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How can you make sure you’re saving money on your insurance quotes?

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Everyone wants to save money on their insurance. Whether it’s cheap temporary car insurance, home insurance, or medical insurance, it’s best to avoid paying more than you should for your premiums. With everyone requiring an individual level of cover, it can be difficult to know how much you should be paying. So, how can you make sure you’re getting the best possible deal on your premiums?

The simple way to save money

The easiest way to save money on your insurance premiums is to make sure that you use a specialist comparison website to compare insurance quotes from a range of different providers. Whether you’re looking for home, car, travel, or health insurance, you will be able to have a variety of quotes delivered to you in the space of seconds.

All you need to do is input a few personal details and some information relating to the type of cover that you’re looking for. With that, you’ll be able to ensure that all of the insurance quotes you’re getting are for the same level of coverage. This will give you an even playing field to determine who is going to be able to provide the best value for money.

Understanding your needs

Something you should think about before you start comparing insurance quotes is what specific level of cover you really need. The better you understand your own requirements, the easier it will be for you to tailor the insurance package you’re getting quotes for. With a website like Compare Insurance, you’ll be able to enter your personal details and the level of cover that you need, so think about things such as how comprehensive you want your coverage to be, the kinds of things you want it to cover, and even things you might be at risk of claiming for.

You can always save more money

There is always a cheaper insurance package out there, as long as you’re willing to find it. Make the process easier and simpler by using a comparison website to take the hard work out. Get started with Compare Insurance today and get annual multi trip travel insurance in minutes.

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Car Insurance

A key way to lower your car insurance quote during the Covid pandemic

The coronavirus pandemic has hit every part of the world and cases continue to grow. 2021 is no doubt going to present similar challenges as 2020, which means for many people, their driving habits have considerably changed. For a large portion of workers, their commute now involves moving to a different room in their home, rather than to their office.

How can this save you money on your car insurance?

Thinking about your mileage

A key component of your car insurance quote is the mileage that you do. It stands to reason that the more miles you travel, the greater your risk of being involved in an accident, which in turn makes your quote higher.

But what if you’re not doing all those miles? For many people during periods of lockdown, the mileage they have covered has fallen dramatically, but they still continue to pay their insurance premiums. The fact is, however, that you can change your mileage estimate any time, and your insurance provider should be able to recalculate this for you.

The effect should take place from the beginning of the next month if you pay your insurance premiums in monthly instalments, or you may be entitled to a partial refund if you have paid your premium upfront.

Saving money with a new policy

If your car insurance policy is due to run out soon, you could also save additional money by choosing a different car insurance provider altogether. You stand to save considerably, as car insurance providers are keen to win new clients in these challenging times by offering attractive introductory offers. So if your car insurance is coming to an end in the next few months, don’t automatically renew it – instead, see if you could stand to make savings on a brand new policy.

Driving without insurance is dangerous and finding that new policy is easy. all you need is a specialist comparison website, like Compare Insurance. You simply add your details and in seconds you can get a number of quotes from a range of insurance providers. Remember to take into account your lower annual mileage – you can always raise it later if you start driving regularly again.

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Car Insurance

How often should you shop around for your car insurance?

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Shopping for car insurance is something few people look forward to and even fewer enjoy, and as such most of us are guilty of finding a policy and just sticking with it. The truth is, however, there are always better options out there if you’re willing to regularly shop around.

Just a little effort can save you money on your car insurance quotes.

Don’t get complacent with your coverage

Car insurance companies often presume that their customers won’t be shopping around for deals, they figure if the policy works for them, they won’t want to change it. That means they can stop giving you ongoing incentives and benefits for your loyalty, and a much better deal might be available.pa

If you regularly compare car insurance quotes, you’ll see that you could save a lot of money. All insurance companies want to encourage new customers, so the benefits of signing up with a new coverage provider will likely be better than you’ll get being a loyal customer with your existing one.

How often should you switch?

There’s no right or wrong answer, but there’s no reason for you not to be shopping around every time your policy comes up for renewal – for most that will be on an annual basis.

When you see your policy is a month or so away from expiring, begin shopping around. It’s easy when you use a dedicated insurance comparison website like Compare Insurance. In just a few clicks you can put in your details and get back quotes from a range of top UAE car insurance providers.

The thing to remember is that you might not even need to switch to a new provider, you can always renew your current policy. If you let your current car insurance company know you are actively shopping around and you have found a better deal, they might offer you some enticing benefits to keep your business. If they don’t, switching is easy.

Keep actively looking and save money

The key to saving money on your car insurance is not to become complacent, make the providers work for your business by regularly using the Compare Insurance comparison tools.

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