Mental Health Insurance
Get a quote nowHow important is it to prioritize your mental health?
Prioritizing mental health has become more important than ever. External pressures such as work, financial and relationship stresses have the potential to overrule your life and take a toll on your overall health. Mental health issues include a large umbrella of short to long term conditions including anxiety, depression, substance addiction, burnout, bipolar disorder and schizophrenia. People often stigmatize mental illness and believe it is something that will never happen to them, the reality is mental illness could affect anyone – all ages, genders and races.
Mental illness on the rise
The incidence of mental illness is on the rise, with almost one-third of the population of Dubai in need of mental health assistance or intervention. Mental health amongst young people, especially children and adolescents, is of particular concern. Children and teenagers are becoming exposed to social media at a younger age which opens the door to cyber bullying and pressures to fit in with their peers. Anxiety disorders, eating disorders, depression and schizophrenia have been found to top the list of mental health issues affecting young people in the UAE.
Mental health vs Physical Health
Mental health is just as important physical health and is often overlooked due to the expense of consulting with mental health professionals such as psychologists and psychiatrists. General health insurance policies usually do not cover mental health issues, possibly leading to greater expenses down the line.
Treatment for your mental health
Seeking treatment for mental health issues can be a medium to long term process and can result in multiple consultations leading to large medical bills. Treatment for substance addiction and eating disorders generally requires a longer stay in a rehabilitation facility. Mental health services are usually expensive. Without mental health insurance, you may be tempted to forgo the care you require or seek short term alternatives to save on costs, this could lead to worsening conditions and more stress during an already stressful time. Mental health insurance may also cover medication you need if recommended by your psychiatrist or doctor.
Understanding your health insurance plan
Take the time to fully understand your health insurance plan and what it covers and what it does not. If you already have a chronic mental illness, it would be best to disclose this when opening a new health insurance policy, in this way you can ensure that you’re fully covered when it comes to your medical and therapeutic needs. Considering your mental health is extremely important in this day and age. Don’t hesitate to seek advice or a second opinion on adding mental health insurance to your current health insurance plan.
In this article
Mental illness on the rise
Mental health vs Physical Health
Treatment for your mental health
Understanding your health insurance plan
Our top health insurance guides / articles
View all health insurance guides
Joint Health Insurance
Why a joint health insurance policy cound be perfect for you and your partner?
Physiotherapy
Treatment for kidney dialysis
More than 2000 patients living in the UAE are currently undergoing dialysis
Medical aid for pensioners
Senior citizens are one demographic which may be compromised when it comes to premiums on medical aid
Specialist Consultations
Pediatricians, dermatologists, obstetrician/gynecologists, anesthetists, and ophthalmologist specialists
Healthcare Cash Plans
Some policies would pay out cash weekly as a benefit if the policyholder is admitted to the hospital
Self-pay Healthcare Plans
This would be a great option if you do not want the monthly or annual premiums
Types of healthcare insurance
Each medical insurance policy would be different and every insurance company would offer different types of medical insurance plans
Features and benefits of healthcare insurance
There are many different types of medical insurance and the features and benefits of each policy
How to get affordable health insurance?
It’s very simple and you have to take the time and compare a range of medical insurance plans
How to choose the best health insurance for you and your family?
If you are a first-time medical insurance policy buyer or currently shopping around we have put together some tips
Private health insurance
Your employer would give you basic health insurance but that is not always enough for your need
What To Do When a Loved One Passes Away
This is not an easy time for anyone but it’s important to prepare for these unfortunate events.
Why you and your family needs health insurance
Paying medical costs out of your packet can be financially crippling and you can’t put a price on health
What does health insurance actually cover you for?
The basic sector would most likely exclude dental, ear and eye care which is crucial for all people
Medical Coverage Plans
A health insurance plan is one of the best and safest ways to ensure you have financial cover in the case of a medical emergency
How co-pay works on your health insurance policy?
Some insurers call the co-payment “excess” and this can be a specific amount or a percentage of the claim.
Medical repatriation
Check your policy to understand if medical repatriation is a benefit, this means would your medical insurance cover you
Medical Aid for Students
Student medical aid would be at a more affordable rate for students who are still busy studying
Plans for pre-existing conditions
You can get personal financial solutions that fit your life and budget as your life changes
Is medical aid affordable?
It’s possible that you can tailor your health plans or choose your medical aid to best suit your needs and your pocket
Rehabilitation Treatment
This benefit offers you a holistic approach to treating your pain by highly trained professionals
What’s Covered in Regional Healthcare Policies?
Regional healthcare policies cover residents in the UAE and other GCC countries. The coverage and pricing of these policies can vary greatly
What’s Covered in International Healthcare Policies?
International health insurance should offer comprehensive cover for people living abroad
What Hospitals Are Included in Your Network Tier on Your Health Insurance Policy?
Health insurance tier systems should help consumers compare similarly priced health plans
Treatment in Intensive Care
IC treatment deals with the most critical cases and involves special procedures and monitoring
Outpatient Consultations, Diagnostic Tests and Prescribed Drugs
Many medical plans include “outpatient cover”
In-patient and Day-patient Hospital Treatment
In-patient and day-patient care covers most treatments in hospitals and clinics. But what are the differences between them?
Anaesthetists Roles and Fees in Health Insurance
Like surgeons, anaesthetists may charge a separate fee for their services during medical procedures
Surgeons Roles and Fees in Health Insurance
How does your health insurance handle surgical fees, and what is the surgeon’s role in your health plan coverage?
Help with Costs to Return After Treatment
One of the options available under many healthcare plans is cover for the cost of returning to the UAE after treatment abroad
Radiology Tests
Radiology, also known as diagnostic imaging, is the science of diagnosing and treating various types of diseases
Transplant Services
In the UAE, health plans cover the cost of organ transplants. Costs for the acquisition of the organs is, however, not necessarily covered.
Treatment Administered by a Registered Acupuncturist
In the UAE, coverage for alternative treatments such as acupuncture are usually associated with high-end plans only
Compassionate Visits
This additional insurance covers the cost of travel for a family member to visit you should you be hospitalized
Personal Health Insurance
Having personal health insurance is an advisable preventative measure against unexpected health costs
Can I get Health Insurance If I Smoke?
Here’s what you need to know about smoking and health insurance