Self-pay Healthcare Plans
Get a quote nowThis would be a great option if you do not want the monthly or annual premiums
The term “Self-pay Healthcare Plans” simply describes people who are willing to pay for their medical treatment directly at the healthcare worker rather than having private health insurance. This would be a great option if you do not want the monthly or annual premiums or have chronic or pre-existing medical conditions that are excluded from medical policies as a benefit.
Do you have enough savings?
We always recommend that you save what you would have paid as a monthly premium for the times you might need to pay the hospital or health practitioner directly so you are sure to have enough savings in the case of an accident or severe illness as medical costs could be very expensive.
Specific treatment
Another important note is that you might need to be referred to hospital for a specific treatment by your general practitioner (GP) as he or she would be more familiar with your medical background – but it would be your responsibility to shop around for hospitals. Get quotes from as many hospitals as possible for the treatment your GP recommends you get so you are sure to get the best price for the procedure.
What's included?
Be sure to understand what would be included in the case of accepting the quote and what exactly you are paying, for example, does the quote include a private room, nursing care after the procedure, the time in the theatre, the drugs used during and after the procedure, the dressing that would be needed and the cost implications due to come form of complication.
Double check the exclusions!
Always be sure to check and double-check the exclusions for example consultation fees and anaesthetist fees as you do not want any surprises when it comes to the costs. In most cases, you would probably need to pay in full before the procedure.
All medical insurance policies differ and some policies may exclude some pre-existing condition and their policies not – so be sure to use Compare Insurance to compare a variety of medical policies quickly and easily all under one roof.
In this article
Do you have enough savings?
Specific treatment
What's included?
Double check the exclusions!
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Self-pay Healthcare Plans
This would be a great option if you do not want the monthly or annual premiums
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There are many different types of medical insurance and the features and benefits of each policy
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It’s very simple and you have to take the time and compare a range of medical insurance plans
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Your employer would give you basic health insurance but that is not always enough for your need
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Paying medical costs out of your packet can be financially crippling and you can’t put a price on health
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The basic sector would most likely exclude dental, ear and eye care which is crucial for all people
Medical Coverage Plans
A health insurance plan is one of the best and safest ways to ensure you have financial cover in the case of a medical emergency
How co-pay works on your health insurance policy?
Some insurers call the co-payment “excess” and this can be a specific amount or a percentage of the claim.
Medical repatriation
Check your policy to understand if medical repatriation is a benefit, this means would your medical insurance cover you
Medical Aid for Students
Student medical aid would be at a more affordable rate for students who are still busy studying
Plans for pre-existing conditions
You can get personal financial solutions that fit your life and budget as your life changes
Is medical aid affordable?
It’s possible that you can tailor your health plans or choose your medical aid to best suit your needs and your pocket
Rehabilitation Treatment
This benefit offers you a holistic approach to treating your pain by highly trained professionals
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Regional healthcare policies cover residents in the UAE and other GCC countries. The coverage and pricing of these policies can vary greatly
What’s Covered in International Healthcare Policies?
International health insurance should offer comprehensive cover for people living abroad
What Hospitals Are Included in Your Network Tier on Your Health Insurance Policy?
Health insurance tier systems should help consumers compare similarly priced health plans
Treatment in Intensive Care
IC treatment deals with the most critical cases and involves special procedures and monitoring
Outpatient Consultations, Diagnostic Tests and Prescribed Drugs
Many medical plans include “outpatient cover”
In-patient and Day-patient Hospital Treatment
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Anaesthetists Roles and Fees in Health Insurance
Like surgeons, anaesthetists may charge a separate fee for their services during medical procedures
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Treatment Administered by a Registered Acupuncturist
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