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Travel Insurance

Best places to visit near the UAE

Are you looking for some weekend breaks to take from the UAE? The small nation benefits from excellent air links to other countries in the Middle East and beyond. Here are some easy and inexpensive weekend breaks that you can take from Abu Dhabi or Dubai. Before booking, remember to purchase worldwide travel insurance – you can use our comparison tool to find the best deal for your short break.

Qatar

Qatar is a tiny nation to the north-west of the UAE. It’s only a short flight, so you can easily visit just for a day or two. Qatar is one of the richest nations on the planet, so it’s a great place to visit for luxury travellers. Some of the best things to do in Doha, its capital, include visits to the Katara Cultural Village, the Barzan Towers, and a trip out of the city to see the desert.

Oman

Oman neighbours the UAE and can be reached by air or road. Muscat is a thriving city that is very welcoming to tourists, and the surrounding nature of Oman is absolutely epic. Don’t miss the many Wadis, including Wadi Shab, the Omani Desert, and the epic Sultan Qaboos Mosque.

Istanbul

Turkey is a large country, but Istanbul is well connected to Abu Dhabi and Dubai. Istanbul sits at the crossroads of Europe and Asia and is a deeply historic city, making it one of the best places in the world to explore. Don’t miss the Blue Mosque and Hagia Sofia, as well as views from the Galata Tower. Be sure to take a walk around Taksim, the new district of Istanbul, and try some delicious Turkish food!

Tbilisi

Tbilisi is a short flight from the UAE and is a popular tourist destination for travellers. It’s very authentic and is a great place to visit if you want to enjoy a completely different culture. The city is beautiful – make sure you take a cable car up to see the amazing views – and the Georgian countryside is marvellous too.

There are lots of places to visit near the UAE, but it is crucial that you compare holiday insurance whenever you go abroad – no matter for how short a time it is! Search our policies today to find the best deal for you.

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Car Insurance Health Insurance Travel Insurance

2 things you should avoid doing when buying insurance

When buying insurance, from covering your car to covering yourself abroad, it’s very important that we take the time to truly look into what we are purchasing. Many of us get into the habit of just trying to get it over and done with, especially when getting insurance is something we absolutely have to do.

However, insurance isn’t just something that we buy for peace of mind or because we have to. No, it’s something that we, unfortunately, might have to make a claim on and it’s vital that we choose correctly should that unwanted circumstance arrive.

So here are two things we should avoid doing when buying insurance:

1. Always going for the cheapest option

While this is very tempting, it can seriously backfire when making a claim. Many insurance companies offer similar cover at a fraction of the price to others and when this is the case, it’s only natural to go for the cheaper choice.

However, sometimes policies are much cheaper for a reason and it’s usually because they have a lot less to offer you. While going for the cheapest option may feel great when paying, if you do need to make a claim the chances are it’s going to cost you much more if you opted for a policy with a lot less cover.

2. Sticking to the same provider

Top 10 cheapest car insurance companies often give incentives to customers so that they renew any type of insurance cover with them rather than a competitor. This, coupled with the ease of renewing rather than switching, means that many of us choose to stay with the same provider when we could be much better off elsewhere.

From better cover to slightly cheaper rates, another company could offer you everything you’ve previously had and more. While it may be a hassle to set yourself up with a completely new company, this shouldn’t outweigh the potential benefits of doing so.

Buying insurance isn’t the most exciting thing in the world but in many cases, it is necessary and it’s because of this that we should take the time to really look into what it is we are buying. Avoiding the top two points can be a great start.

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Travel Insurance

Fun activities that your travel insurance can cover

Are you an adventurer? Whether you’re into diving, trekking, or mountain biking, there are plenty of places all over the world that will have trails, dives and tracks that will suit your needs. If your ideal holiday includes some of these activities, read on for more inspiration!

Remember that all of these activities are often classed as ‘extreme’ on family travel insurance policies, so make sure your travel insurance covers them for a worry-free trip.

Scuba diving

Scuba diving is a popular past-time all over the world. We have some great spots in the UAE for diving, but other amazing locations include Australia (the Great Barrier Reef and the Ningaloo Reef), Indonesia, and Mexico’s Yucatan Peninsula. Many people love diving when they are on holiday – it’s something out of the ordinary, and it’s a great chance to try a new skill. Make sure that your insurance policy covers scuba diving before you take to the water, however, and read the small print. You may find that you are only covered for dives up to a certain depth, or with other conditions.

