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Car Insurance

Finding car insurance quotes doesn’t have to be time consuming or expensive

Car insurance is something that most people shudder to think about finding – it’s thought to be a time consuming, stressful, and expensive process. If you choose to find your car insurance the old fashioned way, it’s true that it definitely can be all of those things. But there is a much easier way, by using the benefits of technology.

By using a comparison tool, such as Compare Insurance, you can find car insurance easily and quickly.

How does it work?

Using a comparison tool is easy – all you do is make a simple car quote application. That’s it. One simple application. It will then be passed to multiple insurance providers for perusal, and they will decide whether or not to provide you with a quote. Those quotes will all be presented to you in easy list form for you to choose the best one for you.

This means you can forget about spending hours on the phone, calling around insurance providers to get quotes and then making a note of them yourself. There’s no need to repeat the same information over and over again, either on the phone or through online application forms. You just need to make one application, and it’s done.

Whether you’re looking for comprehensive car insurance coverage or CTP insurance (Third Party only), you’ll find the right deal for you. It takes mere minutes for you to start getting quotes from providers when you apply online.

Making it easy

Getting car insurance is not something any of us have a choice over – if we want to drive, we need to be insured. But we do have a choice about how stressful and time-consuming the process of getting that insurance is.

With a comparison tool you can get your quotes in minutes, confirm and make your final application online, and be driving in no time at all. There’s no danger of drowning in red tape or being confused by having to keep your own notes. Everything is presented to you in an orderly, clear fashion for you to make your choice.

Use a comparison tool like Compare Insurance today, you won’t regret it.

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Car Insurance

Making your classic car insurance more affordable

If you love your classic car you know that it can be a passion that doesn’t come cheap. Insurance is a necessary part of enjoying your classic car to the full, but classic car insurance doesn’t have to be a cost that makes you shudder – there is an easy and simple way to find a fantastic quote.

That is, of course, by using an online insurance comparison tool.

Making the most of your time

Using a comparison tool to find your next classic car insurance quote makes a great deal of sense, because you only have to make one application. You make your application and it’s presented to a broad selection of auto insurance companies, who will then examine it and make their offers for your quote.

That means you have access to a broad spectrum of quotes, from both general insurance companies and dedicated classic car insurance specialists. This puts control straight into your hands – you can choose the package that’s right for you, your classic car, and the way you like to drive.

You may, for example, use your car regularly and want a fully comprehensive premium with a high annual mileage allowance. You may also simply use your classic car for high-days and holidays, and only need sparing coverage. It doesn’t matter, you can find the perfect deal for you.

Putting your priorities first

Using a comparison tool lets you make sure you’re choosing the best classic car insurance package for you. You may value extensive coverage, for example, which means you can choose the package that covers the most. Or you may prefer to keep your eye on the budget, and go for the cheapest.

The beauty of the comparison tool is you have a broad selection of quotes at your fingertips, that you can compare and contrast in any ways you see fit. This means you spend less time dealing with the boring bits of getting your insurance sorted, and more time actually enjoying your classic car!

Use a specialist insurance comparison tool like Compare Insurance and find the perfect classic car insurance package for you!

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Car Insurance

3 myths about car insurance debunked

Car insurance can be a tricky thing to wrap your head around, so we’ve debunked a list of the top three myths about car insurance to save you money.

1. My premium should stay the same or go down if I don’t claim

In a perfect world, this myth would be true, as every year that you fail to claim, you are building a no claims bonus. However, there are a number of external factors to consider that will affect the cost of your insurance. It’s worth noting that most insurance companies have a maximum no claims bonus, so, after a set number of years, you will stop building a discount. Insurers will also consider your age, so once you reach a particular age, your premiums might increase as you will be seen as a higher risk.

2. If a claim wasn’t my fault, I won’t have to pay excess

If you put a claim forward that was not your fault (for example, if a third party collided into you at a traffic stop), then your insurance provider will usually release your excess if you can prove that it was not your fault and they’re able to claim back costs from the third party. However, you will bear the responsibility of paying your excess upfront, even if you are entitled to a refund later on. It is important for you to select a policy that has an excess that you will be able to afford.

