Categories
Car Insurance

Finding car insurance quotes doesn’t have to be time consuming or expensive

Car insurance is something that most people shudder to think about finding – it’s thought to be a time consuming, stressful, and expensive process. If you choose to find your car insurance the old fashioned way, it’s true that it definitely can be all of those things. But there is a much easier way, by using the benefits of technology.

By using a comparison tool, such as Compare Insurance, you can find car insurance easily and quickly.

How does it work?

Using a comparison tool is easy – all you do is make a simple car quote application. That’s it. One simple application. It will then be passed to multiple insurance providers for perusal, and they will decide whether or not to provide you with a quote. Those quotes will all be presented to you in easy list form for you to choose the best one for you.

This means you can forget about spending hours on the phone, calling around insurance providers to get quotes and then making a note of them yourself. There’s no need to repeat the same information over and over again, either on the phone or through online application forms. You just need to make one application, and it’s done.

Whether you’re looking for comprehensive car insurance coverage or CTP insurance (Third Party only), you’ll find the right deal for you. It takes mere minutes for you to start getting quotes from providers when you apply online.

Making it easy

Getting car insurance is not something any of us have a choice over – if we want to drive, we need to be insured. But we do have a choice about how stressful and time-consuming the process of getting that insurance is.

With a comparison tool you can get your quotes in minutes, confirm and make your final application online, and be driving in no time at all. There’s no danger of drowning in red tape or being confused by having to keep your own notes. Everything is presented to you in an orderly, clear fashion for you to make your choice.

Use a comparison tool like Compare Insurance today, you won’t regret it.

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Categories
Travel Insurance

Why should you use a travel insurance comparison tool?

If you’re planning on taking a trip, whether it’s a relatively short journey or a jaunt around the world, it’s essential that you consider buying trip travel insurance. Using a comparison tool is the best way to find the right deal for you, within your budget and without eating into your precious time.

Saving time and effort

When you’re planning a trip you have a lot to focus on. You need to think about your transport, your accommodation, your itinerary, and much more besides. Thinking about your travel insurance is an added stress – so you want to make sure you’re able to search available deals in the most convenient way possible.

A comparison tool allows you to do just that. You input your details once, and then the engine generates quotes from the relevant insurance providers. You then filter the offers based on your preference, before choosing the agent you want to deal with. You don’t have to think about inputting your details over and over again on numerous different websites, you put your details in just one time and let the comparison tool do the work.

Options within your budget

It’s essential to find cheap travel insurance if you want to have a comfortable and safe journey. But to get cheap travel insurance you have to know where to look. If you choose to search the old fashioned way, you might find that you don’t get the best possible deals. If you use a comparison tool, on the other hand, you can see all of the offers that come back to you in one place – making it easy for you to see which is the best deal.

You’ll be able to get quotes based on the level of cover you really need depending on the place you intend to visit, and your available budget. Travel insurance might seem like an extra expense during an already expensive time, but the reality of it is that if you happen to need it, you’ll be glad you made that investment.

Use a comparison tool to find the best deals on cheap travel insurance today.

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Categories
Travel Insurance

Top 4 factors that impact travel insurance

If you are planning a vacation, you may be uncertain exactly how much travel insurance you need and why different travel insurance rates vary. Below we list the top 4 factors that influence the price of travel insurance.

1. Where you are travelling to

One of the main factors that influence the price of your travel insurance is where you are travelling to. If you are taking an international trip, your travel insurance will be much higher than a domestic trip. If you are travelling within the UAE, but would still like insurance cover to ensure you have protection against lost baggage etc, your travel insurance will be significantly lower.

2. How long your trip will be

It makes sense that logically, the longer your trip is, the greater chance you have of falling ill or experiencing a problem. For this reason, your insurance will be more expensive. It is essential, however, that even if you are only planning a short trip, e.g. a weekend away, you still seek the right insurance cover.

