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Car Insurance

The easy way of avoiding being caught driving without insurance

We all know how important it is to have proper car insurance before driving – driving without insurance is not only dangerous and illegal, but it could cost you considerably in fines, compensation, and court charges if you have an accident. It’s so easy and affordable to get yourself a car insurance policy, there’s really no excuse not to.

Find yourself the perfect deal with a comparison tool today.

How much time does it take to find car insurance online?

If you have a busy lifestyle, the last thing you want is to spend your time trudging from insurance company to company getting quotes – but with the internet, you don’t have to! Comparison tools exist to provide you a broad selection of insurance quotes at the touch of a button. You can get quotes from a range of insurance companies simply by making one application – and you can get those quotes virtually instantly. It simply couldn’t be easier to get the cover you need.

All you do is make your application, putting down your personal details, your vehicle’s details, the nature of your driving habits, and what level of cover you’re looking for. With that information the comparison tool will generate applicable quotes from many different insurance providers, so you can see who’ll save you the most money.

Find a car insurance quote that has been tailored for you

With your quotes generated, you’re free to browse at your leisure to determine which is the best quote for you. You might, for example, want to choose the cheapest insurance provider possible. Or you may prefer to go with a provider who offers you the most comprehensive level of coverage for the money – there’s no wrong answer.

The key is that you avoid the pitfalls of driving your vehicle without proper insurance. It’s illegal, it’s dangerous, and it’s so easily avoided by harnessing the power of modern technology. Finding a great car insurance quote can take as little as a few minutes, and all you have to do is use a specialist comparison tool.

If you need car insurance cover, get a range of affordable quotes from Compare Insurance today.

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Car Insurance

How long does it take to get your car insurance?

Finding the right car insurance quote for you is essential – full coverage insurance is obviously not a negotiable part of the driving experience, but that’s no reason it should take a long time to arrange. So how long does it actually take to arrange auto insurance? The simple truth is that it boils down to how you choose to apply for it.

There are two main ways – offline and online.

Arranging car insurance offline

You can still arrange car insurance the “old fashioned” way by going to a brick and mortar premises and talking to someone face to face, or even over the phone. This is the way people have done it for a long time, and the way that people who aren’t so comfortable using technology still prefer to do it. There’s nothing wrong with arranging your car insurance offline, but you will have to deal with waiting slightly longer for it to be arranged than if you did online. The admin side of offline insurance tends to be much slower than online competitors, meaning you might have to wait a few days for coverage to start.

Arranging car insurance online

So what about getting insured online? Using a comparison tool you can see the range of best auto insurance quotes for you in a matter of minutes. That makes it much easier to compare and contrast the best deal for you. When you decide that you want to go ahead with a certain policy, all you need to do is confirm it because you have already provided your details in your initial application. The process of applying for car insurance online is often much faster, and in many cases, you can be provided with insurance that very same day. You also get the benefit of being able to manage your account 24/7, rather than just during business hours.

Which is best for you?

There’s no right or wrong answer when it comes to arranging your car insurance, but if you want to make the process as fast as possible you’re better off using an online comparison tool like Compare Insurance.

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Car Insurance

How to find the cheapest insurance for your new car online

Whether your car is new off the factory production line, or just new to you, it’s one of the most exciting days imaginable when you pick up the keys. It’s important to consider the practicalities, however, so you’re going to have to buy car insurance for your new car. If you want to find the best possible deal, you have to consider looking online.

Buying car insurance online

If you’re looking for the most affordable new car insurance or third party liability insurance, the best place to find it is online. When you search for new car insurance online you have access to the most useful feature possible – a comparison tool. Using the comparison tool you can input the details of your new car and the type of policy you’re looking for, and then let the tool do the hard work by finding you a range of quotes.

In seconds you’ll see a selection of quotes generated by major insurance providers. This will give you the easiest possible way to compare and contrast the right deals for you. You can decide who offers the most value for money and arrange your cover in moments. This means you spend less time on the phone arranging your insurance and more time driving your new car.

Keeping the costs down

Nobody likes paying too much for their car insurance, which is why finding the best deal for you online makes so much sense. There is a range of online-only insurance companies establishing themselves, which are able to operate with lower costs and ultimately pass those savings on to their customers. This means you have more choices, better cover, and you won’t have to pay through the nose for it.

If you know what car you’re going to buy ahead of time, you can arrange your cover before you even collect it, which means your insurance will be valid the minute you collect the keys.

Buying car insurance can be stressful, but if you have a new car and want the most affordable new car insurance possible, you should be using an online comparison tool such as Compare Insurance to find it.