3. Young drivers should get insurance under the name of their parents

It’s no surprise that many parents will want to give their children financial help, which may lead them to consider noting themselves as the main driver on their insurance policy or take out insurance in their name to reduce costs. While this might seem like a good idea, registering for insurance in the name of someone else in order to reduce costs is a form of insurance fraud known as ‘fronting’. This is an illegal practice and can lead to thousands of pounds in fines, penalty points and disqualification.

If you’re looking to compare the best auto insurance quotes, take a look at the rest of our site at Compare Insurance today.

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Car Insurance

Finding one day car insurance is easy and fast when you use a comparison tool

If you need one day car insurance, you don’t want to spend a lot of time or effort browsing all the different deals open to you. Your current insurance carrier may not be offering the best deal, however, so finding more affordable one day insurance is worthwhile. Is there an easier way to do it?

Well, yes! Using an online comparison tool, such as Compare Insurance.

Finding your perfect package

You might need one-day car insurance for a number of reasons, whether it’s picking up a brand new vehicle you have bought, driving when on a trip or holiday, or even helping a friend or family member with transport. No matter what vehicle you drive, it’s essential you’re properly insured.

Finding the right coverage can be a hassle, however, especially if you’re only going to need the coverage for a single day. You don’t want to spend more time looking for the cover than you’re actually going to be covered for, so a convenient and simple option is what’s required to find the perfect deal.

That’s where a comparison tool comes in – all you need to do is make one simple application laying out the terms of the coverage you’re looking for. A number of insurance providers will assess your application before providing you with a range of offers for coverage. All you need to do is choose which one best suits you.

Easy, affordable car insurance

Using a comparison tool is the best way to find the perfect level of coverage for your requirements. You may, for example, want the cheapest possible deal you can get. Or you may want to choose a package that offers a higher level of cover, even if it’s only for the one day. You can choose this based on your needs.

When you need one-day car insurance, there’s no need to spend hours trawling for the best deal nor to just accept the first price you’re given. Using a specialist comparison tool like Compare Insurance and you can get a range of offers from leading insurance providers – do it your way with Compare Insurance today.

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Car Insurance

Need short term car insurance in a hurry? Find the right deal with a comparison tool

Finding the right car insurance deal for you has traditionally been a time consuming process. Now, however, thanks to the growing presence of the internet you can get a deal in minutes. That isn’t just for ongoing insurance, too – if you need short term car insurance, a comparison tool can help you find the perfect package for you.

Finding the right insurance deal

If you need temporary car insurance, make sure you use a comparison tool to find it. Whether you need just one day car insurance to cover a specific journey in a certain vehicle, or coverage that lasts just a few weeks or months, you will be able to tailor the options available directly to your needs and requirements.

It couldn’t be easier – all you do is put in your details via your application, state the term you want the insurance coverage to last for and you can find the perfect deals. Multiple insurance companies will then give you quotes based on your application, allowing you to find the right offer for your circumstances.

Whether you’re looking for a deal that’s more focused on budget, or you want to make sure you have the specific level of coverage that you need, you can find it by just making one quick and easy application.

Saving money and time

You might think it takes a long time to get offers back from multiple insurance companies – the truth is, however, that it takes mere minutes. Make your application and you can see a variety of offers of the best deals companies can offer you. This means you can easily contrast and compare to get the right level of temporary cover. For our full guide to short term insurance click here.

It’s so simple and easy, when you choose the level of cover you want, all you need to do is confirm the application with the insurance company you have chosen and that’s it – you’ll be covered!

Finding the best temporary car insurance is easy, all you need to do is make the most of a comparison tool such as you’ll find on Compare Insurance – make your application now and get results in minutes.

