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Travel Insurance

What you need to know about Covid-19

COVID-19 is a very hot topic right now. For a great many of you that are planning to travel and have purchased travel insurance, you will want to know what you can do and where you stand.

What is it?

COVID-19 is thought to have started with animals, which is similar to viruses that have appeared before.

What are the symptoms of coronavirus?

In most cases, it has mild symptoms and closely resembles the common cold and in more significant cases, the flu.
The symptoms include:

– Shortness of breath
– Fever
– A constant cough
– Runny nose

It is possible that it can spread before symptoms appear making it difficult to contain.

How can I limit my exposure?

The best approach is to practice good hygiene by doing the following:

– Limiting contact with those that exhibit the conditions.
– Wash your hands frequently.
– Cover your mouth and nose when sneezing or coughing.
– Avoid touching your mouth, eyes and mouth with your hands.
– Not sharing bedding and utensils with anyone that is unwell.

Is it safe to travel?

If you travel to parts of the world where the virus is prevalent, then this could result in a quarantine period. However, there is no direct danger if you travel elsewhere.

How can I prepare for a trip?

Your travel plans may not be affected, but you can prepare:

– Check Government websites for travel advice for your destination.
– Talk to your doctor if you are travelling with a child, are pregnant or have weak immunity.
– Consult with your transport provider for advice on possible disruptions.
– Stay healthy by eating foods that boost immunity.

What should I do if I have returned and feel unwell?

If you have a cough, difficulty breathing and fever, then you need to seek medical care. These symptoms can have different causes, including COVID-19.

You need to tell your health care provider if you have been to China or other high-risk countries where COVID-19 has been reported.

It is important to note to phone your local hospital or doctor before you arrive as this will allow the medical teams to make preparations before your arrival.

Finally…

Whatever you decide, you need to ensure that you have comprehensive trip insurance. For the latest prices and up-to-date information on the best travel insurance click here.

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Travel Insurance

Top 4 travel insurance mistakes you need to avoid

Arranging travel insurance should be an essential part of any trip’s preparation. However, you need to watch out for these common mistakes that many people make when it comes to this travel essential.

Leaving it too late

Unfortunately, many people simply don’t book their travel insurance until the day or so before they leave. It’s almost an afterthought for many travellers!

Remember, if you book your insurance at the same time you book your holiday, you’ll often be covered if your holiday is cancelled, or if you’re taken ill and you’re unable to actually make the journey.

This could save you a lot of money, so it’s worth getting the admin done early.

Not checking what your travel insurance actually covers

It’s surprising how many people think that ‘travel insurance’ covers any and all eventualities!

As with any kind of insurance, you need to take the time to ensure that you’ll be covered for everything you require.

For instance, some insurance won’t cover work trips, only leisure holidays. Others might not cover you for certain locations, or for longer periods.

Make sure you do your homework here; you don’t want to wind up with the wrong cover.

Avoiding talking about pre-existing conditions

It’s understandable that people don’t always want to declare pre-existing health conditions, as they can add a decent amount of money to your premium.

However, it’s a false economy. You’re simply much more likely to get refused a payout if anything happens to you and your insurer discovers you didn’t disclose any issues.

And you might be surprised how mild some ‘pre-existing’ conditions are considered to be. Even ongoing conditions such as hypothyroidism, depression and anxiety can all be classed as issues you need to disclose.

Remember, it might make your insurance premium a little more expensive, but the alternative is much worse.

Ignoring the details and the small print

Alright, no-one enjoys reading small print. But when it comes to travel insurance, it’s simply something you can’t afford to miss doing.

You need to understand specifically what you’re covered for and if there are any loopholes in place you need to be aware of. It’s no good finding these things out when it’s too late.

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Travel Insurance

Should you get travel insurance for a business trip?

It’s quite common for companies to send their best and brightest members of staff on business trips – sometimes overseas. The bulk of the cost will be covered by the employers, with travel, accommodation and necessities such as food being expenses that you can claim back. Your company, however, might not offer to pay your travel insurance. This leaves you with a decision to make: do you go without or fork out the money from your own pocket? The answer is that it’s always better to have travel insurance – especially when it’s so easy to get for cheap. Let’s have a look at three reasons why you need to be covered when going on a business trip.

