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Car Insurance

Why is fully comprehensive car insurance so popular still?

Car insurance is an essential that everyone must have to legally drive around. There are a few options to think about here and fully comprehensive cover is enduringly popular still. While other types of policy (such as 3rd party) might look appealing, fully comprehensive cover comes with some unique benefits. But what are they and what does this sort of top car insurance companies include?

What is fully comprehensive insurance?

Before we look at why so many people choose this type of cover, it is worth clarifying what it comes with. As the name suggests, this type of car insurance gives the most protection to your vehicle. If you take out this sort of policy, you get protection for any damage you cause to other people and other vehicles plus cover if your car is stolen or damaged in a fire. It also gives cover to the car driver and pays out for damage to your own car.

But why do so many people choose this auto insurance still?

Peace of mind

Although insuring your car is a legal necessity, it also gives peace of mind when out on the road. Fully comprehensive cover is the highest level you can get and this means you can get behind the wheel without any worries. You know that you are covered in any eventuality and have protection to fall back on – whatever may happen. This allows you to focus solely on driving and not worry about something happening which your insurance will not cover.

Better value overall

There is no doubt that this type of insurance will cost more to take out at first. But it can actually work out better value – especially if you shop around for the best deals. You might think taking out a less expensive annual policy saves you money but it won’t if an accident happens which it does not give protection for! Comprehensive insurance, however, covers you against most things and can save you money on paying out for expensive repairs.

Can come with handy extras

Some fully comprehensive policies will come with cool extras, as a reward for taking out the highest level of cover. These might be things you would have to pay for separately otherwise or not be able to afford. While all policies differ, things like breakdown cover are common add-ons. As with getting the best value, the key is to shop around and find a fully comp policy with the extras you want.

Shop for car insurance with Compare Insurance

As noted above, shopping around to get cheap car insurance online is a smart move. Here at Compare Insurance, we bring together all the best deals from all the top insurers in one handy place. Browse our site for the best deals today or contact us for more help.

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Travel Insurance

3 secret ways travel insurance will improve your holiday

The average holiday can cost anything from a couple of hundred pounds to a few thousand. The travel insurance that goes alongside it – while just a drop in the ocean by comparison – can admittedly feel like a bitter cost to swallow on top of it all. It is, however, vital that you take it out. This isn’t just because it will cover you in the event of an accident or incident, but also because it will actually help you to enjoy your holiday more. Here are three reasons why holidays with travel insurance are more fun.

Peace of mind

It can feel like a huge weight on your shoulders if you go abroad without travel insurance. There will be a constant awareness that you’re just one mishap away from possibly amassing huge medical bills. On the other hand, you’ll have much more peace of mind once you’re covered. This will assist you with kicking-back, relaxing and fully enjoying your trip.

Greater freedom

You can live [a bit more] on the wild side if you have travel insurance. This doesn’t mean that you should go diving with sharks or jumping out of planes, but instead more simple activities – such as ice-skating or playing sports – can remain a feasible way to have fun while you’re away. After all, any injuries that you might sustain will be covered.

Reduced escalation

You can nip problems in the bud from the moment they arise if you have travel insurance. Take, for instance, if you somehow cut your skin. If you don’t seek medical attention because you’re worried about the cost then the issue could escalate. The wound could become infected or just generally dampen your enjoyment of the holiday. Meanwhile, with travel insurance, you can have it looked at before happily getting on with the rest of your holiday.

Where can you get travel insurance?

You can weigh up the differences between various travel insurance providers by using Compare Insurance. This will ensure that you can find cheap holiday insurance that suits your individual needs and comes at a price that’s suitable for you.

Photo: Free image by Pixabay