be added to your standard car insurance, for a fee.
What are the different kinds of Breakdown Recovery Insurance?
They might go by slightly different names, but there are two main kinds of policies that cover you for vehicle breakdowns: Personal vehicle cover, and Full vehicle cover.
Personal Vehicle cover
This cover applies to a specific vehicle (or several vehicles) of your choosing. In the case of a breakdown, this cover will only apply to the specified vehicle. The insurer will make sure this vehicle is either repaired on site or towed to the nearest qualified facility for repairs.
Full Vehicle cover
This more inclusive option will cover you for any vehicle (within policy specifications) that breaks down while you are using it. This kind of cover can also usually be extended to other people at your residence.
The best kind of breakdown recovery option for you depends on your individual needs. Aside from the personal vehicle and all vehicle cover options mentioned above, there are several other related options to consider.
- Roadside assistance cover: a qualified technician will either repair the vehicle at the breakdown location or tow it to a facility where it can be repaired.
- At-home breakdown: if your car breaks down at your residence (or close to it), a technician will be sent out to assess the problem and get the car running.
- Onward travel cover: This option presents the most solutions to a breakdown. Insurers will typically provide you with a temporary vehicle or a driver if your car breaks down. They will also see to it that your travel arrangements are impacted as little as possible, by arranging temporary accommodation and travel plan alternatives, if necessary.
If you’re in the market for breakdown recovery insurance in the UAE, CompareInsurance’s website is the right choice to find the best option for you.
In this article
Our top car insurance guides / articles
Protect yourself with fully comprehensive car insurance
Essential car insurance cover to ensure that you are not left out of pocket in the event of an accident
The average cost of car insurance depends on a multitude of different factors
Some insurance companies send reminders that your policy is about to expire
In 2019, almost half of the road accidents in the UAE were caused by drivers under the age of 30
If you are 50 years or older, you may have the benefit of saving money on your car insurance policy.
The named or additional driver on your car insurance could be a friend, your spouse, or a family member
Car hire is an extra feature which you can add onto your comprehensive insurance policy
Some car insurance companies have policies designed specifically for women
Classic car insurance is specially designed to provide cover for higher value vehicles 10 years and older
It is generally not something people look forward to spending their hard-earned money on.
Fuel efficiency basically describes the ability of a vehicle of extracting more energy from less fuel
Getting your first car is an exciting time!
The traffic system in Dubai works on a points and fine system with the aim of preventing reckless driving and reducing accidents on the roads.
Turning 18 and getting your driving license is a major milestone
Car insurance is designed to protect you and your vehicle
Some car insurance companies include roadside assistance
Car insurance is compulsory for drivers in the UAE and many people sign on to policies which are expensive and unaffordable.
Cars contribute a huge amount of greenhouse gas emissions to the environment
The UAE has seen a rapid rise in vehicle ownership over the past few years
Car insurance would offer you the financial security you need to ensure you enjoy driving the car with peace of mind
Driving without insurance leaves you 100% responsible to replace your vehicle in the case of theft
Always try to be as vigilant as possible and be sure to keep an eye out on your surroundings
Finding quality budget car insurance is easy
Immediately after the accident get the name, address, and driver licence number from the other driver involved
Young drivers are seen as a higher risk this is simply due to your years of experience driving being a lot less than the older people driving
Never buy the first policy you find and always compare, we always recommend that you not only focus on the price of policy
The benefits included in your policy would differ from insurer to insurer and policy to policy
Compare Insurance offers you instant car insurance quotes from a huge range of insurers all on one page
You can compare car insurance policies and save hundreds of dirhams per month and find the perfect car insurance policy for your needs
It is so important to try and to stay calm, the moment you become stressed and emotional you might forget to do some of the logical next steps
We recommend you check the affability before buying a car to include all of the below expenses
If you choose to pay annually you pay for the entire car insurance policy with one lump sum
A car brings added expenses like maintenance and insurance so if you can save a few dirhams
To be a responsible driver you will always need to be vigilant and respect the road rules and laws
Theft, sandstorm, hijacking and even fire are some of the other risks that do not involve bad driving
Before you buy car insurance you must always do your research and compare quotes and benefits
If you are thinking of purchasing or have purchased a brand-new car, then you might want to get specialised insurance to cover your vehicle
Many car insurance policies do not have insurance covering valet parking services.
Insurance companies in the UAE guarantee financial coverage for repairs needed as a result of car accidents
Off-Road Cover can protect your vehicle against any damage it sustains from off-road driving.
If you’re planning a trip to Oman then you will require this specialized car insurance
Before purchasing a car in the UAE, it’s a good idea to first check if your vehicle qualifies for GCC Car insurance
Protect your personal belongings with this kind of car insurance
Personal injury cover is an add-on feature in your mandatory UAE car insurance policy
Protecting Your No Claims Discount Could Help You Save on Your Future Premiums
This kind of motor insurance covers you for roadside assistance when you need it
Ensure that your car’s windscreen is restored to perfect condition if it gets damaged
Get the necessary coverage for your vehicle when you take part in track racing events
Planning on buying a new car? It’s important to know how you will pay off instalments if it gets stolen or damaged beyond repair
Thinking of changing your current car insurance? There are a few things worth knowing before you go ahead
Protect your vehicle only for as long as you’ll be using it
This optional cover is a necessity for anyone who likes taking their 4x4 vehicle for off-road adventures
Any alterations you make to your car after purchasing it could affect the premiums you pay
Third-party liability auto insurance is mandatory in the UAE. Consequently, there are a high number of insurance groups to choose from
Ensuring the roadworthiness of your car is vital
Getting insurance for imported vehicles can be a tricky process. Here’s what you need to know
Ambulance ownership is a major investment for a company, so it's important to get adequate insurance for this asset
There are several benefits to owning an electric car in the UAE. Here’s what to be aware of when insuring your electric vehicle
Car insurance is generally less expensive for young women than for young men. However, rates can vary from one insurer to another
Young males generally pay more when it comes to car insurance premiums