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Car Insurance

Three smart reasons why you should shop around when renewing your car insurance

When your car insurance is up for renewal, automatically renewing your insurance may seem like the easiest option. Car insurance companies thrive on customer complacency, however, and by taking time out and browsing through a cheap auto insurance comparison website, you could save yourself a lot of money in the long run.

Here are three smart reasons why you should shop around:

1. Car insurance rates constantly change

Car insurance companies constantly review and monitor their prices. These prices are based on a wide range of influential factors and statistics which change quite quickly. So a quote you receive today may be significantly different 30 days later. Factors that influence their pricing strategy include how many liability claims they have paid out over a given point in time, accidents, reports of vandalism, and increased claims in your area. Even traffic patterns and the weather can impact on the price.

2. New customers get better deals

A majority of car insurance providers offer discount incentives to attract new customers. The discount is usually for the first 12 months of the car insurance policy. Thereafter, the renewal is unlikely to be incentivised and will go up in price so it’s worthwhile comparing your car insurance online every year.

3. Your car depreciates and loses value over time

From the moment you buy your car, it will lose value. So it’s only fair to ask, why should you pay the same insurance rate every year for a car that has less value than it did 12 months ago? By reviewing your car insurance policy every six to 12 months to take into account the vehicles decreasing value, and revising your coverage options to suit your circumstances, you could make a considerable saving.

Comparing car insurance quotes online takes minutes. Searching for your car insurance renewal couldn’t be easier using our online comparison tool. Simply fill in your details and the comparison tool will produce a range of car insurance deals for you to choose from at the most competitive prices.

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Car Insurance

How to find the cheapest insurance for your new car online

Whether your car is new off the factory production line, or just new to you, it’s one of the most exciting days imaginable when you pick up the keys. It’s important to consider the practicalities, however, so you’re going to have to buy car insurance for your new car. If you want to find the best possible deal, you have to consider looking online.

Buying car insurance online

If you’re looking for the most affordable new car insurance or third party liability insurance, the best place to find it is online. When you search for new car insurance online you have access to the most useful feature possible – a comparison tool. Using the comparison tool you can input the details of your new car and the type of policy you’re looking for, and then let the tool do the hard work by finding you a range of quotes.

In seconds you’ll see a selection of quotes generated by major insurance providers. This will give you the easiest possible way to compare and contrast the right deals for you. You can decide who offers the most value for money and arrange your cover in moments. This means you spend less time on the phone arranging your insurance and more time driving your new car.

Keeping the costs down

Nobody likes paying too much for their car insurance, which is why finding the best deal for you online makes so much sense. There is a range of online-only insurance companies establishing themselves, which are able to operate with lower costs and ultimately pass those savings on to their customers. This means you have more choices, better cover, and you won’t have to pay through the nose for it.

If you know what car you’re going to buy ahead of time, you can arrange your cover before you even collect it, which means your insurance will be valid the minute you collect the keys.

Buying car insurance can be stressful, but if you have a new car and want the most affordable new car insurance possible, you should be using an online comparison tool such as Compare Insurance to find it.

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Car Insurance

Is your car insurance getting too expensive? Find a better deal in minutes

Car insurance is a necessity that we all have to invest in, but sometimes it can start getting a little too expensive to manage comfortably. It’s easy to think that you’re trapped with your car insurance supplier – but the truth is you can browse deals for motor insurance at any time. A better option may be available to you.

Use a comparison service to compare car insurance deals and save yourself money.

Creeping costs

It’s always the hope that the longer you spend with a certain insurance provider, the lower your insurance costs are going to be – but there’s a problem. Car insurance costs are going up, and the increases in general costs can easily begin to outweigh the discounts you earn through no claims bonuses and customer loyalty discounts.

So what are your options? You have two – either you keep paying and hope your premiums come down, or you find yourself a different deal with a brand new car insurance provider.

It’s easy to find new quotes. All you need is a few details about you, your circumstances, and your vehicle – the difference with a comparison tool is that you don’t need to put those details in again and again for each quote you get. You put your details in once, and the comparison tool will generate quotes for you based on what certain insurance providers offer.

