Health Insurance for Over 50’s

Get a quote now

Why individuals over 50 need health insurance?

Health Insurance for Over 50’s

Individuals over the age of 50 years, like all residents and expats working in Dubai, are also required to ensure that they have adequate health insurance. Health insurance is important to ensure that should you require inpatient or outpatient medical attention or treatment, you are eligible to receive high quality treatment and care.

Many medical aids or health insurance plans charge higher premiums for individuals over the age of 60 due to medical risks associated with a higher age. Medical aids do not have restrictions when it comes to joining at any age, however looking into health insurance in your 50’s, before you pass the 60-year mark is a smart idea.

It has been found that many residents of Dubai over the age of 60 opt for a basic health insurance plan with minimal additional benefits instead of more comprehensive plans due to the sheer cost increase associated with a higher age. This could result in shortfalls in medical and health care later down the line and result in older individuals having to cover this from their own pocket.

Why do I need health insurance after age 50?

As for anyone, health insurance is a very important to ensure that you receive quality medical treatment should you need it. As you get older, your risks of developing chronic conditions increase and in turn this may reduce your immunity and increase the time it takes for you to heal and recover, making it easier for you to pick up an infection or get sick.

Why is health insurance more costly for older people?

Reasons for higher premiums amongst individuals over 60 years include a having a higher risk of pre-existing conditions such as heart disease, diabetes, and high cholesterol. There are also limited insurance plans which are specifically suited to individuals over 60 years.

How to afford cover when you are older

Once you have retired, the chances are you may not have spare money to open a comprehensive medical aid or health insurance plan. If you are over 50 and do not already have health insurance in place, this would be a good time to start looking. You will be considered lower risk for health insurance and likely pay a lower premium. Start by comparing different health insurance plans and their coverage levels on Compare Insurance and make sure that your budget and needs are covered.

In this article


Why do I need health insurance after age 50?

Why is health insurance more costly for older people?

How to afford cover when you are older
COMPARE OVER 50s HEALTH INSURANCE QUOTES

Our top health insurance guides / articles


View all health insurance guides