Categories
Car Insurance

What should you think about before going on a driving holiday?

Driving holidays are increasingly popular, as they offer you a more direct way to take control of your vacation. All you do is pack your car up and go off on an adventure. Before you set off though, what key things do you need to ask yourself?

Is your car going to be reliable?

It’s essential before setting off that you give your vehicle a thorough once-over to ensure it’s going to be reliable. Make sure it has reasonably clean oil and topped up fluids. You might want to carry spare oil/water/washer fluid with you just in case. For complete peace of mind, you might want to take it to a mechanic, explain you’re going on a long journey and have them give your vehicle an inspection. It also makes sense to check the condition of your tyres and replace them if necessary.

Do you have a clear idea of your route?

An itinerary is important on any vacation, but particularly a driving one. Be sure you know exactly where you’re going, and in what time you need to be there. Plot your routes ahead of time, and be sure to have backup maps just in case you fall out of GPS range. Think about what kind of terrain you might be encountering, and ensure your vehicle is capable of driving it safely.

Have you got appropriate car insurance cover?

You need to make sure your full coverage car insurance covers you for driving internationally, if that’s where you intend to take your vehicle. Many policies don’t have a standard contingency for international breakdown and recovery, but it’s worth taking out before your trip to give you complete peace of mind. Even if you intend to travel only domestically, it’s worth making sure that your car insurance policy is up to date and that you’re fully aware of what allowances it provides you. As your vehicle is going to be your primary method of travel through your vacation, it’s essential you have the proper coverage to rely on if something happens to go wrong.

With a little key preparation ahead of time, you can enjoy a fantastic driving vacation either domestically or internationally.

Categories
Travel Insurance

Top 4 factors that impact travel insurance

If you are planning a vacation, you may be uncertain exactly how much travel insurance you need and why different travel insurance rates vary. Below we list the top 4 factors that influence the price of travel insurance.

1. Where you are travelling to

One of the main factors that influence the price of your travel insurance is where you are travelling to. If you are taking an international trip, your travel insurance will be much higher than a domestic trip. If you are travelling within the UAE, but would still like insurance cover to ensure you have protection against lost baggage etc, your travel insurance will be significantly lower.

2. How long your trip will be

It makes sense that logically, the longer your trip is, the greater chance you have of falling ill or experiencing a problem. For this reason, your insurance will be more expensive. It is essential, however, that even if you are only planning a short trip, e.g. a weekend away, you still seek the right insurance cover.

3. Pre-existing health conditions

A pre-existing health condition is a physical injury or illness a traveller is aware of before taking their trip. It is thought by insurance providers that individuals with pre-existing health conditions will be more likely to make an insurance claim whilst travelling, and for this reason, their travel insurance premiums are usually higher.

4. The age of the traveller

Travellers who are in their 60s or older are often considered greater risks for travel insurance providers. For this reason, travellers aged 60 or over are often given slightly higher insurance premiums, while travellers aged 75 and over will see a significant rise in their insurance premiums.

How can I get the best travel insurance possible?

The easiest and quickest way to ensure you are offered the best travel insurance premium as possible, regardless of the above factors, is to compare travel insurance rates online. At Compare Insurance, we compare the travel insurance rates from the best travel insurance companies in the UAE, to ensure you can find the best deal possible effortlessly.

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