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Car Insurance

Is your car insurance getting too expensive? Find a better deal in minutes

Car insurance is a necessity that we all have to invest in, but sometimes it can start getting a little too expensive to manage comfortably. It’s easy to think that you’re trapped with your car insurance supplier – but the truth is you can browse deals for motor insurance at any time. A better option may be available to you.

Use a comparison service to compare car insurance deals and save yourself money.

Creeping costs

It’s always the hope that the longer you spend with a certain insurance provider, the lower your insurance costs are going to be – but there’s a problem. Car insurance costs are going up, and the increases in general costs can easily begin to outweigh the discounts you earn through no claims bonuses and customer loyalty discounts.

So what are your options? You have two – either you keep paying and hope your premiums come down, or you find yourself a different deal with a brand new car insurance provider.

It’s easy to find new quotes. All you need is a few details about you, your circumstances, and your vehicle – the difference with a comparison tool is that you don’t need to put those details in again and again for each quote you get. You put your details in once, and the comparison tool will generate quotes for you based on what certain insurance providers offer.

This makes it easy for you to compare and contrast, and find the right deal for. You might be surprised just how much you can save.

You might not even have to switch

You don’t necessarily have to switch to a new provider. Sometimes, letting your current insurance provider know that you have found a cheaper car insurance quote is enough to encourage them to give you a better deal. If they can’t match it, you at least know you have a cheaper option available to you.

Don’t ever feel like you’re stuck paying too much money for your car insurance – with Compare Insurance, you have a comparison tool at your fingertips to find the perfect car insurance deal for you.

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Car Insurance

Getting more affordable car insurance when modifying your vehicle

If you have a modified vehicle, or you’re thinking about modifying your vehicle, it’s important to consider how those modifications can alter your motor insurance. Getting the most affordable car insurance quotes for your modified vehicle is easy, however, if you know how.

Choose your modifications wisely

The first thing to consider if you’re thinking about modifying your vehicle, is the kind of mods you want to have on your vehicle. If you choose mods that don’t alter the way your vehicle handles or drives, then your car insurance quotes should actually remain relatively static.

You will usually only experience an increase in insurance quotes if you begin to modify the engine, steering, braking, or running gear of your vehicle. Adding a body kit to your vehicle likely won’t cause your insurance to increase. Adding more power to the engine, on the other hand, probably will as you will be considered at higher risk of having an accident.

How to get the best quotes

The other way to make sure you get the best quotes for your modified vehicle is to arrange your car insurance online. This will give you the ability to compare car insurance quotes from a wide range of providers. If you have a list of modifications, you don’t want to have to put them into your search for every single insurer – it’s much easier to input them just once, and have multiple insurers able to provide quotes.

Something to remember is that modifying vehicles is now even more popular than ever before, and most insurance companies will either have specific insurance packages available for modified vehicles, or they will be well versed in handling customers requirements. They can assess what will affect your vehicle’s actual accident risk and what is simply a cosmetic upgrade, and make your insurance quote reflect that.

If you choose your modifications carefully, or use comparison quotes to budget the increase for performance upgrades, you can easily understand what you can comfortably afford. The use of an easy, effective car insurance quote comparison tool can be invaluable, and let you complete your searches in mere minutes.

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Car Insurance

What to do after a car accident that’s not your fault

After you’ve been in a car accident that wasn’t your fault, it can be difficult to know exactly what to do next in order to make a successful insurance claim. Once you’ve made sure that nobody has been seriously hurt, it’s important to take the following steps:

Gather necessary information

The driver who caused the accident is responsible for reporting it to their car insurance company, but many drivers are reluctant to do this. It is important that you get in touch with their insurer as well and collect the following information:

– The other driver’s address and name
– The other driver’s insurance policy and the name of their company
– Contact information and statements from witnesses
– Photographs of the scene of the accident (before the cars are moved)
– Any dashcam footage of the accident
– Any other evidence that may support your claim

Notify the right people

When you contact the other driver’s insurer to let them know that you have been involved in a crash with them, make sure that you give them full details of the incident without explicitly placing blame; simply give them the facts. Even if you don’t believe that you caused the incident, it’s a good idea to get in touch with your own insurance company anyway. This can be useful if the other driver denies any responsibility for the accident and you need to make a claim. Before you send your vehicle to a garage for repairs, make sure that you have written authorisation from your insurance company first.

Choose your battles

If the other driver’s insurance company claims that it has no evidence that its policyholder was at fault after your accident, you will need a lawyer, especially if you have been seriously hurt. A lawyer can help you navigate a large insurance claim, but they will take a portion of the settlement awarded to you. If your claim is small, you can take the driver at fault to small claims court.

To save money on third party insurance, get in touch with our team at Compare Insurance today.

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