Expenses

You obviously don’t want to be out of pocket for a trip that’s for work. Unfortunately, you risk this happening when you don’t get travel insurance. Take, for instance, if you were to injure yourself. A trip to the hospital could mean you’re left facing huge bills – and it might be unlikely that your company will go to the effort of picking up the tab.

Privacy

Even if you do expect your company to pick up the bill, you might be put off by the prospect of sharing certain details about your health. For example, if you were to slip in the bathtub. The prospect of sharing such a private matter with others might not be something you’ll want to consider, so you’d be better off mending your injuries yourself and simply claiming the costs back on your travel insurance.

Productivity

Productivity is at the heart of every business trip. However, if you’re not covered for accidents and injuries then you might not be able to reach your full potential – which in the process could disappoint your employer. Consider this: if you’re putting off medical treatment because you’re worried about the possible costs, it could mean that you get worse as a result and therefore further hinder your ability to do a great job.

What can you do?

Luckily it’s so easy to sort out your own cheap travel insurance quotes before going on a business trip. You simply have to visit Compare Insurance and then check out the rates offered by the different providers.

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Travel Insurance

Worried about losing your luggage? Get travel insurance

The average person gets travel insurance to cover themselves against any possible injuries or illnesses when on holiday. This is, of course, a very sensible thing to do. However, a lot of people forget that insurance actually protects them against more than just humongous medical expenses. Instead, the cover can be used if you lose your luggage – either on the journey to or from your vacation destination. Let’s have a look at why it’s always so important to have this protection when going on holiday.

Before

There are a lot of people who are unsure about packing their favourite items of clothing when they go away. This isn’t right, especially since you should look and feel your best when on holiday. Thankfully, you won’t feel deterred from packing your most expensive pair of trainers or your priciest jeans if you know that you’ll receive money to replace them should your luggage become lost.

During

It will always leave a sour taste in your mouth if you lose your luggage. However, it’s true to say that you’ll shield most of the blow if you’ve got travel insurance. You won’t have to worry about how you’ll be able to afford to replace everything, meaning you can instead maintain a more positive frame of mind during your trip. This should ensure that you enjoy yourself even in the event that your luggage gets lost.

After

There won’t be anything to stop you from bouncing back when you return from your holiday. Your travel insurance provider will let you know how much money you’re entitled to after losing your luggage, so you’ll be able to start replacing items sooner rather than later. This ultimately means that you shouldn’t have to pinch those pennies just to re-fill your wardrobe with clothes that shouldn’t have gone missing in the first place.

Let us help

Losing your luggage is never pleasant, but you’ll cushion the blow to you and your holiday if you are fully covered. Therefore, don’t wait to get your hands on cheap travel insurance by sizing up different providers through Compare insurance.

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Travel Insurance

Going on a short city break? You’ll still need travel insurance

A city break typically lasts just a few days. Due to this, many travellers wrongly presume that they’ll be fine without travel insurance. After all, what’s the worst that can happen in such a short space of time? Well, these people might be surprised to learn that a lot can happen during a weekend – and the likelihood of falling ill is still high when you’re on this kind of trip. Let’s look at three reasons why you still need travel insurance even when you’re just going on a short city break.

Pace

There’s simply no time to waste when you’ve got an entire city to explore in just a matter of days. This means many will push themselves to the absolute limit – with early starts and loads of walking. This can, of course, all be rather exhausting. While this type of behaviour might equate to a great time and many unforgettable memories being made, it also weakens your immune system and makes you more susceptible to falling ill.

Hygiene

Cities like London, Rome and Paris can be magical – but because they’re so vast, not everything will look like the brochures. Unlike holiday resorts that cater exclusively to tourists, in a big city it takes just one wrong turn to end up eating in a place that might not exhibit the best levels of hygiene. It can take just one undercooked meal or one filthy handrail for you to suddenly become very ill.

Budget

You’ll find that many cities tend to have a high cost of living, largely because of their populations. This is why food, accommodation and indeed medical supplies can be very expensive. Rather than incur huge bills when you fall ill or injure yourself, you should instead cover yourself with travel insurance. This will mean that you might be able to claim back at least some of the cost.

Don’t go without!

Travel insurance is always important whenever you go away – and this includes those occasions when you’re only going on a quick city break. Thankfully you don’t have to pay more than necessary if you size up the best quotes by checking out Compare Travel Insurance.

