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Car Insurance

How to find the cheapest insurance for your new car online

Whether your car is new off the factory production line, or just new to you, it’s one of the most exciting days imaginable when you pick up the keys. It’s important to consider the practicalities, however, so you’re going to have to buy car insurance for your new car. If you want to find the best possible deal, you have to consider looking online.

Buying car insurance online

If you’re looking for the most affordable new car insurance or third party liability insurance, the best place to find it is online. When you search for new car insurance online you have access to the most useful feature possible – a comparison tool. Using the comparison tool you can input the details of your new car and the type of policy you’re looking for, and then let the tool do the hard work by finding you a range of quotes.

In seconds you’ll see a selection of quotes generated by major insurance providers. This will give you the easiest possible way to compare and contrast the right deals for you. You can decide who offers the most value for money and arrange your cover in moments. This means you spend less time on the phone arranging your insurance and more time driving your new car.

Keeping the costs down

Nobody likes paying too much for their car insurance, which is why finding the best deal for you online makes so much sense. There is a range of online-only insurance companies establishing themselves, which are able to operate with lower costs and ultimately pass those savings on to their customers. This means you have more choices, better cover, and you won’t have to pay through the nose for it.

If you know what car you’re going to buy ahead of time, you can arrange your cover before you even collect it, which means your insurance will be valid the minute you collect the keys.

Buying car insurance can be stressful, but if you have a new car and want the most affordable new car insurance possible, you should be using an online comparison tool such as Compare Insurance to find it.

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Health Insurance

Are you paying too much for your health insurance? There may be a cheaper deal for you

Health cover is an essential consideration if you want to ensure you’re not troubled by mounting medical bills in the event of a run of bad health. After all, when you are busy recovering, the last thing you need is financial worries.

Many people fall into the trap, however, of choosing a health insurance package and then sticking with it even though the price of the premium goes up. There may be a better deal available for you by shopping around.

Using a comparison tool

The best way to find short term health insurance that better suits your budget is to use an online comparison tool. It couldn’t be easier, all you need to do is input the details of the cover you’re looking to arrange and the system will generate a variety of quotes from different insurance companies.

This allows you to contrast and compare health insurance rates at a glance. There’s no need to take notes, no need to input your details with every single insurance company, and no chance of you getting lost in the data.

You can simply browse the different packages available to you, compare them to your current coverage and select a new deal if you find a better one.

How often can you shop around?

The simple answer is – as much as you like! You can keep an eye on the market rates to ensure you’re paying a fair amount for your health insurance. If you find a cheaper deal, you can present it to your insurance company and see if they can match it for you. If they do, you won’t have to switch, but if they don’t you can arrange your cover with the new insurance provider.

Either way, you get the same outcome, namely paying less for your vital health insurance cover.

Use the technology to your advantage

Comparison tools and online quotes exist to serve you, the customer, by making it easier than ever to find more affordable health insurance quotes. Just make sure you use a reliable tool, such as ours at Compare Insurance.

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Travel Insurance

Where can you buy travel insurance?

Travel insurance is a necessity if you want to have complete peace of mind on your travels – you never know what might happen, and it’s nice to know you have the insurance coverage to rely on if you need it. But where do you find it? We all want cheap travel insurance, but where can you actually get it?

Offline

One answer to the question “where can I buy travel insurance” is at a travel agent, if you have arranged your travels through them they will likely have an option to add insurance to your package. Or if you research some insurance companies, you can contact them directly via the telephone to get yourself a quote and arrange your coverage.

Online

Most insurance companies have an online presence, and you can request a quote online. Or you can use a travel insurance price comparison tool to get a range of quotes and pick and choose which suit you. It’s done very easily, by simply inputting your details and letting the comparison tool retrieve quotes from insurers based on the criteria and coverage you want.

Which is best?

There’s no right or wrong answer as to whether finding travel insurance online or offline is best. The truth is, however, that if you value convenience and saving money that finding it online is likely your best bet.

