Understanding medical aidGet a quote now
Medical aid can save you from crippling medical bills and debt
With the increase in medical treatments, costs for the care are also increasing. Medical aid can save you from crippling medical bills and debt, in the case of being admitted to hospital in the event of severe illness or an accident.
It’s important to understand that you need medical insurance cover because no individual would know how much their medical bills would or could be – some years or months could be low or nothing but the next year or month you are involved in an accident and have very high medical costs and expensive treatments that you need to pay for. If you have medical aid you would have peace of mind that you are covered and protected from these expensive medical costs.
Medical aid or medical insurance as some people call it – can come with an excess. This is an amount you have to pay in order for you to claim from the medical policy. It’s important to understand what that cost would be and to ensure you always have those funds set aside in the case of an emergency.
Price vs Benefits
Each medical insurance policy differs and you need to compare the price and benefits of each policy to ensure you have the right cover for your budget. Use Compare Insurance to compare multiple reputable insurance policies from a range of insurance companies all on one website. If you do not see all the cover you need you can always purchase an extra cover or gap cover for general services that are not proved like dental treatments, optical care, certain vaccines and more.
Depending on the policy you might not be able to get cover for any pre-existing condition or there might be a waiting period of, for example, 6 months before you would be allowed to claim for the conditions that are pre-existing or sometimes even chronic. Be sure to read and understand your policy and it’s exclusions and benefits.
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Some policies would pay out cash weekly as a benefit if the policyholder is admitted to the hospital
This would be a great option if you do not want the monthly or annual premiums
Each medical insurance policy would be different and every insurance company would offer different types of medical insurance plans
There are many different types of medical insurance and the features and benefits of each policy
Medical aid can save you from crippling medical bills and debt
It’s very simple and you have to take the time and compare a range of medical insurance plans
Ensure your cover is designed for your and your family’s needs
If you are a first-time medical insurance policy buyer or currently shopping around we have put together some tips
Your employer would give you basic health insurance but that is not always enough for your need
This is not an easy time for anyone but it’s important to prepare for these unfortunate events.
Paying medical costs out of your packet can be financially crippling and you can’t put a price on health
The basic sector would most likely exclude dental, ear and eye care which is crucial for all people
A health insurance plan is one of the best and safest ways to ensure you have financial cover in the case of a medical emergency
Some insurers call the co-payment “excess” and this can be a specific amount or a percentage of the claim.
Check your policy to understand if medical repatriation is a benefit, this means would your medical insurance cover you
Student medical aid would be at a more affordable rate for students who are still busy studying
You can get personal financial solutions that fit your life and budget as your life changes
It’s possible that you can tailor your health plans or choose your medical aid to best suit your needs and your pocket
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