If you have a vehicle, it is important to make sure that it is insured. Different types of vehicles will require different types of insurance, and depending on your needs, you may also want to have certain things included that might not be included within other policies. However, car insurance policies often include extras that the owner of the car isn’t aware of – check out our list below to read about three surprising things your car insurance may cover.
Using the wrong fuel
It’s important to put the correct fuel in your car – not doing so can be a very costly mistake. A lot of insurers won’t cover for putting the wrong fuel in your vehicle, but some will. Often, this is something you have to pay extra for, but it can sometimes be included, so it’s worth checking your policy in case this ever happens to you. There may be an excess involved though, so this is also worth checking as it could end up being more expensive than the cost to have the engine drained professionally.
Uninsured drivers
It’s often thought that having an accident with an uninsured driver means that you are not insured against the damage they cause to your vehicle. This is not always correct though, as most comprehensive car insurance policies now cover uninsured drivers automatically. An uninsured driver claim can often be filed with your insurance company, so it is important to check whether your insurance covers this. You can sometimes even file an uninsured driver claim if you are a pedestrian and an uninsured driver hits you on the street.
Pet injuries
Having a car accident with a pet in the vehicle with you can be rather traumatic, especially if they are injured in the accident. Many people don’t know this, but most comprehensive car insurance compare companies now offer reimbursement for pet injuries caused in car accidents – this may not always be automatically included in the policy, but it is becoming more and more frequent. If you regularly carry pets in your car, it would be worth making sure that your car insurance covers them, even if it is not automatically included in your current policy.