Online services are generally cheaper because they don’t incur the same admin or personnel costs as offline options do. Much of the process is automated, which is why it’s also so much quicker and efficient. Similarly, you won’t have to manually compare quotes, or just stick with one quote you’re given, you can easily compare and contrast to find the cheapest deal. If you’re willing to shop around you can save a lot of money on your travel insurance plan.

In conclusion

There are a variety of offline and online ways of arranging travel insurance – but if you want to make sure that you’re getting the best deal possible, use an online comparison tool like Compare Insurance to find yourself the cheapest possible deal.

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Categories
Car Insurance

Is your car insurance getting too expensive? Find a better deal in minutes

Car insurance is a necessity that we all have to invest in, but sometimes it can start getting a little too expensive to manage comfortably. It’s easy to think that you’re trapped with your car insurance supplier – but the truth is you can browse deals for motor insurance at any time. A better option may be available to you.

Use a comparison service to compare car insurance deals and save yourself money.

Creeping costs

It’s always the hope that the longer you spend with a certain insurance provider, the lower your insurance costs are going to be – but there’s a problem. Car insurance costs are going up, and the increases in general costs can easily begin to outweigh the discounts you earn through no claims bonuses and customer loyalty discounts.

So what are your options? You have two – either you keep paying and hope your premiums come down, or you find yourself a different deal with a brand new car insurance provider.

It’s easy to find new quotes. All you need is a few details about you, your circumstances, and your vehicle – the difference with a comparison tool is that you don’t need to put those details in again and again for each quote you get. You put your details in once, and the comparison tool will generate quotes for you based on what certain insurance providers offer.

This makes it easy for you to compare and contrast, and find the right deal for. You might be surprised just how much you can save.

You might not even have to switch

You don’t necessarily have to switch to a new provider. Sometimes, letting your current insurance provider know that you have found a cheaper car insurance quote is enough to encourage them to give you a better deal. If they can’t match it, you at least know you have a cheaper option available to you.

Don’t ever feel like you’re stuck paying too much money for your car insurance – with Compare Insurance, you have a comparison tool at your fingertips to find the perfect car insurance deal for you.

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Categories
Travel Insurance

Why should you use a travel insurance comparison tool?

If you’re planning on taking a trip, whether it’s a relatively short journey or a jaunt around the world, it’s essential that you consider buying trip travel insurance. Using a comparison tool is the best way to find the right deal for you, within your budget and without eating into your precious time.

Saving time and effort

When you’re planning a trip you have a lot to focus on. You need to think about your transport, your accommodation, your itinerary, and much more besides. Thinking about your travel insurance is an added stress – so you want to make sure you’re able to search available deals in the most convenient way possible.

A comparison tool allows you to do just that. You input your details once, and then the engine generates quotes from the relevant insurance providers. You then filter the offers based on your preference, before choosing the agent you want to deal with. You don’t have to think about inputting your details over and over again on numerous different websites, you put your details in just one time and let the comparison tool do the work.

Options within your budget

It’s essential to find cheap travel insurance if you want to have a comfortable and safe journey. But to get cheap travel insurance you have to know where to look. If you choose to search the old fashioned way, you might find that you don’t get the best possible deals. If you use a comparison tool, on the other hand, you can see all of the offers that come back to you in one place – making it easy for you to see which is the best deal.

You’ll be able to get quotes based on the level of cover you really need depending on the place you intend to visit, and your available budget. Travel insurance might seem like an extra expense during an already expensive time, but the reality of it is that if you happen to need it, you’ll be glad you made that investment.

Use a comparison tool to find the best deals on cheap travel insurance today.

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Categories
Health Insurance

Why you should invest in health insurance, even if you’re healthy

Balancing your finances can always be a tricky prospect, so much so that the idea of adding an extra insurance payment when you think you don’t really need it is something you choose to avoid. This is what many people do with the best health insurance – they presume that because they’re currently healthy, they don’t need it.

The reality, however, is that getting health insurance is one of the smartest investments you can make – no matter what your current physical condition is.

