Many seniors venture into travelling after retirement to explore the world. Unfortunately, most don’t consider purchasing travel insurance to protect them from the risks of international travel. This forces them to pay for damages out-of-pocket. Keep reading to find out more about cheap annual travel insurance for seniors.
Why do you need travel insurance if you’re older?
If you’re over 65 years old, you already know you’re more at risk, particularly when it comes to your health. Whether you’re in fantastic shape or are an experienced traveller, you never know what can happen and having insurance gives you something to fall back on.
For instance, older people are at a higher risk of experiencing a fall, resulting in minor issues like bruises to severe complications like broken bones. Both require medical treatment or hospitalization, which can be expensive abroad if you don’t have travel insurance.
Similarly, most seniors are vulnerable to viruses and diseases as their immune system isn’t as strong as a younger individual. So, if you fall ill before your trip and have to cancel, you want to have insurance to reimburse you for your flight and booking expenses. Alternatively, if you fall during your trip, insurance can quickly cover your treatment.
How to find affordable senior travel insurance
Since older people are at a higher risk of health problems, their policies tend to be quite expensive. That’s why many opt to forgo it altogether. However, it’s not worth risking your life or finances by travelling uninsured.
You can get affordable senior travel insurance if you look hard enough. First, start by comparing quotes from different providers. Ask what’s included in each policy and what’s not; you don’t want surprises while on your trip.
Second, consider purchasing additional coverage for exclusions like adventurous sports and cancelling for any reason. If you have a pre-existing medical condition, consult with your potential insurer to determine how they may or may not cover it. If they don’t, you’ll need to purchase a waiver for pre-existing health conditions.
Are you ready to buy your senior travel insurance? If so, use Compare Insurance today to compare quotes and find the right provider.