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Car Insurance

How do you choose the best car insurance policy for you?

We all have a different definition of the cheap insurance quotes. Some value sheer cost above all else, while others prefer to drive knowing they have the most comprehensive coverage possible. Whichever way you prioritise the best car insurance policy for you, you’re sure to find it by using a comparison tool.

Make your application with Compare Insurance today to get a list of ideal quotes for you.

Getting the perfect quote

Everyone has different circumstances, which means the right car insurance quotes for you will be unique. You might want to make sure you get the cheapest premiums possible. If you’re on a budget, car insurance can seem like a steep expense, but it’s a necessity if you want to drive, so why spend more than you have to?

Similarly, it can be disheartening when you need to make a claim only to realise that your actual car insurance policy doesn’t cover the specifics you need to claim for. If this is a concern for you, you’re going to want a car insurance policy that offers the broadest amount of coverage possible for your vehicle.

If you want to find that perfect package for you, normally you would have to call around each company individually and set about making an application for the level of coverage you want. But now, there’s a better way.

Finding your best deal online

Using a comparison tool is the best way to find a wide range of auto insurance quotes. There are so many insurance companies out there, it can be hard to know who can offer the best deal. With a comparison tool, you only need to make one simple application and the tool itself will do all the hard work for you.

At the click of a button, you can have quotes from a broad range of insurance companies. They will be presented in convenient list form, so you can easily filter them depending on your preference. Whether it’s by the amount of coverage offered or the lowest monthly premiums, you’ll find the perfect deal.

Get started by making an application through Compare Insurance today.

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Car Insurance Health Insurance

What actually is a comparison tool, and how does it work?

If you’re looking for a range of quotes for all manner of things, you will likely have run into comparison tools. They are getting more and more popular, and with good reason. Whether you’re looking for auto insurance near me, medical insurance plans, student insurance, or a host of other quotes, a comparison tool can help.

But what is a comparison tool, and how does it actually work to find those quotes?

The basics of comparison tools

A comparison tool operates on a simple principle. The comparison website partners first with multiple providers of the service they are looking to promote. A customer then makes an application through the comparison tool, and the tool then presents that application to the appropriate partners who provide that service.

The applicant then gets a number of responses in return in the form of quotes for the application they have made, ranging in price. Some comparison tools are completely automated and the quotes can be generated instantly, others actually encourage their partners to individually assess each application to provide the best quote.

From that, the applicant can decide which quote is best for them, their budget, and their needs. They accept the quote and the application is already made with the provider, it’s just a case of providing confirmation of details.

What are the benefits?

So now you know the basics of how comparison tools work, why should you use one? The first benefit is that it makes it much quicker to get a range of quotes. There’s no need to make applications with each provider individually, instead, you just make the one application and they will provide you with a range of quotes in return.

The second is that it makes it much easier to compare and contrast the best deal for you. Whether you are looking for specific coverage or you need something that fits tightly within your budget, you’ll find it.

The best way to learn about how a comparison tool can help you is to use one and see for yourself. If you need an insurance quote, try out Compare Insurance today.

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Car Insurance

Finding car insurance quotes doesn’t have to be time consuming or expensive

Car insurance is something that most people shudder to think about finding – it’s thought to be a time consuming, stressful, and expensive process. If you choose to find your car insurance the old fashioned way, it’s true that it definitely can be all of those things. But there is a much easier way, by using the benefits of technology.

By using a comparison tool, such as Compare Insurance, you can find car insurance easily and quickly.

How does it work?

Using a comparison tool is easy – all you do is make a simple car quote application. That’s it. One simple application. It will then be passed to multiple insurance providers for perusal, and they will decide whether or not to provide you with a quote. Those quotes will all be presented to you in easy list form for you to choose the best one for you.

This means you can forget about spending hours on the phone, calling around insurance providers to get quotes and then making a note of them yourself. There’s no need to repeat the same information over and over again, either on the phone or through online application forms. You just need to make one application, and it’s done.