Rock climbing

Some destinations are epic for rock climbing. Think the Scottish Highlands, Krabi in Southern Thailand, or Yosemite National Park in California. It’s a really fun activity that can help you see more of the natural landscape of the place that you are holidaying in. However, rock climbing is often an add on to your travel insurance, due to its hazardous nature, so make sure that you’re covered before strapping on the ropes!

Skydiving

Skydiving is on many people’s bucket list. Some of the best places in the world to skydive include Byron Bay in Australia and diving over The Palm islands right here in the UAE!

Tandem skydives are the most common type, and while these are a popular holiday activity, they aren’t actually covered on many insurance policies. Make sure that you check before you take to the sky – while skydiving is very safe, accidents have happened and it is always better to be sure.

If you are planning on doing any potentially hazardous activities on your holiday, make sure that you check your travel insurance policy first. Then you can relax and enjoy!

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Travel Insurance

Surprising things that travel insurance DOES cover

If you’re going on a trip, purchasing travel insurance is an absolute must. Single trip travel insurance helps you go away with peace of mind, knowing that any issues that come up won’t leave you out of pocket. Most people buy travel insurance to help them in case of any medical concerns, or if their trip gets cancelled. But there are some surprising things that are included in travel insurance policies.

Note: This is not the case for all policies, so do read the information carefully before purchasing your insurance.

Illness of a travel companion

If you’ve booked a trip with somebody and they are taken ill and can no longer go on holiday, you can likely get your money back. After all, if you’ve booked a romantic trip for two in the Maldives, you aren’t going to want to go on your own while your partner is ill, right? Most insurance policies will offer a full refund for the whole party even if only one is sick.

Losing a job

If you lose your job, don’t fret – you might not have to spend big bucks on an expensive holiday. Some travel insurance providers cover redundancies in their policies, as well as if you are required to work and can no longer take holiday time. Check with your provider, and confirm if you think that there may be any risk of you losing your job.

Pet medical expenses

If you are travelling with your pet, you might not need to fork out for expensive pet-only insurance. Some insurance packages have add ons just for pets. This will cover costs like pet illness when away, as well as pet return if something happens to you while you are abroad.

Renting a car

If you’ve ever rented a car abroad, you’ll know that they often try to upsell you to their car insurance. Often, this is very costly – and you might not need it. Travel insurance often covers damage to rental cars up to a certain amount.

If you think you might require assistance in any of these forms, give your travel insurance policy a thorough read and see if it will cover you – if it doesn’t, get in contact with your provider to enquire about upgrading.

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Car Insurance Health Insurance Travel Insurance

What do you need to know before using an insurance comparison website?

It doesn’t matter what kind of insurance package you’re looking for, whether it’s medical and health insurance, travel insurance, or car insurance – one of the best ways to find a great deal is by using an insurance comparison website.

There are two vital pieces of information you need to know, however, before you get started.

1. What kind of cover do you want?

This is an important question that it’s essential to answer before you begin searching for policies. Insurance policies are now so broad in their spectrum, with insurers offering bespoke levels of cover for every individual client. This means it can be difficult to simply find a “one size fits all” policy. Ultimately this benefits you, however, as it means you’re only ever going to be paying for the insurance cover that you actually need, and you won’t have aspects to your policy you’ll never use.

To get the benefit of this, you need to know exactly what sort of cover you require. If you’re searching for business car insurance, for example, you need to have a rough idea of how many miles you think you’ll drive, the amount of excess you’re willing to pay, and any additions to the policy you’ll want to add, such as breakdown cover or contents insurance.

2. How much can you afford to pay?

The other vital piece of information you need is what your budget looks like. Comparison websites work by giving you a broad range of quotes to choose from, so you will see both the cheaper and more expensive end of the insurance spectrum. You shouldn’t always just choose the cheapest cover, however, as this can be a false economy. That means it’s important you have a good idea of exactly what you can comfortably afford to spend, in order to make sure you’re able to find the best deal for your circumstances and obtain the best private health insurance.

It’s always best to choose a policy you’re confident you can consistently afford, rather than one that’s too cheap to provide you appropriate cover, or too expensive to mean you’re not always going to be able to pay your premiums.

With this important information settled, you can find your perfect insurance quote at Compare Insurance today.

