The coronavirus pandemic has hit every part of the world and cases continue to grow. 2021 is no doubt going to present similar challenges as 2020, which means for many people, their driving habits have considerably changed. For a large portion of workers, their commute now involves moving to a different room in their home, rather than to their office.
How can this save you money on your car insurance?
Thinking about your mileage
A key component of your car insurance quote is the mileage that you do. It stands to reason that the more miles you travel, the greater your risk of being involved in an accident, which in turn makes your quote higher.
But what if you’re not doing all those miles? For many people during periods of lockdown, the mileage they have covered has fallen dramatically, but they still continue to pay their insurance premiums. The fact is, however, that you can change your mileage estimate any time, and your insurance provider should be able to recalculate this for you.
The effect should take place from the beginning of the next month if you pay your insurance premiums in monthly instalments, or you may be entitled to a partial refund if you have paid your premium upfront.
Saving money with a new policy
If your car insurance policy is due to run out soon, you could also save additional money by choosing a different car insurance provider altogether. You stand to save considerably, as car insurance providers are keen to win new clients in these challenging times by offering attractive introductory offers. So if your car insurance is coming to an end in the next few months, don’t automatically renew it – instead, see if you could stand to make savings on a brand new policy.
Driving without insurance is dangerous and finding that new policy is easy. all you need is a specialist comparison website, like Compare Insurance. You simply add your details and in seconds you can get a number of quotes from a range of insurance providers. Remember to take into account your lower annual mileage – you can always raise it later if you start driving regularly again.