Why should you take out health insurance?

You may be perfectly healthy now, which leads you to wonder why you should bother taking out a health insurance policy. The truth is that we’re all fallible and any one of us can be taken ill or have an accident at any time. You can never tell what’s around the corner, but taking out health insurance helps to give you a little bit more peace of mind that you and your family are protected if something happens.

A period of illness or a bad accident is a stressful enough time as it is, worrying about health bills and other payments is an extra level of stress you don’t need. A small monthly payment to a health insurance plan can help to alleviate that worry, and allow you to focus all of your energy and attention on your recovery.

How do you choose a plan?

So how do you find health insurance that suits you? There are many different plans available from multiple providers, so the thing to do is use a specialist comparison tool to compare and contrast all the features and benefits to find yourself the best deal that you possibly can.

Taking out general accident cover is a wise idea. In terms of specific health issues, it’s wise to consult a doctor and discover if there are any problems you may be prone to, whether it’s through your lifestyle, occupation, or genetics, and take out a plan that covers those problems.

Whichever plan you choose, it’s better to have some form of health insurance than none – even if you’re currently healthy. Compare health insurance rates and policies today and find your perfect plan.

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Categories
Travel Insurance

Can I buy travel insurance during COVID-19?

These are uncertain times for travellers, and with travel being affected by the ongoing worldwide pandemic, many people are wondering if it’s still possible to buy travel insurance during COVID-19.

Some people still have to travel, be it for business or for essential reasons, while many more people will be eyeing up those summer holiday deals for when the lockdown loosens up and travel becomes acceptable again. In this article, we take a look at whether you can buy holiday insurance during the coronavirus crisis.

Can I buy travel insurance?

Travel insurance, trip insurance, and holiday insurance are all still for sale, even if you aren’t doing much travelling at the moment.

You can still buy insurance, but you need to check carefully what it covers. You will definitely be covered for all the usual elements, be it lost luggage or stolen passports, but COVID-19 has changed the way travel insurance deals with evacuations and with the medical side of things.

Am I covered for COVID-19?

Currently, most travel insurance providers will not cover you for COVID-19, especially if your policy has been taken out since the worldwide pandemic was declared.

For most then, this means that by travelling in the current climate, you probably won’t be covered if you contract coronavirus while you are abroad or on holiday. This might change in the future as insurance companies adapt to the new normal.

The future of travel insurance

The travel industry will undoubtedly be changed forever by COVID-19. There will be fewer flights, fewer routes, and different measures in place when you arrive and depart at the airport.

Just as the industry changes, so too will holiday insurance. Travel insurance providers will need to make sure that they can cover emergency evacuations in the case of future pandemics, otherwise, buyers might not want to purchase their insurance with them.

They will also need to be able to cover health insurance while abroad if a person contracts coronavirus. If there is a vaccine, travellers might need this to be covered by their insurance too.

Compare Insurance offers you the best deals for holiday insurance in the UAE. Offering the best travel insurance options on the market, you know that you’re getting your money’s worth every time you go abroad!

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Car Insurance

Important factors to consider when looking for car insurance as a new driver

So you’ve passed your test – congratulations! However, for some newly qualified drivers, the realisation of how much car insurance can cost comes as a shock to the system. If you’ve so far got by on temporary coverage, or been added as a provisional driver to a long-standing insurance policy on a parent or friend’s vehicle, you may now be facing the unexpected challenge of finding a online insurance that covers you on your own vehicle.

Size really does matter

One key factor in determining the cost of insurance premiums is the engine size of the vehicle. So if you haven’t yet bought a car, make sure you research the comprehensive insurance costs of all the options you are considering. Even cars that at first glance seem similar may have noticeably different insurance premiums due to just a small variation in engine size.

More mods mean more money

Although it might be tempting to raise or lower the car or add alloys or larger wheels, this may not be a great idea. Insurers do not tend to look favourably on modifications. They can noticeably increase the cost of insurance, and failure to declare modifications that you have made can render your insurance invalid, so take great care when making changes!

