Personal Health Insurance

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Having personal health insurance is an advisable preventative measure against unexpected health costs

Personal Health Insurance

What Is It?

Citizens and expats of Dubai benefit from living in a city with some of the most developed and advanced medical care in the world. All citizens and residents of Dubai are legally required to have some form of health insurance. Personal health insurance is a form of insurance that protects an individual from unplanned expenses resulting from injuries or illness.

What Does This Kind of Insurance Cover?

What an individual health insurance plan covers will vary depending on the plan and the insurance provider. The cost of the plan will likely also impact the amount of coverage it offers. Some insurance providers may also offer stratified personal health care policies, ranging from basic to advanced. It’s important to remember there is no “one size fits all” policy when it comes to personal healthcare plans.

Should I Purchase Personal Health Insurance?

Whether or not you should opt for individual health insurance depends on your personal circumstances. Companies in Dubai are legally obligated to provide and pay for an essential health cover plan for their employees. The benefit of this is that you don’t need to pay a monthly premium for your healthcare, helping you to save. A downside of this arrangement is that the medical costs and services covered by your company’s healthcare plan may be limited.

It’s worthwhile finding out exactly what your corporate healthcare policy covers before making a decision. You might find out that the coverage you receive is not as extensive as it seems and, in that case, it would be a good idea to look into purchasing your own personal health insurance. Purchasing private coverage does mean you will be paying more, but the rewards come tenfold from being adequately covered should a situation arise where you require a costly medical procedure or medication.

It’s also important to take note of your family situation. If you are an individual living and working in Dubai with no family then individual insurance would be ideal for you. However, if you have a spouse or family then it would make more sense to look at family healthcare plans to ensure your loved ones are as equally protected as you.

Here at CompareInsurance we work with multiple private healthcare providers, allowing users to compare a range of individual health insurance quotes to find a plan and price that suits their needs.

In this article


What Is It?

What Does This Kind of Insurance Cover?

Should I Purchase Personal Health Insurance?

COMPARE HEALTH INSURANCE QUOTES

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