Whether you’re looking for comprehensive car insurance coverage or CTP insurance (Third Party only), you’ll find the right deal for you. It takes mere minutes for you to start getting quotes from providers when you apply online.

Making it easy

Getting car insurance is not something any of us have a choice over – if we want to drive, we need to be insured. But we do have a choice about how stressful and time-consuming the process of getting that insurance is.

With a comparison tool you can get your quotes in minutes, confirm and make your final application online, and be driving in no time at all. There’s no danger of drowning in red tape or being confused by having to keep your own notes. Everything is presented to you in an orderly, clear fashion for you to make your choice.

Use a comparison tool like Compare Insurance today, you won’t regret it.

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Car Insurance

Making your classic car insurance more affordable

If you love your classic car you know that it can be a passion that doesn’t come cheap. Insurance is a necessary part of enjoying your classic car to the full, but classic car insurance doesn’t have to be a cost that makes you shudder – there is an easy and simple way to find a fantastic quote.

That is, of course, by using an online insurance comparison tool.

Making the most of your time

Using a comparison tool to find your next classic car insurance quote makes a great deal of sense, because you only have to make one application. You make your application and it’s presented to a broad selection of auto insurance companies, who will then examine it and make their offers for your quote.

That means you have access to a broad spectrum of quotes, from both general insurance companies and dedicated classic car insurance specialists. This puts control straight into your hands – you can choose the package that’s right for you, your classic car, and the way you like to drive.

You may, for example, use your car regularly and want a fully comprehensive premium with a high annual mileage allowance. You may also simply use your classic car for high-days and holidays, and only need sparing coverage. It doesn’t matter, you can find the perfect deal for you.

Putting your priorities first

Using a comparison tool lets you make sure you’re choosing the best classic car insurance package for you. You may value extensive coverage, for example, which means you can choose the package that covers the most. Or you may prefer to keep your eye on the budget, and go for the cheapest.

The beauty of the comparison tool is you have a broad selection of quotes at your fingertips, that you can compare and contrast in any ways you see fit. This means you spend less time dealing with the boring bits of getting your insurance sorted, and more time actually enjoying your classic car!

Use a specialist insurance comparison tool like Compare Insurance and find the perfect classic car insurance package for you!

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Car Insurance

3 myths about car insurance debunked

Car insurance can be a tricky thing to wrap your head around, so we’ve debunked a list of the top three myths about car insurance to save you money.

1. My premium should stay the same or go down if I don’t claim

In a perfect world, this myth would be true, as every year that you fail to claim, you are building a no claims bonus. However, there are a number of external factors to consider that will affect the cost of your insurance. It’s worth noting that most insurance companies have a maximum no claims bonus, so, after a set number of years, you will stop building a discount. Insurers will also consider your age, so once you reach a particular age, your premiums might increase as you will be seen as a higher risk.

2. If a claim wasn’t my fault, I won’t have to pay excess

If you put a claim forward that was not your fault (for example, if a third party collided into you at a traffic stop), then your insurance provider will usually release your excess if you can prove that it was not your fault and they’re able to claim back costs from the third party. However, you will bear the responsibility of paying your excess upfront, even if you are entitled to a refund later on. It is important for you to select a policy that has an excess that you will be able to afford.

3. Young drivers should get insurance under the name of their parents

It’s no surprise that many parents will want to give their children financial help, which may lead them to consider noting themselves as the main driver on their insurance policy or take out insurance in their name to reduce costs. While this might seem like a good idea, registering for insurance in the name of someone else in order to reduce costs is a form of insurance fraud known as ‘fronting’. This is an illegal practice and can lead to thousands of pounds in fines, penalty points and disqualification.

If you’re looking to compare the best auto insurance quotes, take a look at the rest of our site at Compare Insurance today.