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Travel Insurance

The secret cost of forgoing travel insurance

These days it’s easier than ever for people to get their hands on cheap travel insurance before going away on holiday. However, the cost – no matter how affordable – can still be off-putting to many people. This is understandable, especially when you consider that most travellers might have already spent a small fortune on just booking the vacation. You should know that there’s a hidden cost to not having travel insurance – and often it’s a price that’s just not worth paying. Let’s have a look at the hidden cost of going away without travel insurance.

Value

You, of course, want to get as much out of your holiday as possible. This includes making sure that you see the most wonderful sights and take part in the most adventurous activities. After all, this will no doubt be why you’ve spent so much money on going away in the first place. Unfortunately, you’ll sometimes find that you can’t do everything you want when you don’t have travel insurance. You might fear getting ill or injured if you partake in certain activities – in the process meaning you have to sit stuff out. The end result is that you just won’t be getting good value out of the money you’ve already spent on your trip.

Waste

You can remedy an illness or injury immediately if you’ve got travel insurance. While this might involve a trip to the doctor, you’ll at least know that the bulk of the cost will be covered by your insurance and that the treatment you receive will be excellent. The same, of course, can’t be said when you don’t have travel insurance. Often people rack up considerable expenses (massages for injuries, bandages for cuts, medicine for illness etc.) because they can’t afford to go down the other more effective routes for fear of a big bill. Sadly, most do incur these wasted costs before ultimately still having to seek proper medical assistance.

Play it safe

Travel insurance won’t just ensure your health is in safe hands when on holiday, but will also go some length to making sure you don’t encounter these hidden costs. Therefore, don’t wait to find cover by checking out Compare Insurance.

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Travel Insurance

3 surprising reasons why foodie-travellers need travel insurance

The prospect of enjoying foreign cuisine for a week or two is often a major reason why people choose to go abroad. Unfortunately, eating during your vacation is nowhere near as safe as when you’re eating at home. In fact, your new dining habits could actually make you ill on holiday – which is just one of the reasons why you need travel insurance. Let’s take a look at how what you eat – and don’t eat – could have an effect on your health when you’re on holiday.

Appetite

You’re actually more likely to lose your appetite when you’re on holiday – even when faced with some delicious delights. The pattern of travelling, adjusting to a new time-zone and adapting to different weather can cause appetite-quelling gastrointestinal issues. This can make you feel poorly in itself, but the real strain on your body occurs when it is deprived of the energy that comes from food. You’ll ultimately end up with a weaker immune system that makes you more susceptible to illness.

Over-eating

If you don’t lose your appetite you might well find that you can’t quite control what you eat. After all, you’re on holiday – who cares how much you have for dinner? Unfortunately, if you eat more than you usually would you could develop health problems as a result. This is largely down to the fact that there will be increased blood flow to your intestines, meaning other body parts – such as the brain – can only access a reduced amount. This could make you become lethargic and reduce your body’s ability to defend itself against illness.

Shock

You can inadvertently shock your body when you switch up your dining habits. This is particularly true when the food you’re eating is sourced and prepared differently to what you’re used to at home. You could feel under the weather and perhaps suffer from digestive issues. Over time this might escalate further, increasing your chances of developing further illnesses while you’re on holiday.

Be safe

It’s not a question of avoiding going abroad in case you fall ill. Instead, it’s just about making sure you’re covered in the event that you do require medical assistance. Therefore, before you go away you should be sure to find a cheap travel insurance quote by visiting Compare Insurance.

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Travel Insurance

Here’s why you still need travel insurance for laidback beach holidays

A sun-soaked week on the beach sounds like paradise for most people. However, the fact that you don’t intend to do much more than just bask in the glorious weather and enjoy the ocean isn’t a reason to go without travel insurance. It is, of course, essential that you are fully covered. You might well ask: what’s the worst that could happen during a beach holiday? Let’s have a look at three reasons why you still need travel insurance even for a laidback beach vacation.

Health

You’re still susceptible to a wide range of health problems even when you’re just lying in the sun. Take, for instance, sunburn. You can actually sustain third-degree burns if you don’t wear the right sun lotion or if your chosen brand fails you. This is one of the more obvious ailments, but there are also other illnesses, such as heat stroke, which can require you to seek expensive medical attention.

