Medical Coverage Plans
Get a quote nowA health insurance plan is one of the best and safest ways to ensure you have financial cover in the case of a medical emergency
First, let us look at what health insurance or medical insurance actually is? Simply put, it’s a contract between the insurer and the person insured, the person insured pays a monthly or annual premium in exchange for medical and surgical expenses.
A health insurance plan is one of the best and safest ways to ensure you have financial cover in the case of a medical emergency as medical bills can leave you within huge debts as it’s becoming more and more expensive.
Some of the features and benefits medical coverage plans would include are cashless treatments: meaning the hospital or general practitioner would claim directly from the insurance company, cover for before and after you have been admitted to hospital, medical check-ups would most likely include too, the room you would stay in hospital and transportation using an ambulance.
Depending on the insurance company there are many different plans to choose from. The different plans have different benefits and coverage be sure to choose the plan best suited for your medical insurance needs.
Individual health plan
Exactly like the name states, this is medical or health insurance for you as an individual, here there will only be one policyholder. Depending on the policy you choose you would most probably qualify for the above-mentioned benefits. Always be sure to compare insurance plans so you know you have the right cover for your needs.
Family health insurance plans
These plans have proved to be affordable and give the whole family wider coverage, this means your whole family will be covered under one medical insurance plan and you would not need to buy individual plans for each member of the family. Be sure to compare the total sum and benefits you have when buying this plan so you are sure to choose the right medical cover for your whole family.
Senior citizen health insurance plans
Some insurers offer plans for individuals over 60 years of age and in most cases, this plan would come with a discounted monthly or annual cost. Just know that you would probably need to go for a medical check-up before you would be able to qualify for this plan.
Comparing the top medical insurance plans using Compare Insurance is essential as you will be able to compare a range of medical insurance policies all on one page.
In this article
Individual health plan
Family health insurance plans
Senior citizen health insurance plans
Our top health insurance guides / articles
View all health insurance guides
Joint Health Insurance
Why a joint health insurance policy cound be perfect for you and your partner?
Physiotherapy
Treatment for kidney dialysis
More than 2000 patients living in the UAE are currently undergoing dialysis
Medical aid for pensioners
Senior citizens are one demographic which may be compromised when it comes to premiums on medical aid
Specialist Consultations
Pediatricians, dermatologists, obstetrician/gynecologists, anesthetists, and ophthalmologist specialists
Healthcare Cash Plans
Some policies would pay out cash weekly as a benefit if the policyholder is admitted to the hospital
Self-pay Healthcare Plans
This would be a great option if you do not want the monthly or annual premiums
Types of healthcare insurance
Each medical insurance policy would be different and every insurance company would offer different types of medical insurance plans
Features and benefits of healthcare insurance
There are many different types of medical insurance and the features and benefits of each policy
How to get affordable health insurance?
It’s very simple and you have to take the time and compare a range of medical insurance plans
How to choose the best health insurance for you and your family?
If you are a first-time medical insurance policy buyer or currently shopping around we have put together some tips
Private health insurance
Your employer would give you basic health insurance but that is not always enough for your need
What To Do When a Loved One Passes Away
This is not an easy time for anyone but it’s important to prepare for these unfortunate events.
Why you and your family needs health insurance
Paying medical costs out of your packet can be financially crippling and you can’t put a price on health
What does health insurance actually cover you for?
The basic sector would most likely exclude dental, ear and eye care which is crucial for all people
Medical Coverage Plans
A health insurance plan is one of the best and safest ways to ensure you have financial cover in the case of a medical emergency
How co-pay works on your health insurance policy?
Some insurers call the co-payment “excess” and this can be a specific amount or a percentage of the claim.
Medical repatriation
Check your policy to understand if medical repatriation is a benefit, this means would your medical insurance cover you
Medical Aid for Students
Student medical aid would be at a more affordable rate for students who are still busy studying
Plans for pre-existing conditions
You can get personal financial solutions that fit your life and budget as your life changes
Is medical aid affordable?
It’s possible that you can tailor your health plans or choose your medical aid to best suit your needs and your pocket
Rehabilitation Treatment
This benefit offers you a holistic approach to treating your pain by highly trained professionals
What’s Covered in Regional Healthcare Policies?
Regional healthcare policies cover residents in the UAE and other GCC countries. The coverage and pricing of these policies can vary greatly
What’s Covered in International Healthcare Policies?
International health insurance should offer comprehensive cover for people living abroad
What Hospitals Are Included in Your Network Tier on Your Health Insurance Policy?
Health insurance tier systems should help consumers compare similarly priced health plans
Treatment in Intensive Care
IC treatment deals with the most critical cases and involves special procedures and monitoring
Outpatient Consultations, Diagnostic Tests and Prescribed Drugs
Many medical plans include “outpatient cover”
In-patient and Day-patient Hospital Treatment
In-patient and day-patient care covers most treatments in hospitals and clinics. But what are the differences between them?
Anaesthetists Roles and Fees in Health Insurance
Like surgeons, anaesthetists may charge a separate fee for their services during medical procedures
Surgeons Roles and Fees in Health Insurance
How does your health insurance handle surgical fees, and what is the surgeon’s role in your health plan coverage?
Help with Costs to Return After Treatment
One of the options available under many healthcare plans is cover for the cost of returning to the UAE after treatment abroad
Radiology Tests
Radiology, also known as diagnostic imaging, is the science of diagnosing and treating various types of diseases
Transplant Services
In the UAE, health plans cover the cost of organ transplants. Costs for the acquisition of the organs is, however, not necessarily covered.
Treatment Administered by a Registered Acupuncturist
In the UAE, coverage for alternative treatments such as acupuncture are usually associated with high-end plans only
Compassionate Visits
This additional insurance covers the cost of travel for a family member to visit you should you be hospitalized
Personal Health Insurance
Having personal health insurance is an advisable preventative measure against unexpected health costs
Can I get Health Insurance If I Smoke?
Here’s what you need to know about smoking and health insurance