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Health insurance for students living and studying in Dubai
If you are a student living and studying in Dubai, it is important to note that you are required to be covered by health insurance. Whether you are paying your own premiums, or if you are covered by your parents, health insurance is a must. It is difficult to anticipate when or if you might require medical treatment or intervention in the near or distant future, therefore it is a good idea to look at your health insurance plan as an investment to your health.
Why do I need health insurance?
All residents and expats living and working in Dubai must have health insurance cover, this is done to ensure that you can receive quality medical care when you need it. Dubai is home to a wide range of highly skilled medical professionals and various levels of health care which can be divided into private and public healthcare. If you are a citizen of UAE without health insurance, you would be required to seek medical treatment in a public facility.
Types of health insurance in Dubai
Health insurance basically allows you to receive medical care in private hospitals and consult with private specialists. There are varying levels of health or medical insurance in Dubai, including basic plans which cover inpatient treatment when you are admitted to hospital for a condition or an emergency. You can also get covered by a medium-cover policy where both inpatient as well as outpatient treatment is including in your health insurance plan. A comprehensive plan is usually the most expensive type of health insurance plan but covers inpatient and outpatient cover as well as cover for consulting with mental health professionals and specialists like physiotherapists.
Which plan is best for me?
Students are more likely to seek cost-effective health insurance plans as they are most likely studying fulltime and have not yet started their career. Comparing health insurance plans is a great place to start. Take a look at your current income or finances as well as your expenses and determine what you would be able to spend on health insurance. If you have a pre-existing medical condition which requires chronic medication or continuous medical intervention, you will need to factor these requirements in when looking for a plan.
A great place to start comparing different health insurance plans is Compare Insurance. We do all the work and provide you with the best options to suit your lifestyle and budget.
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