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Travel Insurance

A simple guide to travel insurance policies

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The variation in travel medical insurance can be as complex as deciding where to go on holiday. Be incredibly wary of policies that appear surprisingly cheap and make sure you fully understand what you are paying for! A cheap policy generally means poor levels of cover and high excesses. There are good deals out there, they just require a little more time and diligence to find. The following guide aims to make this a little easier for you.

Are you an avid traveller?

If so, it doesn’t make logical sense to take out a new policy every time you make a trip abroad, so look into multi-trip policies. These will cover all the trips you may make in a calendar year. If you tend to holiday more than the average person/family, it would be foolish to look past the various multi-trip options. Bear in mind, however, that these policies often include limits regarding the length of each trip.

Read the exclusions!

If you’re not a fan of reading more than you have to and normally skip the small print, you may want to revise this. Travel insurance policies all include a list of sporting activities or pursuits that are automatically covered, but lookout for the one’s that aren’t! This isn’t necessarily ad-hoc and is a common staple of many travel policies. However, some have exclusions for relatively ordinary activities such as hiking. This is where you could get caught out, so read the policy properly.

Protection against airlines and operators

Providing coverage in case an airline or holiday operator ceases to trade is not something that many people think about, but that doesn’t stop it happening and leaving travellers out of pocket. This is often not included in your average travel policy, so again, make sure you analyse your potential policies correctly.

There are many more methods for making sure you take out the most appropriate policy, so do your research, tailor your coverage, and make sure you don’t get caught out if something goes wrong!

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Travel Insurance

Don’t let lockdown get you down: Plan your next holiday today!

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The existing coronavirus curfew and National Disinfection Programme may already be getting you down, but one thing’s for sure, this situation will pass. If you’re stuck at home in the UAE, planning a holiday for later in the year could be one way to inspire hope for the future. There are so many wonderful worldwide locations to discover, and carrying out research now means you’ll be more prepared when it’s time to book.

But remember: We don’t yet know when global travel restrictions will end. The current situation has only highlighted the importance of getting the best travel insurance there is when you book a trip to make sure you are covered in the event of cancelled flights, hotel closures or illness.

But enough about that, here are some great holiday ideas to help keep your spirits up.

A horseback riding holiday

There are loads of horse riding holidays to choose from, whether you’re a beginner, intermediate or experienced rider. If you haven’t already visited the United States, a horseback ranch holiday is one way to learn more about its wide-open spaces. Arizona, Wyoming, and Colorado are all popular horseback holiday destinations, giving you loads of opportunity to discover the joys of the cowboy lifestyle.

Horse riding holidays aren’t confined to the US, though. Tuscany in Italy is another popular destination, and you’ll discover an appetite for the Italian way of life when you sample some of the delicious local dishes and luxurious villa retreats!

African safari with a difference

If you fancy a safari with a difference, the mobile camps and horseback safaris in the Okavanga Delta, Botswana could be the most perfect way to view wildlife. You can discover more about these holidays online.

The beach and beyond

You might want to think about chartering a boat for a sailing holiday, exploring coral reefs on a diving trip or taking a short break at a stunning island resort. In need of some serious de-stress time? A palm-fringed yoga retreat or opting for a wellness holiday at one of the world’s most exotic destinations should do the trick.

Plan your next holiday during coronavirus lockdown in the UAE

Once your holiday plans are sorted, finding the best travel insurance policy is simple with Compare Insurance. We eliminate all the hassles of shopping for insurance, and our simple comparison website ensures you benefit from the best deals on travel insurance, health cover, vehicle insurance, and more. Browse our website today to find out more!

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Travel Insurance

The secret cost of forgoing travel insurance

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These days it’s easier than ever for people to get their hands on cheap travel insurance before going away on holiday. However, the cost – no matter how affordable – can still be off-putting to many people. This is understandable, especially when you consider that most travellers might have already spent a small fortune on just booking the vacation. You should know that there’s a hidden cost to not having travel insurance – and often it’s a price that’s just not worth paying. Let’s have a look at the hidden cost of going away without travel insurance.

Value

You, of course, want to get as much out of your holiday as possible. This includes making sure that you see the most wonderful sights and take part in the most adventurous activities. After all, this will no doubt be why you’ve spent so much money on going away in the first place. Unfortunately, you’ll sometimes find that you can’t do everything you want when you don’t have travel insurance. You might fear getting ill or injured if you partake in certain activities – in the process meaning you have to sit stuff out. The end result is that you just won’t be getting good value out of the money you’ve already spent on your trip.

Waste

You can remedy an illness or injury immediately if you’ve got travel insurance. While this might involve a trip to the doctor, you’ll at least know that the bulk of the cost will be covered by your insurance and that the treatment you receive will be excellent. The same, of course, can’t be said when you don’t have travel insurance. Often people rack up considerable expenses (massages for injuries, bandages for cuts, medicine for illness etc.) because they can’t afford to go down the other more effective routes for fear of a big bill. Sadly, most do incur these wasted costs before ultimately still having to seek proper medical assistance.

Play it safe

Travel insurance won’t just ensure your health is in safe hands when on holiday, but will also go some length to making sure you don’t encounter these hidden costs. Therefore, don’t wait to find cover by checking out Compare Insurance.

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Travel Insurance

Three ways your holiday health problems could start on the flight

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The average person manages to steer clear of accidents or illnesses on a normal day. This is, of course, why so many believe that they can do the same on holiday. Unfortunately, travellers tend to put themselves in more risky situations when taking a vacation – and it all starts with the flight. If you’re travelling by plane, you should know that there’s an instant threat to your health from the moment you board. Let’s look at three ways your health could take a hit during a flight.

Respiration

You open yourself up to a range of health problems from the moment you step foot into a cabin. In fact, the term ‘aerotoxic syndrome’ is readily used to describe the conditions that people are faced with during a flight. In most cases, you are more likely to suffer from a range of respiratory problems. These can be short and uncomfortable, but they can also develop into larger medical problems in the days and weeks after the flight.

Ears

The change in pressure causes many flyers to experience varying degrees of pain when the flight is both descending and ascending. While for most this is short-lived, for others it’s just the start. If an eardrum ruptures, there can be bleeding or the leaking of fluid. There’s also increased likelihood of an ear infection, especially if flyers touch the affected area either during or after the flight.

Rest

You can experience a possible disruption to your sleeping routine when you fly, especially during long-haul flights or during flights where you cross time zones. The end result can be that – as well as feeling stiff and achy when you get off the flight – you’re also lacking energy. When your body isn’t well-rested, it’s less able to fight off any illnesses that it might come into contact with.

Stay safe!

The best way to stay safe on holiday is to ensure that you’re adequately covered. You can do this by finding cheap travel insurance at Compare Insurance. This will ensure that you don’t need to worry about whatever health hazards the flight could throw at you.

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