Mind the gap

A final factor to consider is whether the full value of your car would be protected if you were to have an accident that wrote the vehicle off. New vehicles lose a lot of their value in the first year. This depreciation means that if a car is damaged in an accident, and the insurance will only payout on the current value, you could stand to lose a significant amount of your initial investment. This can be particularly problematic if you have bought your car on finance – you could end up with a big bill, which would not be entirely covered by the insurance payout.

This is where a relatively new insurance product, gap insurance, comes in. Designed primarily for new drivers and nearly new cars, this insurance will cover the difference between any outstanding finance payments you owe on the car, and the payment from your main insurance policy. For new drivers with new cars, this is definitely a factor worth considering.

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Car Insurance

Getting more affordable car insurance when modifying your vehicle

If you have a modified vehicle, or you’re thinking about modifying your vehicle, it’s important to consider how those modifications can alter your motor insurance. Getting the most affordable car insurance quotes for your modified vehicle is easy, however, if you know how.

Choose your modifications wisely

The first thing to consider if you’re thinking about modifying your vehicle, is the kind of mods you want to have on your vehicle. If you choose mods that don’t alter the way your vehicle handles or drives, then your car insurance quotes should actually remain relatively static.

You will usually only experience an increase in insurance quotes if you begin to modify the engine, steering, braking, or running gear of your vehicle. Adding a body kit to your vehicle likely won’t cause your insurance to increase. Adding more power to the engine, on the other hand, probably will as you will be considered at higher risk of having an accident.

How to get the best quotes

The other way to make sure you get the best quotes for your modified vehicle is to arrange your car insurance online. This will give you the ability to compare car insurance quotes from a wide range of providers. If you have a list of modifications, you don’t want to have to put them into your search for every single insurer – it’s much easier to input them just once, and have multiple insurers able to provide quotes.

Something to remember is that modifying vehicles is now even more popular than ever before, and most insurance companies will either have specific insurance packages available for modified vehicles, or they will be well versed in handling customers requirements. They can assess what will affect your vehicle’s actual accident risk and what is simply a cosmetic upgrade, and make your insurance quote reflect that.

If you choose your modifications carefully, or use comparison quotes to budget the increase for performance upgrades, you can easily understand what you can comfortably afford. The use of an easy, effective car insurance quote comparison tool can be invaluable, and let you complete your searches in mere minutes.

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Health Insurance

Warning signs that you need to reassess your health insurace plan

Knowing which insurance provider to go with and plan to choose can be tricky in the first place. And once you’ve gone through the tedious process of choosing one it can be tempting to stick with it for longer than you necessarily should. As our needs change, so does the type of insurance plan that we require.

Is it time for you to compare cheap health insurance plans? Here is a list of warning signs to look out for.

Your health has changed

If you have previously been a generally healthy person who rarely sees the doctor but have recently had a new diagnosis, or are experiencing ongoing symptoms and suspect that they will need medical investigation and potentially treatment, you should consider looking at your plan again to check that it still meets your needs. This means you will be covered for all instances.

Your risk has increased

With the current COVID-19 pandemic, everyone is more at risk. This is not just due to the dangers of the virus but because public health services around the world are now under intense strain. It’s currently much harder to be seen at the local clinic for something that previously would have been addressed and treated quickly, such as a common ear infection. Unless your condition is an emergency, it can take weeks to get an online appointment and prescription. Private cover can help to speed things up.

You’re paying a large premium for cover you never use

You are struggling to pay your monthly health insurance premium and have only claimed for coverage a minimal number of times over the last few years. We never suggest getting rid of your health insurance, however, there is no harm in exploring other options and shopping around.

You never seem to be covered when you need to be

If you often find yourself using services that are not covered by your plan, this is a telltale sign that your current health insurance plan isn’t working for you. Your plan should enable you to access a wide range of services in your area, that are near to your home, easily accessible and without additional cost. This is more important now than ever with social distancing restrictions in place and limitations to how far people can travel.

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