Car insurance is an essential that everyone must have to legally drive around. There are a few options to think about here and fully comprehensive cover is enduringly popular still. While other types of policy (such as 3rd party) might look appealing, fully comprehensive cover comes with some unique benefits. But what are they and what does this sort of top car insurance companies include?
What is fully comprehensive insurance?
Before we look at why so many people choose this type of cover, it is worth clarifying what it comes with. As the name suggests, this type of car insurance gives the most protection to your vehicle. If you take out this sort of policy, you get protection for any damage you cause to other people and other vehicles plus cover if your car is stolen or damaged in a fire. It also gives cover to the car driver and pays out for damage to your own car.
But why do so many people choose this auto insurance still?
Peace of mind
Although insuring your car is a legal necessity, it also gives peace of mind when out on the road. Fully comprehensive cover is the highest level you can get and this means you can get behind the wheel without any worries. You know that you are covered in any eventuality and have protection to fall back on – whatever may happen. This allows you to focus solely on driving and not worry about something happening which your insurance will not cover.
Better value overall
There is no doubt that this type of insurance will cost more to take out at first. But it can actually work out better value – especially if you shop around for the best deals. You might think taking out a less expensive annual policy saves you money but it won’t if an accident happens which it does not give protection for! Comprehensive insurance, however, covers you against most things and can save you money on paying out for expensive repairs.
Can come with handy extras
Some fully comprehensive policies will come with cool extras, as a reward for taking out the highest level of cover. These might be things you would have to pay for separately otherwise or not be able to afford. While all policies differ, things like breakdown cover are common add-ons. As with getting the best value, the key is to shop around and find a fully comp policy with the extras you want.
Shop for car insurance with Compare Insurance
As noted above, shopping around to get cheap car insurance online is a smart move. Here at Compare Insurance, we bring together all the best deals from all the top insurers in one handy place. Browse our site for the best deals today or contact us for more help.