3. Pre-existing health conditions

A pre-existing health condition is a physical injury or illness a traveller is aware of before taking their trip. It is thought by insurance providers that individuals with pre-existing health conditions will be more likely to make an insurance claim whilst travelling, and for this reason, their travel insurance premiums are usually higher.

4. The age of the traveller

Travellers who are in their 60s or older are often considered greater risks for travel insurance providers. For this reason, travellers aged 60 or over are often given slightly higher insurance premiums, while travellers aged 75 and over will see a significant rise in their insurance premiums.

How can I get the best travel insurance possible?

The easiest and quickest way to ensure you are offered the best travel insurance premium as possible, regardless of the above factors, is to compare travel insurance rates online. At Compare Insurance, we compare the travel insurance rates from the best travel insurance companies in the UAE, to ensure you can find the best deal possible effortlessly.

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Categories
Car Insurance

Why does your annual mileage affect your car insurance?

There will always be a number of factors which will affect the price of your car insurance. This includes your age, profession and the vehicle that you will be driving. The majority of providers will also be interested in your annual mileage when determining your quote. This is the number of miles that you will – or think you will – be covering in the space of one year. The question is: why do the providers want to know this and why does it affect your ability to get your hands on third party car insurance? This is what you need to know.

Time on road

Your annual mileage will give insurance providers a rough idea of just how much you intend to use the car to determine the average cost of car insurance. This then helps them to determine the likelihood that you could be in an accident. Take, for instance, if you do a 40-minute commute to work each day. Due to the fact that you’ll probably be spending upwards of an hour on the road, it becomes more likely that you’ll be in an accident compared to someone who might only do a 10-mile commute and therefore only find themselves on the road for a shorter time every day.

Condition of car

You should know that your car becomes more worn with each mile it’s on the road. This happens in numerous ways, but generally, there’s an increased risk of damage to the engine and tyres when a car is readily used. Therefore, insurance providers tend to presume that someone who racks up a lot of miles in one year is more likely to be in an accident due to the fact that their vehicle will be less reliable. This won’t always be the correct assumption to make but it’s still how providers decide upon quotes.

What can you do?

You can still find cheap car insurance even if you’re planning on having an unusually high annual mileage. The trick is to make sure that you’ve weighed up all your different options by comparing insurance quotes. This will ensure that you don’t have to fork out more money than necessary to get your car insured.

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Categories
Car Insurance

4 things to remember when shopping for company car insurance

Everyone knows the many benefits of personal car insurance, but a rising number of people do not understand the importance of sourcing company car insurance for their business vehicles and how exactly it works.

Company cars are becoming increasingly more common, with many different companies offering them as a bonus and benefit of working for them. There are many different types of business car coverage so it can be hard to understand just what’s best for you and your company vehicle. Follow these tips to ensure you have the cheapest and best coverage.

1. Figure out what type of insurance you need

Business car insurance typically falls into 3 different varieties, these are:

Business use for one person – This is the best type of insurance for small companies where the only driver will be the company owner. It’s typically used by sale’s people and small business owners.

Business for multiple employees – This is similar to the previous entry but with the added bonus that multiple employees can use the vehicle.

Business travelling insurance – This type of insurance works best for those who frequently travel as a part of their job.

2. Shop around

There are many different insurance providers who all offer similar types of insurance for your company car. To ensure you have the best possible insurance it’s best to shop around and see what several different providers offer. It might also help to have a look on some insurance comparison sites. These sites compare various providers so you don’t have to.

3. Consider the car you’ll be using

The price of company car insurance, just like normal personal car insurance, is highly influenced by the particular type of vehicle being insured. Typically, modern cars are cheaper to insure as they are safer and also easier to repair in case of an accident. There are also further ways to reduce the cost of insurance, including installing: steering wheel locks, tracking devices and immobilisers.

4. Where you park is important

The price can also be influenced by where the vehicle is parked. This is especially important for company cars. If a car can be stored in a covered and locked garage then the average cost of insurance will see a significant decrease.

To ensure you have the cheapest insurance for your company car use Compare Insurance. Check out the site for more information on how to get the best deal for your company car insurance.

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