Injury

Never forget that you don’t even have to be acting carelessly or recklessly to sustain an injury while enjoying a beach holiday. You could twist your ankle walking in the sand or cut your foot while entering the ocean. These are just two of the mishaps that, through no fault of your own, could cause you to require medical attention and possibly face huge bills if you don’t have travel insurance.

Cancellation

Travel insurance doesn’t just cover you for accidents and injuries. Instead, it can also cover you for any cancellations or delays that might have an adverse effect on your holiday. This could happen if your flight is cancelled at the end of your beach holiday. It’s possible that you could incur a number of costs as a result, including accommodation and necessities like food and drink. The right travel insurance can help you recover some of these costs.

Choose carefully

You have a variety of health insurance providers to choose from before going on your beach getaway, so be sure to weigh up the differences between them all by using Compare Insurance. This will ensure that you can find one for the right price and to cover your individual needs.

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Travel Insurance

3 secret ways travel insurance will improve your holiday

The average holiday can cost anything from a couple of hundred pounds to a few thousand. The travel insurance that goes alongside it – while just a drop in the ocean by comparison – can admittedly feel like a bitter cost to swallow on top of it all. It is, however, vital that you take it out. This isn’t just because it will cover you in the event of an accident or incident, but also because it will actually help you to enjoy your holiday more. Here are three reasons why holidays with travel insurance are more fun.

Peace of mind

It can feel like a huge weight on your shoulders if you go abroad without travel insurance. There will be a constant awareness that you’re just one mishap away from possibly amassing huge medical bills. On the other hand, you’ll have much more peace of mind once you’re covered. This will assist you with kicking-back, relaxing and fully enjoying your trip.

Greater freedom

You can live [a bit more] on the wild side if you have travel insurance. This doesn’t mean that you should go diving with sharks or jumping out of planes, but instead more simple activities – such as ice-skating or playing sports – can remain a feasible way to have fun while you’re away. After all, any injuries that you might sustain will be covered.

Reduced escalation

You can nip problems in the bud from the moment they arise if you have travel insurance. Take, for instance, if you somehow cut your skin. If you don’t seek medical attention because you’re worried about the cost then the issue could escalate. The wound could become infected or just generally dampen your enjoyment of the holiday. Meanwhile, with travel insurance, you can have it looked at before happily getting on with the rest of your holiday.

Where can you get travel insurance?

You can weigh up the differences between various travel insurance providers by using Compare Insurance. This will ensure that you can find cheap holiday insurance that suits your individual needs and comes at a price that’s suitable for you.

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Travel Insurance

3 reasons why travel insurance is a must-have

If you enjoy travelling and are planning a trip, you must get travel insurance. We cannot stress enough how important it is that you buy insurance, especially if you are travelling overseas. The last thing you want when travelling for leisure is to miss a flight or get sick and not have the resources to deal with these kinds of problem. Here are some of the reasons why travel insurance is a must-have.

Medical emergencies overseas are very expensive

There is very little you can do to avoid getting sick. It just happens. Sometimes you may need to visit a hospital, but healthcare in other countries is costly and can cost you thousands of dirhams. When your travel insurance has medical emergency benefits, then the insurance company will reimburse you for any losses incurred due to medical and dental emergencies. It also caters for emergency transportation to a medical centre and the cost to bring you back home following a covered illness or injury.

It covers minor mishaps

It is not unusual for a flight to get cancelled or delayed. This could disrupt your entire travel plans, especially if you had a connecting flight. Travel delay benefits cover all additional travel and accommodation expenses as well as any lost prepaid costs caused by a flight delay of more than six hours. If your insurance package has baggage delay benefits, you can also get compensated for the additional purchase of essential items in the case where your luggage is delayed for 24 hours or is misdirected by a common carrier. Including such benefits on your insurance plan will ensure that you have a stress-free experience.

It is affordable

With so many options in the market, you have no excuse not to have travel insurance. After booking your flights and accommodation, you probably don’t want to spend any more money but, travel insurance worth one thousand dirhams can save you from incurring costs worth tens of thousands. Our company helps you get the best deals for the most competitive prices in the market. We help you compare rates from various insurance companies, making sure you get the best deal money can buy.

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