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Car Insurance

Finding one day car insurance is easy and fast when you use a comparison tool

If you need one day car insurance, you don’t want to spend a lot of time or effort browsing all the different deals open to you. Your current insurance carrier may not be offering the best deal, however, so finding more affordable one day insurance is worthwhile. Is there an easier way to do it?

Well, yes! Using an online comparison tool, such as Compare Insurance.

Finding your perfect package

You might need one-day car insurance for a number of reasons, whether it’s picking up a brand new vehicle you have bought, driving when on a trip or holiday, or even helping a friend or family member with transport. No matter what vehicle you drive, it’s essential you’re properly insured.

Finding the right coverage can be a hassle, however, especially if you’re only going to need the coverage for a single day. You don’t want to spend more time looking for the cover than you’re actually going to be covered for, so a convenient and simple option is what’s required to find the perfect deal.

That’s where a comparison tool comes in – all you need to do is make one simple application laying out the terms of the coverage you’re looking for. A number of insurance providers will assess your application before providing you with a range of offers for coverage. All you need to do is choose which one best suits you.

Easy, affordable car insurance

Using a comparison tool is the best way to find the perfect level of coverage for your requirements. You may, for example, want the cheapest possible deal you can get. Or you may want to choose a package that offers a higher level of cover, even if it’s only for the one day. You can choose this based on your needs.

When you need one-day car insurance, there’s no need to spend hours trawling for the best deal nor to just accept the first price you’re given. Using a specialist comparison tool like Compare Insurance and you can get a range of offers from leading insurance providers – do it your way with Compare Insurance today.

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Car Insurance

Need short term car insurance in a hurry? Find the right deal with a comparison tool

Finding the right car insurance deal for you has traditionally been a time consuming process. Now, however, thanks to the growing presence of the internet you can get a deal in minutes. That isn’t just for ongoing insurance, too – if you need short term car insurance, a comparison tool can help you find the perfect package for you.

Finding the right insurance deal

If you need temporary car insurance, make sure you use a comparison tool to find it. Whether you need just one day car insurance to cover a specific journey in a certain vehicle, or coverage that lasts just a few weeks or months, you will be able to tailor the options available directly to your needs and requirements.

It couldn’t be easier – all you do is put in your details via your application, state the term you want the insurance coverage to last for and you can find the perfect deals. Multiple insurance companies will then give you quotes based on your application, allowing you to find the right offer for your circumstances.

Whether you’re looking for a deal that’s more focused on budget, or you want to make sure you have the specific level of coverage that you need, you can find it by just making one quick and easy application.

Saving money and time

You might think it takes a long time to get offers back from multiple insurance companies – the truth is, however, that it takes mere minutes. Make your application and you can see a variety of offers of the best deals companies can offer you. This means you can easily contrast and compare to get the right level of temporary cover. For our full guide to short term insurance click here.

It’s so simple and easy, when you choose the level of cover you want, all you need to do is confirm the application with the insurance company you have chosen and that’s it – you’ll be covered!

Finding the best temporary car insurance is easy, all you need to do is make the most of a comparison tool such as you’ll find on Compare Insurance – make your application now and get results in minutes.

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Car Insurance

How to find the best deal for your classic car insurance

Your classic car is your pride and joy, but finding affordable classic car insurance can be difficult. Using a comparison website, however, such as Compare Insurance, can allow you to get quotes from a range of insurance companies in a matter of moments. Finding the best deal for you has actually never been easier. Classic car insurance is specially designed to provide cover for higher value vehicles 10 years and older.

Finding the best classic car insurance quotes

It’s easy to find the perfect classic car insurance quotes for you. All you need to do is get the details of your vehicle and decide what your ideal policy looks like. Determine the mileage you want to be covered for annually, as well as the level of cover you want, and any policy extras you would like to have.

Then you put those details into the comparison tool – within minutes a selection of deals will be presented for you from some of the leading insurance providers in the industry. This allows you to easily pick and choose what the best deal looks like to you. Whether you’re more interested in getting the best value for money, the cheapest premiums, or the broadest selection of coverage you will find your perfect package.