This makes it easy for you to compare and contrast, and find the right deal for. You might be surprised just how much you can save.

You might not even have to switch

You don’t necessarily have to switch to a new provider. Sometimes, letting your current insurance provider know that you have found a cheaper car insurance quote is enough to encourage them to give you a better deal. If they can’t match it, you at least know you have a cheaper option available to you.

Don’t ever feel like you’re stuck paying too much money for your car insurance – with Compare Insurance, you have a comparison tool at your fingertips to find the perfect car insurance deal for you.

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Car Insurance

Important factors to consider when looking for car insurance as a new driver

So you’ve passed your test – congratulations! However, for some newly qualified drivers, the realisation of how much car insurance can cost comes as a shock to the system. If you’ve so far got by on temporary coverage, or been added as a provisional driver to a long-standing insurance policy on a parent or friend’s vehicle, you may now be facing the unexpected challenge of finding a online insurance that covers you on your own vehicle.

Size really does matter

One key factor in determining the cost of insurance premiums is the engine size of the vehicle. So if you haven’t yet bought a car, make sure you research the comprehensive insurance costs of all the options you are considering. Even cars that at first glance seem similar may have noticeably different insurance premiums due to just a small variation in engine size.

More mods mean more money

Although it might be tempting to raise or lower the car or add alloys or larger wheels, this may not be a great idea. Insurers do not tend to look favourably on modifications. They can noticeably increase the cost of insurance, and failure to declare modifications that you have made can render your insurance invalid, so take great care when making changes!

Mind the gap

A final factor to consider is whether the full value of your car would be protected if you were to have an accident that wrote the vehicle off. New vehicles lose a lot of their value in the first year. This depreciation means that if a car is damaged in an accident, and the insurance will only payout on the current value, you could stand to lose a significant amount of your initial investment. This can be particularly problematic if you have bought your car on finance – you could end up with a big bill, which would not be entirely covered by the insurance payout.

This is where a relatively new insurance product, gap insurance, comes in. Designed primarily for new drivers and nearly new cars, this insurance will cover the difference between any outstanding finance payments you owe on the car, and the payment from your main insurance policy. For new drivers with new cars, this is definitely a factor worth considering.

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Car Insurance

Getting more affordable car insurance when modifying your vehicle

If you have a modified vehicle, or you’re thinking about modifying your vehicle, it’s important to consider how those modifications can alter your motor insurance. Getting the most affordable car insurance quotes for your modified vehicle is easy, however, if you know how.

Choose your modifications wisely

The first thing to consider if you’re thinking about modifying your vehicle, is the kind of mods you want to have on your vehicle. If you choose mods that don’t alter the way your vehicle handles or drives, then your car insurance quotes should actually remain relatively static.

You will usually only experience an increase in insurance quotes if you begin to modify the engine, steering, braking, or running gear of your vehicle. Adding a body kit to your vehicle likely won’t cause your insurance to increase. Adding more power to the engine, on the other hand, probably will as you will be considered at higher risk of having an accident.

How to get the best quotes

The other way to make sure you get the best quotes for your modified vehicle is to arrange your car insurance online. This will give you the ability to compare car insurance quotes from a wide range of providers. If you have a list of modifications, you don’t want to have to put them into your search for every single insurer – it’s much easier to input them just once, and have multiple insurers able to provide quotes.

Something to remember is that modifying vehicles is now even more popular than ever before, and most insurance companies will either have specific insurance packages available for modified vehicles, or they will be well versed in handling customers requirements. They can assess what will affect your vehicle’s actual accident risk and what is simply a cosmetic upgrade, and make your insurance quote reflect that.

If you choose your modifications carefully, or use comparison quotes to budget the increase for performance upgrades, you can easily understand what you can comfortably afford. The use of an easy, effective car insurance quote comparison tool can be invaluable, and let you complete your searches in mere minutes.

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