Radiology Tests
Get a quote nowRadiology, also known as diagnostic imaging, is the science of diagnosing and treating various types of diseases
Radiology tests, such as MRI scans, X-rays and CT scans are costly and are often needed on short notice. Taking precautions to ensure you are covered for such procedures can prevent you from having to pay for unplanned costs at a later stage.
What is Radiology?
Radiology, also known as diagnostic imaging, is the science of diagnosing and treating various types of diseases and internal injuries using imaging technology. Different radiology tests include X-rays, magnetic resonance imaging (MRI), computerized tomography (CT), positron emission tomography (PET) and ultrasounds.
Radiology can be divided into two areas of specialization: diagnostic radiology and interventional radiology. Diagnostic radiology mostly focuses on identifying and analyzing symptoms of a disease, response to treatment as well as health and illness screening. Interventional radiology primarily assists in medical procedures and surgeries, providing high-resonance imaging which can help guide targeted, minimally invasive treatments.
What Radiology Tests are Covered by Health Insurance?
In Dubai, health insurance is mandatory for all residents and expats living and working there. Employers are legally required to sponsor health insurance for all employees, starting from the minimum level of coverage - the Essential Benefits Plan. Some residents and expats choose to purchase their own private insurance, as private plans generally offer more coverage and allow the insured to choose what healthcare areas they want to cover.
It’s important that you, as the insured, contact either your employer or your insurance provider to discuss whether radiology tests are included in your healthcare plan. In many cases, expensive outpatient procedures like radiology tests may not be covered by your insurer, or require pre-approval. Before purchasing and committing to a new health insurance plan, be sure to discuss coverage for radiology services to see if you need to purchase add-on coverage.
Should I Purchase Coverage for Radiology Assessments?
Should you need to purchase additional coverage for radiology services, you will need to decide whether or not the cost is worth the risk. You should take into account things like your age (your health risks increase with age), your family history (whether anyone in your immediate family had cancer or other ailments), your lifestyle and your current insurance.
If your current insurance plan does not cover radiology tests, take the time to compare how much optional add-on coverage will end up costing against a more comprehensive plan that does include radiology services. Although your monthly premium will likely rise on a more inclusive plan, you would enjoy the added benefit of knowing that any radiology assessments you require will be covered by your insurance provider.
Whatever your insurance needs might be, CompareInsurance is the best and most convenient way to search for your ideal healthcare policy. Compare health insurance quotes from the top insurance providers to find the policy that best suits you!
In this article
What is Radiology?
What Radiology Tests are Covered by Health Insurance?
Should I Purchase Coverage for Radiology Assessments?
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