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Health Insurance

Understanding health insurance in UAE: what you need to know

The UAE has its own health system which is government-funded. However, it is also mandatory for UAE residents to take out health insurance, which is typically done via an employer. While this minimum-limit coverage, as defined by the government, provides useful protection in the event of illness or injury, it’s also a good idea to consider taking out a private policy in addition to mandatory insurance. Here’s why:

1) Faster treatments

With mandatory health insurance and medical coverage, you may be placed on a waiting list for treatment. During this time, your condition could get worse. With private health insurance, you can expect to be fast-tracked as soon as you make an appointment, as both diagnosis and treatment times are much quicker when attending a private hospital or clinic.

2) Private rooms

If you require a short stay in the hospital, you may feel like you want privacy during your convalescence. This is not guaranteed under mandatory health insurance. When you choose a private health insurance policy that stipulates that a private room will be guaranteed in the event of requiring a hospital stay, you can have the peace of mind that you’ll be able to recover in a more discreet and comfortable environment.

3) Value for money

In comparison to other countries, the cost of private health insurance is significantly less in the UAE. This is because things like surgical operations and treatments are cheaper. With a health insurance policy, you can expect to get the best possible treatment when you need it, without having to worry too much about the overall cost.

4) Access to more treatments and prescriptions

Some drugs and operations are not available with mandatory health insurance. To ensure access to the treatment you need, it is important to have a private health insurance policy with adequate cover.

5) Lots of options

When choosing private health insurance in UAE, you can select from policies that cover you within your city of residence, or plans that cover you for the whole UAE. If your occupation doesn’t involve much travelling, a city-wide plan could help you to save money. If you require nationwide coverage, you’ll be able to find a health insurance plan that suits your lifestyle.

If you’d like to know more about health cover in UAE, please feel free to contact us today. A member of our team will be happy to help you find the most suitable deal.

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Health Insurance

Why choose private healthcare insurance?

Depending on where you live in the world, affordable health care can be difficult to find. Luckily, there are plenty of low-cost insurance companies offering fantastic plans for you and your family. Along with quality care, private health insurance also provides peace of mind. You will no longer have to worry about money every time you and your family fall ill. If you are still unsure, we have rounded up the most common reasons for choosing private healthcare insurance.

Shorter waiting times

There is nothing worse than worrying about your health and having to wait a long time for your test results. Wherever you are in the world, you have probably experienced long waiting times to see a medical professional. In fact, many people have to wait weeks, or even months, to see a consultant or specialist. On top of that, you may then have to wait a while for your results to come back. This can add unnecessary stress for both you and your family while you wait. With private health insurance, you will usually receive treatment quickly. In most cases, you will be able to book an appointment within days, receive results within a shorter timeframe, and skip waiting times for planned surgery.

More control over your care

Private healthcare means that you can have more control over your care. From choosing your doctor to selecting which hospital you will be treated in, private medical insurance provides even more choice. The more options you have, the more confident you will feel. A good health insurance company may also offer additional services such as private rooms to make you feel more comfortable at the hospital.

Access to more services

A top health insurance provider can also offer cover for a range of other costly services including dental care, physiotherapy, eye care, and even ambulance services. This can save you a lot of money in the long term as these extras are very rarely included in public health systems and are usually very expensive.

Perks

Depending on which medical insurance provider you choose, you may receive a whole host of other perks and benefits from cinema tickets to free giveaways. As it is such a competitive industry, insurance companies are always trying to stand out from the crowd. Look out for companies that provide rewards and perks for signing up with them. Of course, their healthcare plan is more important than the freebies they offer, so be sure to find a provider that covers what you need first.

For help finding private health insurance companies, contact us at Compare Insurance today.

Photo: Free image by Pixabay