First time insurance or changing policies

Using a comparison tool will work perfectly for you whether you’re insuring your classic car for the first time, or it’s already insured and you’re just looking for a better-priced policy. You always have options, and if your current provider isn’t offering you the best deal for your money, find a new one.

It only takes a few minutes and you could have a selection of premiums to choose from. You might not even have to switch, sometimes all a provider needs is proof that a competitor is offering a cheaper deal and they may lower your premiums or offer you other incentives and bonuses to keep your policy where it is.

Your classic car is your passport to freedom enjoying the open road – insuring it shouldn’t be a headache. But with comparison tools, finding the cheapest and best classic car insurance policy is as easy as just a few clicks.

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Car Insurance

6 factors that influence your auto insurance

If you have recently received a renewal quote for your auto insurance, and it is higher than expected, it may be because one of the below factors has influenced your insurance policy…

1. Age

Insurance premiums are always generally higher for drivers under the age of 20 and over the age of 75. If you have recently celebrated a milestone or significant birthday, this may cause the price of your auto insurance to rise.

2. Marital status

Statistics suggest that married drivers are less likely to get into crashes. If you are recently divorced or have legally separated from a long-term partner, this may account for the rise in the price of your insurance.

3. New car

Naturally, the more expensive your car is, the higher your insurance will be. Individuals who have recently upgraded their car should expect their insurance to require upgrading also.

4. Credit score

Some insurance companies use your credit score to determine how trustworthy you are. If you currently have outstanding debts or your credit score has lowered significantly, this may affect your insurance premium also.

5. Address

If you have moved house, this may cause your auto insurance to rise for multiple reasons. For example, you may have moved further away from your place of work, while this may not seem like a big deal, an insurance company will see a longer commute as a greater chance you will get into an accident. You may have also moved into a house without secure parking or a garage, raising your insurance rate further.

6. Driving record

Drivers who have been involved in driving accidents and have unpaid parking tickets are seen as greater risks to insurance companies. If you have recently been involved in a driving accident, you should expect this to influence a quote from an auto insurance company.

What to do if you have been given a surprisingly large auto insurance quote?

Regardless of whether or not you are happy with your auto insurance quotes from an insurance company, you should always compare auto insurance providers, to ensure you accept the best, most affordable deal possible. Alternatively, see our guide here on other tips on how to lower your car insurance policy.

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Car Insurance

Three smart reasons why you should shop around when renewing your car insurance

When your car insurance is up for renewal, automatically renewing your insurance may seem like the easiest option. Car insurance companies thrive on customer complacency, however, and by taking time out and browsing through a cheap auto insurance comparison website, you could save yourself a lot of money in the long run.

Here are three smart reasons why you should shop around:

1. Car insurance rates constantly change

Car insurance companies constantly review and monitor their prices. These prices are based on a wide range of influential factors and statistics which change quite quickly. So a quote you receive today may be significantly different 30 days later. Factors that influence their pricing strategy include how many liability claims they have paid out over a given point in time, accidents, reports of vandalism, and increased claims in your area. Even traffic patterns and the weather can impact on the price.

2. New customers get better deals

A majority of car insurance providers offer discount incentives to attract new customers. The discount is usually for the first 12 months of the car insurance policy. Thereafter, the renewal is unlikely to be incentivised and will go up in price so it’s worthwhile comparing your car insurance online every year.

3. Your car depreciates and loses value over time

From the moment you buy your car, it will lose value. So it’s only fair to ask, why should you pay the same insurance rate every year for a car that has less value than it did 12 months ago? By reviewing your car insurance policy every six to 12 months to take into account the vehicles decreasing value, and revising your coverage options to suit your circumstances, you could make a considerable saving.

Comparing car insurance quotes online takes minutes. Searching for your car insurance renewal couldn’t be easier using our online comparison tool. Simply fill in your details and the comparison tool will produce a range of car insurance deals for you to choose from at the most competitive prices.

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