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Car Insurance Travel Insurance

Driving in the desert: what you need to know

If you are driving in the UAE, and have an off-road vehicle, you may, at some point, want to drive in the desert. Here’s what you need to know if you are planning to drive in the desert.

Make sure that you are covered

A lot of general travel insurance doesn’t cover off-road insurance, although if your car is an off-road vehicle (and it should be if you’re considering driving in the desert!), you may find that it is an easy add-on.

However, some off-road cover has restrictions, considering the cars’ general capabilities and things like its age, the miles that it has travelled, etc. If the car has been previously damaged, it may not be applicable for automobile insurance.

Basically, have a thorough read of your car insurance policy, and if you don’t understand anything, contact your insurance provider and get them to go through it with you.

Make sure that your car is in good shape

Your car insurance provider may require a recent service in order to insure it. This is because they want to be sure that it won’t break down in the desert. Even if they don’t, it’s definitely a good idea to get your car serviced before heading out – you don’t want to break down either, do you?

Stock up on essentials

When driving in the desert, you’ll need to make sure that you have enough petrol, water and food to help you out of any emergencies. You may drive long stretches with no petrol stations, so make sure that you have plenty of fuel to keep going. If your car breaks down, you’ll be thankful for the food and water! Also, try to make sure that your phone has the best coverage possible, or opt for a satellite phone for emergencies.

Learn basic repairs

Being able to inflate and deflate your tires, check your water and oil levels, and perform other basic repairs could be a game-changer if you get stuck anywhere. Before heading out in the desert, make sure that you have an idea of how to sort out small things in your car.

Driving in the desert is great fun, but it’s not without its risks. Follow all of the advice above for a hassle-free trip!

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Travel Insurance

5 things you need to know about travel insurance

When you go on a trip, it is crucial to have travel insurance. It doesn’t matter how long you’re going on holiday for, you must have it.

You may be wondering why multi trip travel insurance is so important and how it can assist you on your travels, keep reading to find out more.

What is travel insurance?

Travel insurance protects you financially when you’re travelling on a holiday. It supports you with a variety of things depending on the kind of policy you choose.

If you choose a comprehensive policy, you are likely to be protected from lost items, health requirements and unforeseen circumstances such as a flight change.

If you decide against travel insurance, be prepared to have a lot of spare cash to spend if anything goes wrong.

The cost of travel insurance

The price of your travel insurance policy can vary depending on how long the trip is, the policy holder’s age and the type of coverage you are looking for.

You may look at some travel insurance plans and think that it is a lot of money, however, it could be worth it. If an issue arises while you’re travelling, whether it be a lost item or specific health requirements, it can cost you a lot of money without insurance.

It is worth paying the price of a travel insurance plan than ruining your trip due to huge unexpected bills.

Make sure to read the fine print

As COVID-19 has caused unexpected lockdowns and brought travel to a halt, you must check with your insurance provider to see whether they will protect you during the pandemic.

As many borders have been closed and flights have been cancelled, it is critical to read the small print of policies and, if in doubt, ask the provider.

Alongside guidance on the pandemic, make sure you read the general fine print of any policy. You may find that the specifics of the policy are not suited to your requirements and it is better to find that out before you sign up.

The best time to get travel insurance

You can technically book travel insurance on the day you intend to leave, however, it is recommended to choose a travel insurance policy at the time you are booking your holiday.

By booking both your holiday and insurance at the same time, you have the chance of getting your money back if you need to cancel your holiday due to unforeseen circumstances.

Again, remember to check the policy and what you are covered for before becoming completely dependent on it.

Declare any existing conditions

Finally, it is extremely important when booking travel insurance that you declare any medical conditions to the insurer. Even if your condition hasn’t affected you in years, you must declare it.

If you don’t declare your pre-existing health conditions, you are at risk of your policy being completely invalid.

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Car Insurance Health Insurance Travel Insurance

New Year checklist for your insurance

Ringing in the New Year is always a time of celebration. It’s synonymous with renewal and the chance to start afresh – something that everybody is keen to do following the year that 2020 has been.

However, there are some things you should make a priority. Making sure all of your insurances are up to date is an essential task that ensures you can live your life with the confidence you’re covered should something, unfortunately, go wrong.

Below is a brief list of the points to remember with various popular insurances that you likely have. Read on to find out more.

Health insurance

When it comes to private health insurance companies, you want to make sure a few different aspects are still correct. For one, be sure to update your provider of any newly diagnosed health conditions within the past year. Also, ensure you have all of the correct paperwork to hand so that you are prepared should any injury or health concern arise.

