Breakdown Recovery

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This kind of motor insurance covers you for roadside assistance when you need it

Breakdown Recovery

What happens if your car breaks down or gets involved in an accident that renders it immobile? If you have this kind of cover, your insurance provider will cover the cost of getting your vehicle repaired on the spot, or safely towed to a repair garage

As with most insurance policies, the exact specifications of breakdown cover policies can vary a lot from one insurance provider to another. Breakdown cover is sometimes included in your standard vehicle insurance policy – it’s worth taking a look to see! However, it is usually an optional policy that can be added to your standard car insurance, for a fee.

What are the different kinds of Breakdown Recovery Insurance?

They might go by slightly different names, but there are two main kinds of policies that cover you for vehicle breakdowns: Personal vehicle cover, and Full vehicle cover.

Personal Vehicle cover

This cover applies to a specific vehicle (or several vehicles) of your choosing. In the case of a breakdown, this cover will only apply to the specified vehicle. The insurer will make sure this vehicle is either repaired on site or towed to the nearest qualified facility for repairs.

Full Vehicle cover

This more inclusive option will cover you for any vehicle (within policy specifications) that breaks down while you are using it. This kind of cover can also usually be extended to other people at your residence.

The best kind of breakdown recovery option for you depends on your individual needs. Aside from the personal vehicle and all vehicle cover options mentioned above, there are several other related options to consider.

  • Roadside assistance cover: a qualified technician will either repair the vehicle at the breakdown location or tow it to a facility where it can be repaired.
  • At-home breakdown: if your car breaks down at your residence (or close to it), a technician will be sent out to assess the problem and get the car running.
  • Onward travel cover: This option presents the most solutions to a breakdown. Insurers will typically provide you with a temporary vehicle or a driver if your car breaks down. They will also see to it that your travel arrangements are impacted as little as possible, by arranging temporary accommodation and travel plan alternatives, if necessary.

If you’re in the market for breakdown recovery insurance in the UAE, CompareInsurance’s website is the right choice to find the best option for you.

In this article


What are the different kinds of Breakdown Recovery Insurance?

Personal Vehicle cover

Full Vehicle cover

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