Medical insurance

Leading on from this, make sure your medical insurance is all in order. Less an issue in the UK thanks to the NHS (with the exception of private medical insurance), up-to-date medical insurance in other countries such as the UAE is essential, should citizens require urgent attention.

Car insurance

No matter how careful a driver you are, ensure your car insurance is current and that the policy you are paying for reflects your requirements. Just a few factors you may want to revise are the liability policy, the deductibles policy, and collision coverage. This last one is especially important as it helps to protect you in the instance of an accident.

Travel insurance

Travel insurance has never been more important as a UK citizen. With the UK’s official transition period ending on the 1st January, UK nationals will no longer be protected under the EU’s travel laws, which means it’s an incredibly wise idea to invest in travel insurance if you plan on going abroad next year – especially to places like the UAE, where visitors won’t be able to access free medical treatment especially visitors that want travel insurance for schengen visa.

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Travel Insurance

How to stay healthy while travelling

If you’re travelling, especially if you’re far away from home, you might want to take some steps to protect your health. Of course, we can’t always control how or when we get sick, but there are some crucial tips to consider to ensure that you’re prepared in case you do fall ill.

Get the right vaccinations

Different countries around the world require a number of vaccinations. Before your trip, make sure you visit a travel vaccination clinic and get all the recommended jabs for your chosen destination. These may include vaccinations for hepatitis, typhoid, yellow fever, tetanus and rabies, depending on where you are going.

Avoid some foods

The number one issue that travellers complain about is food poisoning. While mild, it can be very unpleasant. To avoid food poisoning, don’t eat food that has been standing out in the sun or hasn’t been cooked properly. In some places, you might also want to avoid salad and food that has been washed with tap water.

You can’t drink the tap water in many countries around the world, so unless you know for certain that it’s ok where you are, opt for bottled water instead.

Get enough rest

Travelling is very exciting, and you will naturally want to be doing as much as possible while you’re away. However, getting no rest is a recipe for disaster. If your body doesn’t have time to rest, your immune system will weaken, and you’ll be much more prone to picking up any bugs or viruses that are going around.

Get comprehensive travel insurance

There’s no failsafe way to ensure that you will stay healthy while travelling. Purchasing a comprehensive travel insurance plan is the only real way to ensure that if you do get sick, you’ll be able to get treatment as soon as possible. Many travel insurance plans include treatment at the best private hospitals, so you’ll have peace of mind that you’re receiving the best care possible.

Visit Compare Insurance today to find the buy travel insurance online for your trip.

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Travel Insurance

How to keep valuables safe when travelling

If you’re venturing on holiday, whether that is abroad or within the UAE, you are going to want to find some ways to keep your valuables safe. If you are travelling with a smartphone, an expensive camera, or any other electronics, it is of paramount importance to keep these safe. Not just because of the monetary aspect, but to ensure you can still reach help if you need and to reduce having to claim on your international travel insurance.

Here are some ways to keep your valuables safe while travelling:

Use a money belt

For some smaller valuables, you can use a money belt to keep your valuables close to your person. Simply zip up cards, cash, your passport and even your phone in your money belt and keep it under your clothes. This deters thieves and means that they won’t slip out of your pocket. The only downside with money belts is that you usually can’t access them once they are on.

Lock your stuff away

Be sure to take a padlock with you, and lock everything away. If you are staying in a hostel, they should provide lockers, or if you are in your hotel room you could lock things in your suitcase. Similarly, if you are carrying around valuables, a discreet lock can stop pickpockets getting into your bag. Don’t make it look like you’ve got a lot to hide though!

Choose reputable hotels

Hotels with good reviews, lots of security, and modern locks are much less likely to have thefts than run-down hotels with easily breakable windows. Spend a little extra time doing hotel research to ensure that you find one that you feel comfortable in.

Invest in the right travel insurance

Having comprehensive travel insurance can be a game-changer. If you spend a little more money to cover your valuables, you will be much less anxious about them – and subsequently, you’ll enjoy your time abroad a lot more! It can cost extra to cover any additional items, so make sure that you read the terms and conditions carefully before buying, but it is definitely a worthwhile investment in unforeseen circumstances.

If you stick to these tips for keeping your valuables safe when travelling, it’s much more likely that you’ll have a hassle-free trip!

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